BBVA Multiestrategia funds

We take care of your investment with the aim of making your money grow

  • We manage your investment for you
  • We build a portfolio that is suitable for your profile.
  • We adjust your investment to market changes.

The step to professional management of your investment

When you sign up for the BBVA Multiestrategia Portfolio, with a minimum initial contribution of €20,000, you delegate its management to a team of experts, who will look for market opportunities to grow your investment.

With this service, we assign you a portfolio made up of three funds that invest in a selection of investment funds from leading international managers, with the help of the BBVA Quality Funds team that analyzes, compares and proposes the funds thanks to its robust selection methodology.

  • Diversification

    With a single portfolio, spread your investment between more than 40 assets.

  • Flexible management

    We adapt your portfolio to market changes.

  • Liquidity

    You will be able to access your money, with any accumulated gains or losses, within 24 to 72 hours.

  • Taxation

    You will only pay taxes when you fully or partially redeem the Portfolio. 

Así funcionan las Carteras BBVA Multiestrategia

  • We adapt to you. Before you sign up, as it is a managed portfolio, we will give you a suitability assessment that will allow us to determine which investment is most suitable for you according to the information you provide us.
  • We shape your investment. We assign you a portfolio type, made up of three funds that, in turn, invest in assets with different risks. 
  • We boost your investment. Our team of professionals constantly adjust your investment to make the most of market opportunities.

You can track your investment from your online banking, receive monthly reports and have an adviser to resolve all your queries.

Are you looking to invest in funds from leading fund managers?

Request information and find out how our portfolios managed by experts allow you to access funds from international fund managers through 3 investment funds.

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What makes up a portfolio

Your portfolio will be made up of these funds, which in turn diversify your investment in funds from other internationally recognized fund managers. 
  • Estrategia Capital investment fund
    A conservative profile fund that aims to protect savings.
  • Estrategia Acumulación investment fund
    A moderate profile fund that seeks to generate dividends to obtain regular income.
  • Estrategia Inversión investment fund
     A determined profile fund that seeks assets with greater growth potential, assuming more risk.

Risks

  • Please note that the funds the portfolio invests in are products with a certain level of risk. If the markets in which they invest do not perform as expected, they could have losses, meaning you have to be able to tolerate the economic risk that results from the performance of your portfolio.

How does the portfolio fit your risk profile?

  • When we diversify your investment, we take into account the risk you can assume and limit the investment in the highest risk fund, the Estrategia Inversión Fund.

    • If your profile is low risk, we will invest up to 25% in the highest risk fund.
    • If your profile is medium risk, we will invest up to 45% in the highest risk fund.
    • If your profile is high risk, we will invest up to 65% in the highest risk fund.
    • If your profile is very high risk, we will invest up to 95% in the highest risk fund.

     

Expenses and fees

  • Management fee
    • Applies to the total value of the portfolio.
    • It is an annual fee, but it is paid biannually.
    • Depends on the risk profile:
      • 0.65% annually (€130 minimum) for low risk profiles.
      • 0.75% annually (minimum €150) for medium risk profiles.
      • 0.85% annually for high and very high profiles (€170 minimum). 
  • Revaluation fee
    • Applies to the profit.
    • It is an annual fee.
    • 5% fee.

    The contributions made during this period will not be taken into account, and any assets withdrawn from the portfolio will be added to allow for a uniform comparison of the data. Similarly, for the calculation basis, the possible valuation losses of previous years are not taken into account, which is why the revaluation of the following year will be calculated based on its value at January 1, regardless of the opening and closing values of previous periods.

  • Other expenses
    • Taxes (VAT, IGIC or IPSI).
    • Chargeable expenses.
    • Indirect fund costs.

    These expenses depend on your place of residence and the funds you have taken out.

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