Fixed term bank deposits

Obtain a return from your savings in a stable and secure manner, knowing the return you will obtain in advance with our deposits.

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Risk level


This number indicates the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

This risk indicator refers exclusively to the deposit. The combined investment fund has its own level of risk; you can see this in the Key Investor Information Document (KIID).

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Full or partial redemption, withdrawal, or early return of the principal invested will be subject to fees or penalties.

Combined Funds Deposit

Combine a deposit and an investment fund (at least 30% of the total amount invested) and get an APR of up to 0.65% (0.65% NIR) on your deposit:

  • Select the investment fund that best fits your returns profile from among those linked to the deposit.
  • If you maintain your investment until the deposit matures you will increase your returns.

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Discover BBVA's Certificates of Deposit (CDs)

At BBVA we want to offer you our best fixed-term CDs so you get the best return for your money. Deposits that can be opened online, quickly and securely. Start enjoying their benefits immediately when you open any of our deposits. Known returns correspond to the deposit, since returns on the fund with which it is combined are subject to investment variables.

BBVA's CDs are designed for anyone who wants to achieve great returns on their savings in a safe, stable way. Invest your money with peace of mind, knowing beforehand the returns offered by the deposit and what you'll get at the end of the term. Choose a BBVA deposit and start benefiting from your fixed-term interest.

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Deposit calculator

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