How to add account holders to a bank account

We explain how two-account holder accounts work and how you can add another holder to your BBVA fee-free accounts

Next you explain how can add account holders to your accounts from bbva.es and BBVA's app. These have 2 account holders, or more, are very common in Spain: for families, partners, couples, shared apartments... Whatever your needs might be, we can help you.

Carefully read the 3 options that we offer you and follow the steps to complete the process successfully.

Top Account two account holders Top Account two account holders

Online Account Without Fees with two account holders

Without administration fees and maintenance of the account and the card

Still not am customer of BBVA and want contract an account for 2 account holders

If you are not yet a customer, the first thing you have to do is become a customer and open a BBVA account. Can choose your account online according to your needs (account online without feessalary accountjoven account, etc.). Once have clear the account that want contract, have 2 options:

On your cell phone

From the app or bbva.es, can open an account for two account holders carrying out the next steps:

  • Enter the BBVA app.
  • Click in "Do you customer".
  • Chooses the account that wish open > "Want my account already".
  • Lee the requirements and click in "Start".
  • Enter your DNI and choose a password.
  • Writes down your mail and phone number > "Continue".
  • Take a picture of your DNI, take a selfie and a video with your identity document.
  • Answers to which is your occupation > "Continue".
  • Fill in your personal details.
  • Read the account documents and contract.

Online

Additionally can open your account online for two account holders through the website, in a process that hard less than 10 minutes and appears of the next steps:

  • Go to bbva.es and click on "Become a customer", located at the top right.
  • Selects the account that want contract and clicks the button "Do you customer”.
  • Read the instructions > Start.
  • Select the number of account holders > Next.
  • Enter your username (it will be your DNI, NIE, TIE) and create a login password.
  • Enter your contact details.
  • Attach a picture of the front and back of your ID card (if you don't have it with you during the process, you can email later to: altaclientes@bbva.com).
  • Select your economic activity.
  • Fill in your personal details.
  • Choose how you want us to verify your identity. If want know more on the ways of identity verification and your intention, click here.
  • Read the documents and sign them using the code we'll send you via SMS.

Important: during the process of registration have to choose one of these three methods of identification of your identity:

  • Videocall: through your computer.

Once arrive to the last step of the process, receive a call through which our manager verify that the details contributed are correct.

  • Iberpay: Using an account number from another bank.

You can use the same account number to identify both account holders if the number provided is also for a joint account. Within about 10-12 days (once you've provided all the required documentation), you will receive an email notifying you that your account is operational, at which point you will be able to make deposits and payments normally. You will also be able to access your respective global position to verify the status of issuing each of the cards.

  • By courier: Identification in person.

If you choose the "Courier" option, at the end of the process a phone number will be displayed so you can get in touch* with the courier company used by BBVA. You can arrange for a joint or individual appointment at the address you provide. The courier will pick up the documentation and verify the data provided. Once this process is complete, both account holders will receive an email and an SMS to let you know that your account is operational and that you can access your global position.

* If for some reason not have been able to contact the company of messaging for specify an appointment, they contact you calling to your cell phone for try close the date and the time of the pickup of the documentation.

Center Account two account holders Center Account two account holders

Without fees for you and your couple

Enjoys this and other advantages with the Online Account Without Fees for 2 account holders

Already am customer of BBVA and go to contract one has two account holders or desire add an account holder to one already existing

If already are customers and want open an account for two account holders, or add an account holder to one of the one which already are account holder, the process is plainer:

Open an account for 2 account holders:

Can carry out it from the app:

  • Enters to your Private area in the BBVA App.
  • Enter your password.
  • In Accounts Overview, clicks in the + (situated in the low end) and accesses “Want contract”.
  • Between all the products, selects “Accounts”, what you allow see all the options that BBVA has for you.
  • ‘Haz clic’ in “More info ” if wish know more details on the account for 2 account holders or, if already it have clear, clicks in "Contract" and accesses directly to the contract process. 
  • Revises the conditions and clicks "Yes" if wish add a second account holder. Have two possibilities:
    • If this second account holder also it was in some your other accounts, select it in order choose him. 
    • If not it is, selects the option "Customer not is among my accounts" and introduces the type and number of document, your name and your two last names.
  • Download, reads and revises the documentation. If are in agreement, mark the box "Have read and accept the documentation”.
  • Signature with your access password.
  • At the time, generates a task work for the signature of the second account holder (with 5 days of validity), without which the account not be contracted nor in force.

Can carry out it from the website:

  • Enters your Private area of bbva.es.
  • Enter your password.
  • In theadline, selects “Accounts” and, after it, “Contract”.
  • If wish expand information on the account for 2 account holders, enters “More info ”. If already it have clear, clicks in "Opens your account" and accesses the contract process. 
  • Revises the conditions and clicks "Yes" if wish add a second account holder, before what open several options:
    • If this second account holder also it was in some your other accounts, select it in order choose him. 
    • If not it is, selects the option "Customer not is among my accounts" and introduces the type and number of document, your name and your two last names.
  • Download, reads and revises the documentation, marking the box "Have read and accept the documentation" if are in agreement.
  • Signature with your access password.

Add a new account holder to an account:

To add someone to an existing account, please visit a branch. After opening an account, we recommend that you do not wait too much time before adding a new account holder.

A/C Account two account holders A/C Account two account holders
Accounts - You might also be interested in Accounts - You might also be interested in

You might also be interested in

  • They help identify the bank receiving a transfer, thus ensuring the security of the process.
  • We've made available several online features to make your banking easier, no matter where you are.
  • Transfer times vary. We'll explain all the aspects involved in this banking transaction.
Accounts - Tools Accounts - Tools

Account tools