RISK LEVEL
1/6

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

BBVA Young Person's Account

Fee-free account, just for being young

  • Enjoy it with no conditions until you turn 30.
  • With a free debit or credit card for every account holder.

Having so many zeroes was never this good

€0 in fees

No account administration or maintenance fees, 0% NIR 0% APR (calculated assuming a daily positive balance for one year).

€0 for cash withdrawals

No fee for withdrawing cash on debit at over 5,000 BBVA ATMs throughout Spain.

€0 for your transfers

For online transfers to Spain and the entire EEA, both standard and instant.

Enjoy your trips with no fees

Travel abroad with no fees until you turn 30. With the Standard Travel Pack, included with the card, it's easy to:
  • Pay with your card. We refund fees for all purchases made with your card in a currency other than the euro.
  • Withdraw cash. You have 3 fee-free cash withdrawals each month at international ATMs.
  • Weekends included. We'll refund the fees on what you spend on weekends too.

And a second account for whatever you want

You can open a My Second Account for yourself or share it with someone else, with no account administration or maintenance fees, 0% NIR 0% APR.

We make it very easy for you

  • If you have paychecks or bills in other banks, we'll take care of transferring what you want to BBVA.
  • Use Bizum or create groups to share expenses with friends, even if they aren't with BBVA.

As easy as opening a Young Person's Account

Open your account in just a few minutes, completely online.

We can answer all your questions

It is important for you to know and understand the documents we make available to you before opening this account. You can view them here:

IP Young Person's Account: pre-contractual information document detailing the terms and conditions between BBVA and the account holder.

FID Young Person's Account: information document about the fees applied for using the main services associated with the payment account.

You can view a list of the most representative services associated with a payment account.

BBVA Young Person's Account
Open account