VIP Experiences
With Priority Pass, enjoy access to over 1,800 airport lounges worldwide, with unlimited access for you and a guest.
If you are interested in applying for this card, you can consult your private banker or call our exclusive BBVA Private Banking helpline: 900 10 85 86
With Priority Pass, enjoy access to over 1,800 airport lounges worldwide, with unlimited access for you and a guest.
Travel with peace of mind thanks to the protection included on your card.
Did it arrive late? Is it broken? We help you make a claim up to 180 days after purchase.
If you make a purchase in any online store and it doesn't arrive, is faulty or doesn't match the product ordered, BBVA will help you file a claim with the store up to 180 days after the purchase payment date.
More information on the Claims Handling Service.
These are all the insurance policies included in your Visa Infinite card:
With personalized payment you can split your purchases one by one.
Furthermore, instead of making the full payment of your monthly fee on the 5th, you can pay it back little by little with revolving deferred payment.
With the personalized payment, you can defer the payment of any purchase made with the card or the monthly amount owed, provided this amount is at least €50.
The monthly payments will be for a fixed amount (which includes principal and interest if it is a personalized payment with interest, or principal and fees if it is a personalized payment with fee) and will depend on the term you choose, from a minimum of 3 months to a maximum of 36 months. This amount will be charged to the account on the 5th of each month.
The first payment in both cases is different:
Once you take out the card, you can use both the BBVA app and bbva.es to calculate your monthly payment based on the repayment period you choose.
Example of personalized payment with interest:
Interest rate: 7% per year.
Credit limit: €1,500.
You take out the Visa Infinite Credit Card with a limit of €1,500. That same day, for example, March 10, 2026, you make a purchase for the same amount and choose to defer it over 12 months. This is what you would have to pay:
Example of personalized payment with fee:
Below are some examples of customised payment methods with a fee over 3 to 6 months. The NIR is 0% in every case.
You take out the Infinite Visa Card with a limit of €1,500. That same day, for example, March 10, 2026, you make a purchase for the same amount and choose to defer it over 6 months. This is what you would have to pay:
If you choose to defer it over 5 months, this is what you will have to pay:
If you choose to defer it over 4 months, this is what you will have to pay:
If you choose to defer it over 3 months, this is what you will have to pay:
This system applies only to each specific settlement for which it is requested.
The APR in these representative examples was calculated based on an amount greater than €1,500, since it is not possible to get this card with a €1,500 credit limit.
With deferred revolving payment, you can pay a fixed amount of your card bill each month. This payment method charges interest.
The monthly payment settlement date is the last business day of each month. On the 5th of the following month, you will pay a fixed monthly amount that includes principal, interest and fees.
The minimum monthly payment is €30, and you can choose any higher amount.
The payment chosen is used to pay the interest and agreed expenses first, and then to repay the loan or the balance you draw down. Therefore, we recommend choosing an installment that allows you to repay the credit drawn down within a reasonable period of time.
Once you take out the card, you can use both the BBVA app and bbva.es to calculate the repayment period based on your chosen payment method, as well as the total interest payable, if any.
You can also use the Bank of Spain's revolving card simulator to calculate the approximate total card payment or the final payment date, based on the amount and the payment method chosen.
Remember that you can change the payment method for your card whenever you want.
Example of deferred revolving payment with fixed amount
This example complies with the information requirements of Order EHA/1718/2010, which governs and controls the advertising of banking services and products, the conditions of which may not correspond to those of the contract.
If you make a purchase for €1,500 with an annual NIR of 7% and you choose to make a fixed monthly payment of €35.92, you would have to pay:
IMPORTANT: With the settlement system of the Infinite Visa Card, it isn't always possible to repay the credit in 48 equal monthly installments because the minimum amount payable is 3% of the balance drawn. This means that every month, you will pay the higher of the following amounts:
If you get this card and on the same day, for example, March 10, 2026, you make a purchase for €1,500 and choose to make payments of €32 on the 5th of each month, the total amount payable over 48 months, assuming an annual NIR of 7%, would be €1,700.46. The APR will be 7.18%.
The settlement period starts on the first business day and ends on the last business day of the month. On the last day (30th or 31st), a bill is issued for the total of all the purchases you made with your credit card during this period. The bill is charged to the account on the 5th of the following month.
Deferred payments are settled on the last business day of the month. This day (30th or 31st), the bill corresponding to the settlement is issued, and then charged to the account on the 5th of the following month.