BBVA Multi3strategia portfolio

We combine the three strategic funds with greater or lesser emphasis on investment protection, the generation of regular returns or the maximization of long-term returns, according to how important each of these needs is for the customer.

The three funds are always present in the portfolio, but in different percentages depending on the preferences expressed by the customer and their risk assumption capacity, determined by the suitability test. Each of the three strategy funds invests in national and international funds, EFTs and derivatives funds.

• Active and flexible management. Able to adapt to changing market conditions.
• Diversified global portfolio. Focused on long-term profitability.
• Asset management. With the aim of mitigating losses during adverse market conditions.
• Tax efficiency. They have the tax relief of investment funds, as you only pay tax on reimbursement and not while you keep your savings in them, nor when you transfer the capital to another fund (for physical persons only).
• Personalized monitoring of the investor's personal objectives and circumstances, to adapt the portfolio to the appropriate profile where required.
• Excellence of fund picking. Most of the investment is in third-party manager international funds, selected on their previous management performance.
• Transparency. All the relevant information monthly.
• Flexibility. The ability to make contributions and receive reimbursements and liquidity, between 24 and 72 hours.

Minimum initial investment (MII): €20,000.

Portfolio management fee, this percentage comprises:

• One part is fixed: 0.65% yearly for Very Low, Low and Medium Profiles (with a €130 minimum); 0.75% yearly for High and Very High Profiles (minimum €150); it is paid biannually and calculated on the cash value of the portfolio.
• Another is variable: 5%, depending on the yearly profitability of the portfolio, charged directly to the account associated with the fund.

Fund management and deposit commission:

• Fee for Estrategia Capital FI: 0.25%.
• Fee for Estrategia Acumulación FI: 0.45%.
• Estrategia Investment Fund FI: 0.65%.

Time horizon: more than 5 years.

Geographic area: global investment.

Documentation: You can view the BBVA Multi3strategia Portfolio Standard Contract. We will generate the contract with your personalized data in the application process.