Go to main content
Home of BBVA for Businesses
  • People
  • Self-employed professionals and businesses
  • Access Access Access
    Access Access Access
  • Become a customer
  • Menu
    Close
Click enter
Suggestions
    Products
    Home
    • Accounts
    • Cash management
    • Financing
    • POS terminal
    • Collection management
    • Cards
    • Insurance
    • Endorsements
    • Trade finance
    • Renting
    • Public Sector
    • Agro
    • Hospitality
    • Pension plans
    Branches and ATMs

    BBVA Newsroom

    Individuals Self-employed people and companies
    • Home
    • Accounts
    • Cash management
    • Financing
    • POS terminal
    • Collection management
    • Cards
    • Insurance
    • Endorsements
    • Trade finance
    • Renting
    • Public Sector
    • Agro
    • Hospitality
    • Pension plans
    Click enter
    Suggestions

      Experiences

      • Aggregation service

        If you're self-employed, you can now add your other banks to the BBVA app.

      • BBVA My Business

        Manage your everyday business operations with ease on your cell phone.

      • BBVA Company aggregator

        All your business bank accounts in the same place with the aggregation service.

      Bienvenida Account for self-employed workers and companies

      New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.
      More information
      Branches and ATMs
      BBVA Newsroom
      Become a customer
      ADVERTISING
      MM/DD/YYYY
      RISK LEVEL
      1/6

      This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

      BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

      Open the Online Account No fees or conditions

      You could get up to €760 just for using it

      Become a BBVA customer
      • Fee-Free Online Account

        Online Account No administration or maintenance fees, 0% NIR 0% APR (assuming a positive daily balance for one year).
        More information
      • Aqua Debit Card

        Aqua Debit Card with no issuance or maintenance fees.

        Optional Aqua Más credit card with no issuance or maintenance fees.

      • Up to €760 the first year

        You could earn money for what you do every day with an account:

        +€120 for sending money or paying with Bizum.

        +€120 for paying with your Aqua Debit Card.

        +€120 for direct debiting your bills.

        +€400 for direct depositing your paycheck.

        Enter this code when you open your account before 1/8/2026:

        Copy code PLAN760

        How it works

      More than 2 million customers already have a Fee-Free Online Account

      Become a BBVA customer

      What do you need to open your account?

      Your DNI or TIE

      We will ask you to upload photos of your document for faster identification.

      Your cell phone number

      We will send you a free SMS to sign the contracts conveniently.

      Webcam activated

      At the end of the contract, we will confirm your identity with a video call.
      Become a BBVA customer
      Become a BBVA customer
      Offer valid during current month
      1. Opening an online bank account
      Footer
      • More BBVA

        • Agro
        • Franchises
        • Hospitality
        • BBVA Spark
        • Entrepreneurship
        • Experts in companies
        • BBVA Consumer Finance
        • Shareholders
        • BBVA Research
        • Jobs at BBVA
        • Network of BBVA agents
        • bbva.com
        • BBVA Pivot
        • Currency exchange
        • Responsible business
        • BBVA Asset Management
      • The latest

        • Aid affected DANA
        • Sustainability
        • BBVA Company aggregator
        • Financial aggregator for self-employed workers
        • BBVA My Business
        • Online Business Loan
        • Negocios Account
        • Online Credit Account
        • Negocios Credit Card
        • Insurance for companies
        • Cybersecurity
        • APIs for companies
      • Calculators and simulators

        • Loan Simulator
        • Car loan calculator
        • Mortgage calculator
        • Loan calculator for homeowners' association
        • Works calculator for homeowners' association
        • IBAN calculator
        • Salary calculator
        • Gasoline cost calculator
        • BBVA Valora
        • BBVA Invest
        • Environmental impact calculator for companies
      • Utilities

        Branches and ATMs

        Online Business Banking

        Blog - Finances at a glance

        Podcast

        Economic dictionary

        Apps

      BBVA logo
      Legal notice
      Cookies
      Personal data
      Statutory reports
      Payment services
      Fees
      Notice board
      Customer care service
      • Español
      • Català
      • English
      • Galego
      • Euskara

      Banco Bilbao Vizcaya Argentaria S.A. 2025