Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
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      Aqua Card

      The debit card that gives you control and security

       

      • More secure: it has no printed numbers, only you can see them in the BBVA app.
      • It helps you track expenses: with notifications every time you use it.
      • With over 4,500 ATMs: to take out cash without fees.

       

      Apply for card

      You'll be surprised how well it protects you

      Fewer printed numbers, much more security

      Seeing no printed numbers on your Aqua debit card may seem strange, but if you think about it, it's a great idea, because nobody else can use it. Only you can see the card numbers in the BBVA app.

      No more worries with online purchases

      Every time you pay for something online, you will receive an exclusive CVV code through the BBVA app that is only good for a few minutes, so you can confirm the transaction. Every payment will be super secure.

      If you want, you can have it in your mobile

      If you add your Aqua debit card to BBVA Mobile Payment, Apple Pay, Google Pay or Samsung Wallet, you will be able to pay in any store and even take out cash at an ATM using your phone or watch, without having to carry the card.

      Are you convinced of their safety?

      Apply for your Aqua debit card right here.

      Apply for card

      You can keep track of everything from the BBVA app

      Turn your card on and off whenever you want

      You can't find your Aqua card? No more stress, simply turn it off from the BBVA app and then back on again whenever you want.

      Keep all your payments under control

      We'll send you a notification every time you use your card. If something unusual happens, you'll know right away.

      And it will help with your commitment to sustainability

      With recycled plastic. Or even without plastic

      In addition to having an Aqua debit card made with recycled plastic, you can also get a digital version. You decide whether you want both, or go all out for the planet and get just the digital version for mobile payments.

       

      Are you interested?

      If you want an Aqua debit card right now, you can apply here.

      Apply for card

      Get answers to all your questions

      The Aqua debit card has an annual issuance and maintenance fee of €35. 

      If you want, you can save on this fee depending on the type of account associated with the card and the number of products you have with BBVA. The BBVA app and bbva.es detail the requirements to avoid paying the credit or debit card issuance and maintenance fee.

      The fees for withdrawing cash with the Aqua debit card are as follows:

      • BBVA ATMs in Spain: 0%.
      • ATMs of other banks in Spain: BBVA will charge the same fee as the owner of the ATM, which will be shown on the screen before the money is dispensed. 
      • ATMs outside Spain: 4.5% (minimum €3).

      The card includes ATM robbery insurance, with the following conditions:

      • The maximum indemnity limit is €600 per claim and card, and €1,200 per card per year.
      • The insurance coverage extends for 15 minutes after the cash withdrawal is made.
      • To receive the compensation, you must pay €30 as an excess.

      No, you don't have to. Online stores like Amazon or Netflix let you enter your card details the first time you pay with it. Once you've entered the details, you don't have to re-enter a new CVV every time you make a purchase or pay for your subscription.

      A fee of 3% will be applied to the equivalent amount in euros for any transactions you make outside the eurozone, based on the exchange rate in effect for the payment systems on the corresponding settlement date.

      Before withdrawing cash, the corresponding fees will always be displayed on the ATM screen.

       

      With a debit card, you pay for your purchases immediately with the balance in your account. 


      With the credit card, you have a credit limit so you can buy on the spot and pay when it's best for you: the following month, in installments or with a fixed monthly payment.

      The CVV (Card Verification Value) code on the debit or credit card is used to verify that the person who owns the card is the one making the purchase. This code is usually printed on the back of the physical card. 

      To add one more layer of security, all Aqua Cards feature a dynamic CVV. This code is generated with every online purchase and is only valid for 5 minutes. This way, your money is even more protected against potential fraud or cyberattacks.

      The law requires us to give you this document with the pre-contractual information on the payment services of the Aqua debit card to help you better understand its terms so you can make an informed decision.

      It's also important to check the PSD2 European regulation on the security of credit card payments.

       

      Still not sure which Aqua card is right for you?

      Aqua Debit Card
      Apply
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      1. Cards
      2. Aqua Debit Card
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