Go to main content
Main
  • People
  • Self-employed professionals and businesses
  • Access Access Access
    Access Access Access
  • Become a customer
  • Menu
    Close
Click enter
Suggestions
    Products
    Home
    • Accounts
      See all accounts
      Online Account for minors
      • Direct deposit paycheck
      • Switch to BBVA
    • Cards
      See all the cards
      Credit cards Debit cards Pre-paid cards
      • We help you choose your card
    • Mortgages
      See all mortgages
      Hipoteca Joven Bring your mortgage
      • Mortgage calculator
      • Mortgage switching calculator
      • Mortgage revision calculator
      • BBVA Valora
    • Loans
      See all loans
      Personal Online Loan
      • Loan Simulator
      • Car loan calculator
      • Loan calculator homeowners' associations
    • Insurance
      See all our insurance policies
      Health insurance Car insurance products Home insurance Life insurance products Travel insurance Motorcycle Insurance
      • Group your insurance policies together
    • Pension plans
      See all pension plans
      Pension Plans Basque Country
      • Pension plan finder
      • Pension plan simulator
      • Tax Relief Calculator
      • Personal income tax deductions
      • Transfer pension plan
    • Mutual funds
    • Deposits
    • Investment portfolios
    • Savings insurance
    • Stock exchange and markets
      Stock exchange and markets
      Investing and trading shares, ETFs and more
    • Cryptoassets
    • Energy space
      See all solutions
      Energy saving Vehicles Owner's associations
    • BBVA Autorenting
    • Private Banking
    Branches and ATMs

    Promotions and offers

    Try out BBVA without being a customer

    Discover the BBVA app

    Individuals Self-employed people and companies
    • Home
    • Accounts
      See all accounts
      Online Account for minors
      • Direct deposit paycheck
      • Switch to BBVA
    • Cards
      See all the cards
      Credit cards Debit cards Pre-paid cards
      • We help you choose your card
    • Mortgages
      See all mortgages
      Hipoteca Joven Bring your mortgage
      • Mortgage calculator
      • Mortgage switching calculator
      • Mortgage revision calculator
      • BBVA Valora
    • Loans
      See all loans
      Personal Online Loan
      • Loan Simulator
      • Car loan calculator
      • Loan calculator homeowners' associations
    • Insurance
      See all our insurance policies
      Health insurance Car insurance products Home insurance Life insurance products Travel insurance Motorcycle Insurance
      • Group your insurance policies together
    • Pension plans
      See all pension plans
      Pension Plans Basque Country
      • Pension plan finder
      • Pension plan simulator
      • Tax Relief Calculator
      • Personal income tax deductions
      • Transfer pension plan
    • Mutual funds
    • Deposits
    • Investment portfolios
    • Savings insurance
    • Stock exchange and markets
      Stock exchange and markets
      Investing and trading shares, ETFs and more
    • Cryptoassets
    • Energy space
      See all solutions
      Energy saving Vehicles Owner's associations
    • BBVA Autorenting
    • Private Banking
    Click enter
    Suggestions

      Experiences

      • Bank Moving Service

        Switch to BBVA and we'll handle all the paperwork for you.

      • Solar panel calculator

        Calculate your savings with solar panels in your home.

      • Sections: if I don't see it, I don't spend it

        Put away money from your main account and save easily.

      • Try out BBVA without being a customer

        Discover the features of the BBVA app without opening an account.

      • Bizum

        Send and receive money from your phone instantly. As easy as sending a message.

      • Mobile payment

        Leave your wallet at home and pay for everything with your cell phone.

      Want to try the BBVA app without being a customer?

      You can add all your banks, make an appointment to speak to an agent, calculate the value of a house and do other day-to-day business. Without being a customer and without commitment. Register in two steps and get to know us little by little.
      More information
      Branches and ATMs
      Promotions and offers
      Try out BBVA without being a customer
      Discover the BBVA app
      Become a customer
      ADVERTISING
      MM/DD/YYYY

      Aqua Prepaid Card

      The rechargeable and even more secure card

       

      • Even more secure: it has no printed numbers, only you can see them in the BBVA app.
      • You can top it up without limit at no cost.
      • With control of spending: you will receive notifications every time you use it.
      Apply for card

      Do you have a child between 0 and 17 years old? Open an Online Account for Minors for them

      And if they are 12 or older, it includes their own Aqua debit card, a Goals Savings Account and access to the BBVA app tailored to their age, where you can also activate Bizum.
      More information

      Your digital wallet

      Control your money as if you were carrying it in your wallet

      With the Aqua prepaid card, you only spend the money you have reloaded. To the convenience of paying by card, you will add the peace of mind of spending only the balance you have available and not one euro more.

      Recharges will cost you nothing

      You can recharge it as many times as you want, at no cost and it's that easy:

      • Access your Aqua prepaid card through the BBVA app, from bbva.es, from a BBVA ATM, from a BBVA branch or by calling 900 102 801. 
      • Choose an amount between €6 and €1,000, which will be added to the balance on the card.  
      • Use your card to pay for what you want until the available balance runs out. 
      • Make a new top-up and continue to use the card. 

      Are you convinced by its simplicity?

      Apply for your Aqua prepaid card right here.

      Apply for card

      With a level of security that you won't expect

      No printed numbers to gain security

      Removing the numbers from your Aqua prepaid card is a great idea because if it is lost or stolen, no one else can use it. Only you can see the card numbers in the BBVA app.

      Your online purchases, more protected than ever

      Every time you use your card online, you open the BBVA app to obtain an exclusive CVV code to confirm that operation, which will only be valid for a few minutes. Every payment will be super secure.

      And you can also have it on your smartphone

      If you add your Aqua prepaid card to BBVA Mobile Payment, Apple Pay, Google Pay or Samsung Pay, you will be able to pay at any store with your phone, without having to carry the card.

      Are you convinced of their safety?

      Apply for your Aqua prepaid card right here.

      Apply for card

      Everything controlled from the BBVA app

      Turn your card on and off whenever you want

      If you are not going to use your card, or if you suddenly can't find it, simply turn it off from the BBVA app and turn it on again when it appears or you want to use it again.

      Your payments are perfectly controlled

      Every time you use the card you'll receive a notification on your phone. If something unusual happens, you'll know right away.

      Are you interested?

      If you want an Aqua prepaid card right now, you can apply here.

      Apply for card

      Get answers to all your questions

      The Aqua Prepaid Card has an annual issuance and maintenance fee of €5.

      Withdrawing cash with the Aqua Prepaid Card has these fees:

      • BBVA ATMs in Spain: 0%.
      • ATMs of other banks in Spain: BBVA will charge the same fee as the owner of the ATM, which will be shown on the screen before the money is dispensed. 
      • ATMs outside Spain: 4.5% (minimum €3).

      The card includes ATM robbery insurance, with the following conditions:

      • The maximum indemnity limit is €600 per claim and card, and €1,200 per card per year.
      • The insurance coverage extends for 15 minutes after the cash withdrawal is made.
      • To receive the compensation, you must pay €30 as an excess.

      No, you don't have to. Online stores like Amazon or Netflix let you enter your card details the first time you pay with it. Once you've entered the details, you don't have to re-enter a new CVV every time you make a purchase or pay for your subscription.

      A fee of 3% will be applied to the equivalent amount in euros for any transactions you make outside the eurozone, based on the exchange rate in effect for the payment systems on the corresponding settlement date.

      Before withdrawing cash, the corresponding fees will always be displayed on the ATM screen.

       

      The CVV (Card Verification Value) code on the debit or credit card is used to verify that the person who owns the card is the one making the purchase. This code is usually printed on the back of the physical card. 

      To add one more layer of security, all Aqua Cards feature a dynamic CVV. This code is generated with every online purchase and is only valid for 5 minutes. This way, your money is even more protected against potential fraud or cyberattacks.

      The law requires us to give you this document with the pre-contractual information on the payment services of the Aqua Prepaid Card to help you better understand its terms and so you can make an informed decision.

      It's also important to check the PSD2 European regulation on the security of credit card payments.

       

      Aqua Prepaid Card
      Apply
      Offer valid during current month
      1. Cards
      2. Aqua Prepaid Card
      Footer
      • More BBVA

        • Shareholders
        • BBVA Research
        • Jobs at BBVA
        • Network of BBVA agents
        • bbva.com
        • Responsible business
        • BBVA Asset Management
      • The latest

        • BBVA for minors
        • BBVA for young people
        • BBVA for Seniors
        • BBVA for groups
        • Security
        • Podcast
        • Financial Health
      • Calculators and simulators

        • Most popular calculators
        • Elección Account Calculator
        • IBAN calculator
        • Salary calculator
        • Currency exchange
        • Payment of debit entries
      • Utilities

        If you have found a vulnerability in BBVA that you would like to report, please click on this form

        Inheritance Processing

        Blog - Finances at a glance

        Economic dictionary

        Accessibility

        Mortgage debtors without resources - CBP

      BBVA logo
      Legal notice
      Cookies
      Personal data
      Statutory reports
      Payment services
      Fees
      Notice board
      Customer care service
      • Español
      • Català
      • English
      • Galego
      • Euskara

      Banco Bilbao Vizcaya Argentaria S.A. 2025