BBVA Allianz Personal Mobility scooter insurance

Explore the city with your electric scooter

  • Comply with the regulations for personal mobility vehicles (PMVs) and protect yourself legally in the event of an accident.
  • We insure your vehicle, whatever it is (scooter, unicycle, hoverboard...) so you can travel around with complete peace of mind.

Your electric vehicle covered by BBVA

  • For the whole family

    Each personal mobility vehicle needs its own insurance. Once insured, it can be used by anyone over the age of 16.

  • Public liability

    We cover damages to other people (up to €6.4 million per claim) and physical property (up to €1.3 million per claim).

  • Legal defense

    We help you with claims and legal proceedings if you have an accident involving a scooter or another personal mobility vehicle.

Is personal mobility insurance mandatory?

From January 26, 2026, public liability insurance is mandatory throughout Spain for vehicles that fall into the category of personal mobility vehicles, that is:

  • Vehicles with one or more wheels with capacity for a single person.
  • Powered exclusively by an electric motor.
  • Light vehicles (less than 25 kg) can reach up to 25 km/h, and heavier vehicles (more than 25 kg) up to 14 km/h.

This category usually includes: electric scooters, electric unicycles and hoverboards. If you aren't sure, you can see a list of all personal mobility models on the DGT website.

Why are they becoming more and more popular?

Personal mobility vehicles (PMVs), and especially the electric scooter, have become the perfect alternative for getting around the city. They are a clean and accessible mode of transport that helps reduce emissions, alleviate traffic and speed up short journeys.

However, their rise has also led to an increase in accidents. Therefore, the new law seeks to ensure that any victim of an accident involving these vehicles is protected and receives compensation for the damages suffered.

Still have questions?

Find out the price of scooter insurance

Visit our branches to request more information and take out your insurance.

Manage your policies in the Insurance Space

Check your insurance information on the BBVA app and get exclusive offers designed for you.

You might also be interested in

Become a BBVA customer to take out your insurance

You can take out insurance by first opening a fee-free online account and an Aqua Debit Card for €0.