RISK LEVEL

1/6

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Open the Online Account No fees or conditions

You could get up to €760 just for using it

Become a BBVA customer

Online Account No administration or maintenance fees, 0% NIR 0% APR (assuming a positive daily balance for one year).

More information
Aqua Debit Card with no issuance or maintenance fees.

Optional Aqua Más credit card with no issuance or maintenance fees.

No fees, even when abroad when you pay with your cards in a currency other than the euro, up to €300 per month.
You could earn money for what you do every day with an account:

+€120 for sending money or paying with Bizum.

+€120 for paying with your Aqua Debit Card.

+€120 for direct debiting your bills.

+€400 for direct depositing your paycheck.

Enter this code when you open your account before 04/07/2026:

Copy code PLAN760

How it works

More than 2 million customers already have a Fee-Free Online Account

Become a BBVA customer

What do you need to open your account?

Your DNI or TIE

We will ask you to upload photos of your document for faster identification.

Your cell phone number

We will send you a free SMS to sign the contracts conveniently.

Webcam activated

At the end of the contract, we will confirm your identity with a video call.

Become a BBVA customer

Want to try the BBVA app without being a customer?

Open the Online Account No fees or conditions

Fee-Free Online Account

Aqua Debit Card

Up to €760 the first year

More than 2 million customers already have a Fee-Free Online Account

What do you need to open your account?

Your DNI or TIE

Your cell phone number

Webcam activated