BBVA Ahora Card

A fee will be charged for cash withdrawals on debit at ATMs in the following cases:

• ATMs of the BBVA group in Spain: 0%.
• ATMs of banks other than the BBVA Group in Spain: when withdrawing cash on debit in euros by card at an ATM belonging to a bank other than the BBVA Group in Spain, BBVA will charge the same amount as the fee that the bank which owns the ATM charges BBVA. This amount will be provided by the bank that owns the ATM before the cash withdrawal. 
• ATMs located outside of Spain: 4.5% (minimum €3).

A fee of 3% will be applied to the equivalent amount in euros for any transactions that you carry out outside of the eurozone, according to current exchange rates for the payment systems on the date of payment.

Before withdrawing cash, the corresponding fees will always be displayed on the ATM screen.

It is the personal identification code for your card. Please note that:

• It is a secret and personal code that should not be disclosed to other people.
• It is advisable not to carry your PIN written down or together with the cards.
• You should avoid using your birthday, year of birth, or any other personal data as your PIN.

By law, we have to provide you with a standard document with the pre-contractual information to help you better understand its main features and so you can compare with other cards and make an informed decision.

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See the European regulation, PSD2, on electronic payment services here. 

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