Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
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      BBVA Aqua Debit Card

      BBVA Aqua Debit Card

      Smart, practical and even more secure.

      • Numberless card, only you can see them in the app.
      • Dynamic CVV to protect your online purchases.
      • No fees at over 4,500 BBVA ATMs.
      Apply

      Committed to sustainability

      • A sustainable, digital card that helps you take care of the planet. The physical card is made with recycled PVC. If you don't usually carry a wallet with you, you can request just the digital version and pay using your phone. Or use both, whichever you need.

      How does it work?

      • no numbers

        A numberless debit card to protect your data and your money.

        The card has no printed numbers. That way, your details are always safe because only you can see them in the BBVA app.

      • more secure

        An extra level of security for your online purchases.

        When you buy online, you can instantly generate a dynamic CVV in the app to confirm the payment. Since this security code expires in a few minutes, your money is protected against potential fraud.

      • Without touching any buttons

        Pay and even take out cash with just your cell phone. Without touching any buttons. By avoiding contact, it's a safe way to use your credit card. You just have to add it to BBVA Mobile Pay, Apple Pay, Google Pay or Samsung Pay.

      You also have full control from the app

      • Turn your card on and off

        Can't find your debit card? Turn it off from your cell phone and turn it on when you find it.
      • Check each transaction

        We will send you notifications to keep you up-to-date with your card purchases.
      • Optimize your expenses

        See what you spend the most on and limit the use of your card on trips or online purchases.

      Are you interested?

      Apply for the Aqua Debit Card 100% online.

      Apply

      Some questions that may come up

      The Aqua Debit Card has an annual issuance and maintenance fee of €35.  

      If you're not a customer, you can save this fee by opening our Online Account with no fees or conditions. More information. 

      Withdrawing cash with the Aqua Debit Card has these fees:

      • BBVA ATMs in Spain: 0%.
      • ATMs of other banks in Spain: BBVA will charge the same fee as the owner of the ATM, which will be shown on the screen before the money is dispensed. 
      • ATMs outside of Spain: 4.5% (minimum €3).

      The card includes ATM robbery insurance, with the following conditions:

      • The maximum indemnity limit is €600 per claim and card, and €1,200 per card per year.
      • The insurance coverage extends for 15 minutes after the cash withdrawal is made.
      • To receive the compensation, you must pay €30 as an excess.

      No, you don't have to. Online stores like Amazon or Netflix let you enter your card details the first time you pay with it. Once you've entered the details, you don't have to re-enter a new CVV every time you make a purchase or pay for your subscription.

      A fee of 3% will be applied to the equivalent amount in euros for any transactions you make outside the eurozone, based on the exchange rate in effect for the payment systems on the corresponding settlement date.

      Before the cash is withdrawn, the corresponding fees will always be displayed on the ATM screen.

       

      With a debit card, you pay for your purchases immediately with the money in your account. With the credit card, you have a credit limit to buy on the spot and pay when it's best for you: the following month, in installments or with a fixed monthly payment.

      The CVV (Card Verification Value) code on the debit or credit card is used to verify that the person who owns the card is the one making the purchase. This code is usually printed on the back of the physical card. 

      To add one more layer of security, the Aqua Cards feature a dynamic CVV. This code is generated with every online purchase and is only valid for 5 minutes. This way, your money is even more protected against potential fraud or cyberattacks.

      The law requires us to give you this document with the pre-contractual information on the payment services of the Aqua Debit Card to help you better understand its terms so you can make an informed decision.

      It's also important to check the PSD2 European regulation on the security of credit card payments.

       

      Are you looking for another type of card?

      To pay for your day-to-day expenses with a debit card or to finance a purchase and pay abroad with complete security with a credit card. We have the card you need.
      See BBVA cards
      Aqua Debit Card
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