Go to main content
Main
  • People
  • Self-employed professionals and businesses
  • Access Access Access
    Access Access Access
  • Become a customer
  • Menu
    Close
Click enter
Suggestions
    Products
    Home
    • Accounts
      See all accounts
      Online Account for minors
      • Direct deposit paycheck
      • Switch to BBVA
    • Cards
      See all the cards
      Credit cards Debit cards Pre-paid cards
      • We help you choose your card
    • Mortgages
      See all mortgages
      Hipoteca Joven Bring your mortgage
      • Mortgage calculator
      • Mortgage switching calculator
      • Mortgage revision calculator
      • BBVA Valora
    • Loans
      See all loans
      Personal Online Loan
      • Loan Simulator
      • Car loan calculator
      • Loan calculator homeowners' associations
    • Insurance
      See all our insurance policies
      Health insurance Car insurance products Home insurance Life insurance products Travel insurance Motorcycle Insurance
      • Group your insurance policies together
    • Pension plans
      See all pension plans
      Pension Plans Basque Country
      • Pension plan finder
      • Pension plan simulator
      • Tax Relief Calculator
      • Personal income tax deductions
      • Transfer pension plan
    • Mutual funds
    • Deposits
    • Investment portfolios
    • Savings insurance
    • Stock exchange and markets
      Stock exchange and markets
      Investing and trading shares, ETFs and more
    • Cryptoassets
    • Energy space
      See all solutions
      Energy saving Vehicles Owner's associations
    • BBVA Autorenting
    • Private Banking
    Branches and ATMs

    Promotions and offers

    Try out BBVA without being a customer

    Discover the BBVA app

    Individuals Self-employed people and companies
    • Home
    • Accounts
      See all accounts
      Online Account for minors
      • Direct deposit paycheck
      • Switch to BBVA
    • Cards
      See all the cards
      Credit cards Debit cards Pre-paid cards
      • We help you choose your card
    • Mortgages
      See all mortgages
      Hipoteca Joven Bring your mortgage
      • Mortgage calculator
      • Mortgage switching calculator
      • Mortgage revision calculator
      • BBVA Valora
    • Loans
      See all loans
      Personal Online Loan
      • Loan Simulator
      • Car loan calculator
      • Loan calculator homeowners' associations
    • Insurance
      See all our insurance policies
      Health insurance Car insurance products Home insurance Life insurance products Travel insurance Motorcycle Insurance
      • Group your insurance policies together
    • Pension plans
      See all pension plans
      Pension Plans Basque Country
      • Pension plan finder
      • Pension plan simulator
      • Tax Relief Calculator
      • Personal income tax deductions
      • Transfer pension plan
    • Mutual funds
    • Deposits
    • Investment portfolios
    • Savings insurance
    • Stock exchange and markets
      Stock exchange and markets
      Investing and trading shares, ETFs and more
    • Cryptoassets
    • Energy space
      See all solutions
      Energy saving Vehicles Owner's associations
    • BBVA Autorenting
    • Private Banking
    Click enter
    Suggestions

      Experiences

      • Bank Moving Service

        Switch to BBVA and we'll handle all the paperwork for you.

      • Solar panel calculator

        Calculate your savings with solar panels in your home.

      • Sections: if I don't see it, I don't spend it

        Put away money from your main account and save easily.

      • Try out BBVA without being a customer

        Discover the features of the BBVA app without opening an account.

      • Bizum

        Send and receive money from your phone instantly. As easy as sending a message.

      • Mobile payment

        Leave your wallet at home and pay for everything with your cell phone.

      Want to try the BBVA app without being a customer?

      You can add all your banks, make an appointment to speak to an agent, calculate the value of a house and do other day-to-day business. Without being a customer and without commitment. Register in two steps and get to know us little by little.
      More information
      Branches and ATMs
      Promotions and offers
      Try out BBVA without being a customer
      Discover the BBVA app
      Become a customer
      ADVERTISING
      MM/DD/YYYY

      BBVA Guaranteed Premium Life Insurance

      A life insurance policy with no price surprises with the best protection

      • Death coverage.
      • Double indemnity guaranteed in the event of accidental death.
      • Compensation for absolute permanent disability due to accident.
      • Funeral assistance.
      • Medical guidance services.
      How to purchase a pension plan

      What types of insurance does it offer?


      • Temporary renewable annual insurance with:

        • Constant Net Premium: same net premium for the duration of the policy.
        • Growing Net Premium: the same as above up to the age of 35, and a 3% increase in the net premium from 36 on.

        The Sum Insured varies annually depending on the type of insurance chosen.

        The insurance contract will include details about the changes in the insured amounts and the premiums for future renewals, as long as the contract terms are upheld.

      What does BBVA Guaranteed Premium Life Insurance cover?


      • BBVA Guaranteed Premium Life Insurance covers the following:

        • Death: After deducting the amount paid for the Death Assistance coverage, the policy's designated beneficiaries will receive the contracted capital sum.
        • Death due to an Accident: Accidental Death is considered to be the result of any bodily injury due to the direct action of a violent, sudden, external event that was beyond the control of the Insured person and that causes his/her death within a year from the date of the occurrence.

        In the event of Accidental Death occurring within one year of the accident, the designated Beneficiaries will receive an additional capital sum equal to that of the main death coverage, i.e., the capital sum of the death coverage plus the capital sum of the Accidental Death coverage.

        If the death occurs after said one-year period from the time of the accident, no Accidental Death compensation shall be paid. The designated Beneficiaries will only receive the sum of the Death coverage.

        • Full Permanent Disability by Accident: irreversible physical and irreversible situation caused by an accident, which permanently disqualifies you from performing any work relationship or professional activity.
        • Funeral Assistance: coordination, telephone assistance, guidance and funeral service, if requested. The cost of this service will be limited to €6,000 and will be deducted from the amount of the Death coverage.
        • Medical Guidance by phone and/or website:
          • Second Medical Opinion.
          • 24-hour Medical Guidance in general, family and gynecological medicine.
          • Nutritional, Dietetic and Psychological Guidance.
          • Health Check, exclusively by website.
          • Get in Form, exclusively on the website.

        Remember that the coverage and limitations of this policy will be detailed in the information you will receive before you purchase it.

      What are the requirements?


      • Requirements
        • You must have a tax number/foreigner ID number and be resident in Spain.
        • The minimum age to apply is 18.
        • The maximum age to apply is 64 years and 6 months.
        • You will have to complete a health questionnaire.

      And you have the chance to save

      • BBVA Plan EstarSeguro

        Bundle all your BBVA policies, pay the premiums monthly and save up to 15% on your bills with the BBVA Plan EstarSeguro Card.
        Apply
        More information

      Would you like more information?

      • The minimum sum insured in both types of insurance varies according to your age.
      Ages Minimum Capital
      Ages
      From 18 to 40
      Minimum Capital
      €45,000
      Ages
      From 41 to 45
      Minimum Capital
      €30,000
      Ages
      From 45 to 55
      Minimum Capital
      €20,000
      Ages
      From 56 to 64
      Minimum Capital
      €10,000
      • The maximum sum insured is €1,500,000 for both types of insurance.
      • The sum insured varies annually depending on the type of insurance chosen.

      There is only a 3-month waiting period in the Death Assistance coverage.

      The insurance renews on a yearly basis. Once the insured person reaches the age of 67 years and 6 months, the extension of the insurance coverage will no longer be renewed.

      The premium is paid monthly, quarterly, semi-annually, annually or by adding the insurance to Plan EstarSeguro.

      To enjoy the BBVA Plan EstarSeguro, you need to sign up for the BBVA Plan EstarSeguro card, free of interest charges, fees or extra costs. Credit card subject to approval by BBVA. The BBVA Plan EstarSeguro card can only be used to pay the premiums of certain insurance policies. Offer valid until 01/31/2025, after which date it will be renewed annually, provided there are no changes in the conditions.

      For a transaction of €600 payable in 12 months at a nominal annual interest rate of 0%, the total amount payable would be €600 in monthly payments of €50 each; the resulting APR, annual percentage rate, will be 0%.

      BBVASEGUROS SA DE SEGUROS Y REASEGUROS.

      BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO, S.A. listed in the Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under code OV-0060. It has an approved public liability insurance policy.

      Be a BBVA customer.

      • At BBVA, we want to help you manage your day-to-day activities.
      • We are working to make your life a little easier with our digital solutions.
      • Our approach is based on transparency, clarity and responsibility.
      Picture of a mobile phone with the BBVA app

      BBVA Seguros

      Visit the BBVA Seguros website for more information
      Go to the website to see the contact numbers, information on services or more details about the insurance company.
      Go to the website
      Guaranteed Premium Life Insurance
      How to purchase a pension plan
      Offer valid during current month
      1. Insurance
      2. BBVA Guaranteed Premium Life Insurance
      Footer
      • More BBVA

        • Shareholders
        • BBVA Research
        • Jobs at BBVA
        • Network of BBVA agents
        • bbva.com
        • Responsible business
        • BBVA Asset Management
      • The latest

        • BBVA for minors
        • BBVA for young people
        • BBVA for Seniors
        • BBVA for groups
        • Security
        • Podcast
        • Financial Health
      • Calculators and simulators

        • Most popular calculators
        • Elección Account Calculator
        • IBAN calculator
        • Salary calculator
        • Currency exchange
        • Payment of debit entries
      • Utilities

        If you have found a vulnerability in BBVA that you would like to report, please click on this form

        Inheritance Processing

        Blog - Finances at a glance

        Economic dictionary

        Accessibility

        Mortgage debtors without resources - CBP

      BBVA logo
      Legal notice
      Cookies
      Personal data
      Statutory reports
      Payment services
      Fees
      Notice board
      Customer care service
      • Español
      • Català
      • English
      • Galego
      • Euskara

      Banco Bilbao Vizcaya Argentaria S.A. 2025