BBVA - Online Banking

Fixed term bank deposits

Obtain a return from your savings in a stable and secure manner, knowing the return you will obtain in advance.

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  • Combined deposit

  • Online deposit

  • Deposit calculator

Risk level

6

This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

BBVA is affiliated with Spain's Guarantee Fund for Credit Institution Deposits. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Full or partial redemption, withdrawal, or early return of the principal invested will be subject to fees or penalties.

Combine a deposit and an investment fund (at least 30% of the total investment amount) and get up to 0.75% APR (0.75% NIR) on your deposit:

  • Select the investment fund that best fits your profile from among those linked to the deposit.
  • If you maintain your investment until the deposit matures you will increase your returns.

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Discover BBVA's Certificates of Deposit (CDs)

At BBVA we want to offer you our best fixed-term CDs so you get the best return for your money. Deposits that are opened exclusively online, quickly and securely, so that you can get immediate advantages. Known returns correspond to the deposit, since returns on the fund with which it is combined are subject to investment variables.

BBVA's CDs are designed for anyone who wants to achieve great returns on their savings in a safe, stable way. Invest your money with peace of mind, knowing beforehand the returns you'll get when you finalize your deposit. Choose a BBVA deposit and start benefiting from your fixed-term interest.

Risk level

6

This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

BBVA is affiliated with Spain's Guarantee Fund for Credit Institution Deposits. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Full or partial redemption, withdrawal, or early return of the principal invested will be subject to fees or penalties.

Get the most out of your savings

Only available online.

  • From €1,000.
  • Term of 13 months.
  • Interests paid at maturity.

More info Contract

Discover BBVA's Certificates of Deposit (CDs)

At BBVA we want to offer you our best fixed-term CDs so you get the best return for your money. Deposits that are opened exclusively online, quickly and securely, so that you can get immediate advantages.

BBVA's CDs are designed for anyone who wants to achieve great returns on their savings in a safe, stable way. You will be able to invest your money with the peace of mind of knowing the returns that you will obtain at the end of the investment in advance. Choose a BBVA deposit and start benefiting from your fixed-term interest.

Deposit calculator

The easiest way to determine how much interest you would receive with a deposit

€1,000€150,000
0.01%1.50%
1 month36 months
Calculate
Result
AMOUNT INVESTED
€10,000
GROSS INTERESTFinancial yield obtained by the investment based upon the return and the time horizon you have selected.
€10
WITHHOLDING PERCENTAGEPercentage that must be paid to the tax authorities based upon the level of income.
19.00%
AMOUNT WITHHELDTaxes that we, as a financial institution, must submit to the tax authorities as payment on account for the investor's personal income tax (IRPF in Spanish). The tool does not take into consideration any other yield that may be earned during the year and that must be added to the taxable base for the savings, increasing the applicable tax rate.
€9.50
APRThe APR you have selected for calculation of your investment in this simulation.
0.05%
NET INTERESTYield after taxes.
€5.26
And with our BBVA deposits

Combined deposit

Period

13 months

Interest rate

0.75% APR (0.75% NIR)

Net interest

€65.81

Online deposit

Period

13 months

Interest rate

0.02% APR (0.02% NIR)

Net interest

€1.76

Earn returns on your savings

Our calculator will let you determine how much interest* you would earn with our bank deposits.


It's quick and easy: you just need to enter the amount you want to invest, the interest rate for the deposit, and the term of the investment. The BBVA deposit calculator will display your earnings right away.


You can use it at any time to find out how much interest you will be earning with each of your bank deposits. At BBVA we take into account your investor profile and your savings needs, in order to offer you deposits that can provide returns on your money with complete security.


*The information resulting from these simulations is for purposes of guidance only, and the financial information indicated could therefore vary depending on the circumstances of the request and concession of the deposit. The data processed and provided does not represent any contract, commitment or legal obligation whatsoever for BBVA or the person requesting the information. The sole aim of this tool is to show the net interest on a possible deposit depending on the interest rate, amount and term indicated by the user.