Fixed term bank deposits

Obtain a return from your savings in a stable and secure manner, knowing the return you will obtain in advance.

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  • Online deposit

  • Deposit calculator

Risk level


This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

This risk indicator refers exclusively to the deposit. The combined investment fund has its own level of risk; you can see this in the Key Investor Information Document (KIID).

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Full or partial redemption, withdrawal, or early return of the principal invested will be subject to fees or penalties.

Combined Funds Deposit

Combine a deposit and an investment fund (at least 30% of the total investment amount) and get up to 0.75% APR (0.75% NIR) on your deposit:

  • Select the investment fund that best fits your profile from among those linked to the deposit.
  • If you maintain your investment until the deposit matures you will increase your returns.

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Discover BBVA's Certificates of Deposit (CDs)

At BBVA we want to offer you our best fixed-term CDs so you get the best return for your money. Deposits that are opened exclusively online, quickly and securely, so that you can get immediate advantages. Known returns correspond to the deposit, since returns on the fund with which it is combined are subject to investment variables.

BBVA's CDs are designed for anyone who wants to achieve great returns on their savings in a safe, stable way. Invest your money with peace of mind, knowing beforehand the returns you'll get when you finalize your deposit. Choose a BBVA deposit and start benefiting from your fixed-term interest.

Deposit calculator

Our calculator will allow you to view the interest you would obtain with our bank deposits.

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