BBVA Guaranteed Premium Life Insurance

Insure a lifetime at today's price

  • Choose the price of your insurance with a payment that's always the same or one that increases slightly each year.
  • Pay over 12 months at no cost and save up to 15% by grouping your insurance policies together with BBVA Plan EstarSeguro.

Your peace of mind continues over time

  • Transparent pricing

    An insurance policy designed to offer stable premium payments and adapt to your budget.

  • Financial support

    In the event of death, your family will receive the insured capital. If it is an accident, the amount will be doubled.

  • Permanent disability

    You will have financial support if an illness or accident prevents you from working.

  • Medical services

    We include telephone consultations, health screenings through tests, and psychological and dietary guidance.

Choose the type of premium that's right for you

That is, the amount of money you pay to purchase your life insurance.
    • Always pay the same price throughout the life of the insurance.
    • The insured capital (the amount of money your beneficiaries will receive in the event of your death) will decrease with each annual renewal.
    • The price remains the same until 35 years and 6 months, from that age onwards it increases by 3% per year.
    • The insured capital (the amount of money your beneficiaries will receive in the event of your death) will decrease with each annual renewal, although less than with Constant Net Premium.

Protect your loved ones financially

  • After your death, the beneficiaries will receive the capital insured in the life insurance contract.
  • In the event of accidental death, during the first year from the accident, the beneficiaries receive double the insured capital.
  • With permanent disability due to an accident: protection if an accident prevents you from doing any work or professional activity.
  • With funeral assistance: coordination, telephone assistance, guidance, coordination and management of transport. Maximum cost of €6,000, which will be deducted from the insured capital in the event of death.

Life insurance with medical services

For you and your family, descendants under 23 years old.

  • 24-hour medical guidance for general, family and gynecological medicine consultations.
  • 24-hour nutritional, diet and psychological guidance.
  • Medical check-up: health report and personalized recommendations through an online test.
  • Get in shape online program to lose weight in a healthy way.

Save on your insurance and pay monthly

BBVA Plan EstarSeguro is a free card with no fees. You can bundle your BBVA insurance policies into a single bill, split the payment over 12 months at no added cost and save up to 15%. The more policies you bundle together, the more you save.

Do you prefer insurance with flexible coverage?

  • Peace of mind and financial support for you and your family. Includes online medical and phone services from day one.

    Get 20% off the first year, 15% the second and 10% the third if you apply now. Through November 30, 2025.

Still have questions?

Find out​ the price of your insurance with BBVA

Contact your adviser for more information or visit our branches. You can also access your BBVA app and apply 100% online.

Manage your policies in the Insurance Space

Check your insurance information on the BBVA app and get exclusive offers designed for you.

You might also be interested in

Become a BBVA customer to take out your insurance

You can take out insurance by first opening a fee-free online account and an Aqua Debit Card for €0.
Guaranteed Premium Life Insurance
How to purchase a pension plan