Managed Portfolios
A service aimed at customers who want to let BBVA manage their assets
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Portfolios are an instrument that is diversified according to the risk profile and that actively manages the assets purchased.
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You can access managed Private Banking portfolios from €200,000.
What advantages does the discretionary portfolio management service offer me?
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Every investment decision of the portfolios is made according to the vision and knowledge of BBVA specialists, with the aim of seeking maximum profitability, preserving our customers' assets and taking into account the economic situation and investment opportunities. The portfolios are perfectly diversified and are adapted to your risk profile and your investment objectives, through active management and continuous monitoring.
Our specialists create different profiles adapted to different needs, to offer added value in terms of advice, planning and monitoring.
- We help you to make your decisions, visualising what the future of your investments could be.
- We plan: we analyse your preferences to find the most tax-efficient investments.
- We monitor your investments to continually evolve them and, eventually, to reward your loyalty.
Documentation: you can consult the discretionary portfolio management service agreement with delegation (Private Banking Portfolios) and the discretionary asset portfolio management service agreement. We will generate the contract with your personalized data.
Distribution of assets by risk profile
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EQUITY
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FIXED INCOME AND MONEY MARKET
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ALTERNATIVE INVESTMENT AND UCITS
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VERY LOW
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0%
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90%
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10%
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LOW
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20%
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70%
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10%
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MEDIUM
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35%
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55%
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10%
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HIGH
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55%
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35%
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10%
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VERY HIGH
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80%
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20%
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0%
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This is how we manage your portfolio
Monitoring your portfolio
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Through your private banker or the BBVA app and the www.bbva.es website, you can monitor your portfolio with complete and detailed information:
In your personal area of the app and bbva.es, you will have the following available:
- Detailed analysis of all the financial instruments that make up your portfolio: values, returns and percentages of each asset. You have the option to customize your queries based on various criteria.
- Activity in the account or accounts of the portfolio with detailed information.
- Actual and unrealized gains and losses for the year to analyze the tax impact of transactions.
- Transactions in the portfolio over a given period with details of each.
- Reports section, just a click away, with everything you need to know:
- Daily: with the portfolio's performance in recent quarters, historical yields and last 12 months, composition of the portfolio with each of the instruments that make it up, with tax data and returns for each one, as well as a general risk profile.
In addition, transactions from the last month and current month, and lastly, a tax simulation of the unrealized losses and gains of each item. - Monthly and tax: in the first, details of the portfolio at the end of the month with changes, transactions, details, comparison against the benchmark index, fees and income received if applicable, as well as market information. In the second, information on the tax simulation of the portfolio with the year-to-date unrealized losses and gains for each item. Suitability assessment with data from the last profiling done.
- Annual costs and expenses: so you can know, in complete transparency, the costs incurred during the previous year and the impact on the portfolio's returns.
- Daily: with the portfolio's performance in recent quarters, historical yields and last 12 months, composition of the portfolio with each of the instruments that make it up, with tax data and returns for each one, as well as a general risk profile.
- Detailed analysis of all the financial instruments that make up your portfolio: values, returns and percentages of each asset. You have the option to customize your queries based on various criteria.
Sustainability
Information on sustainability
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For more information on the environmental or social characteristics of sustainable investments, please consult the following documents:
- Pre-contractual information on the financial products referred to in Article 8, sections 1, 2 and 2 bis, of Regulation (EU) 2019/2088 and Article 6, first paragraph, of Regulation (EU) 2020/852.
- Information regarding financial products that promote environmental or social characteristics.
- Statement on the main adverse impacts of these investment decisions on sustainability factors
- Statement on the main adverse impacts of these investment decisions on sustainability factors (summary)