Are there any fees for ATM cash withdrawals?

Withdrawing cash with the Aqua Prepaid Card has these fees: BBVA ATMs in Spain : 0%. ATMs of other banks in Spain : BBVA will charge the same fee as the owner of the ATM, which will be shown on the screen before the money is dispensed. ATMs outside of Spain : 4.5% (minimum €3).

Does the prepaid card include insurance?

The card includes ATM robbery insurance , with the following conditions: The maximum indemnity limit is €600 per claim and card, and €1,200 per card per year. The insurance coverage extends for 15 minutes after the cash withdrawal is made. To receive the compensation, you must pay €30 as an excess.

If I register my card in stores like Amazon or Netflix, do I have to enter a new CVV every time I make a purchase?

No, you don't have to. Online stores like Amazon or Netflix let you enter your card details the first time you pay with it. Once you've entered the details, you don't have to re-enter a new CVV every time you make a purchase or pay for your subscription.

What if I use the card outside the Eurozone?

A fee of 3% will be applied to the equivalent amount in euros for any transactions you make outside the eurozone, based on the exchange rate in effect for the payment systems on the corresponding settlement date. Before the cash is withdrawn, the corresponding fees will always be displayed on the ATM screen.

What is the CVV security code?

The CVV (Card Verification Value) code on the debit or credit card is used to verify that the person who owns the card is the one making the purchase. This code is usually printed on the back of the physical card. To add one more layer of security, the Aqua Cards feature a dynamic CVV. This code is generated with every online purchase and is only valid for 5 minutes. This way, your money is even more protected against potential fraud or cyberattacks.

Information you should know before applying for the Aqua Prepaid Card

The law requires us to give you this document with the pre-contractual information on the payment services of the Aqua Prepaid Card to help you better understand its terms and so you can make an informed decision. It's also important to check the PSD2 European regulation on the security of card payments.

Aqua Prepaid Card

Q: Is there an annual issuance and maintenance fee?

The Aqua Prepaid Card has an annual issuance and maintenance fee of €5.

Numberless card, only you can see them in the app.
Dynamic CVV to protect your online purchases.
Top up as much as you need at no cost.

Committed to sustainability

A sustainable, digital card that helps you take care of the planet. The physical card is made with recycled PVC. If you don't usually carry a wallet with you, you can request just the digital version and pay using your phone. Or use both, whichever you need.

How does it work?

no numbers

A numberless prepaid card to protect your data and your money.

The card has no printed numbers. That way, your details are always safe because only you can see them in the BBVA app.
more secure

An extra level of security for your online purchases.

When you buy online, you can instantly generate a dynamic CVV in the app to confirm the payment. Since this security code expires in a few minutes, your money is protected against potential fraud.
Without touching any buttons

Pay and even take out cash with just your cell phone. Without touching any buttons. By avoiding contact, it's a safe way to use your credit card. You just have to add it to BBVA Mobile Pay, Apple Pay, Google Pay or Samsung Pay.

Use it like an electronic wallet

It works like a wallet: you only spend what you top up

To pay with your prepaid card, you have to top it up first with the money you need. That way, you only spend the available balance. You can top it up as often as you like at no cost.

Top up your card on the app, bbva.es, at BBVA ATMs, branches or by calling 900 102 801.

Choose an amount between €6 and €1,000. This money will be added to the card balance.

Make purchases until the balance on the card is used up.

You also have full control from the app

Turn your card on and off

Can't find your prepaid card? Turn it off from your cell phone and turn it on when you find it.
Check each transaction

We will send you notifications to keep you up-to-date with your card purchases.
Optimize your expenses

See what you spend the most on and limit the use of your card on trips or online purchases.

Are you interested?

Apply for the Aqua Prepaid Card 100% online.

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Some questions that may come up

The Aqua Prepaid Card has an annual issuance and maintenance fee of €5.

Are you looking for another type of card?

To pay for your day-to-day expenses with a debit card or to finance a purchase and pay abroad with complete security with a credit card. We have the card you need.

Aqua Prepaid Card

Apply

Try out BBVA without being a customer

BBVA Aqua Prepaid Card

Smart, reloadable and even more secure.

Committed to sustainability

How does it work?

Pay and even take out cash with just your cell phone. Without touching any buttons. By avoiding contact, it's a safe way to use your credit card. You just have to add it to BBVA Mobile Pay, Apple Pay, Google Pay or Samsung Pay.

Use it like an electronic wallet

You also have full control from the app

Turn your card on and off

Check each transaction

Optimize your expenses

Some questions that may come up

Are you looking for another type of card?