
Aqua Máxima Debit Card
The card that helps you reduce your expenses
- Do not pay fees for using your card when you are on the trip.
- Get money back on your Netflix subscriptions.
Save while you enjoy your free time
- If you have subscriptions, get 10% back on Netflix, Spotify, Disney Plus, PlayStation Plus, DAZN, Glovo Prime, Amazon Prime and HBO Max.
- If you travel abroad, say goodbye to fees for taking out cash at ATMs and buying in currencies other than the euro, because the Premium Travel Pack (valued at €179.88 a year) is included.
- If you manage several people's expenses, do so with 3 virtual, no-cost prepaid Aqua cards to organize the purchases of your partner, your children or whoever you want.

Protect your purchases
- If they see your card, they don't see any personal numbers. Because they are not printed and with dynamic CVV for your online purchases.
- If a product you purchase online isn't perfect, we'll file a claim together. Because if you decide to pay for something, you should get it in good condition.
- You will know right away if anyone uses your card. Because we will send you a notification anytime it's used, and if you see something suspicious, you can disable it from the app.

What fees does a card with these benefits have?
- It has an annual issuance and maintenance fee of €65, or €35 a year if you direct deposit a paycheck (€800 minimum) or a pension (€300 minimum) into the account associated with the card.

Looking for a card like this one?
A debit card to make secure purchases and save in your free time.
Now that you know the important stuff, here are the details
Save with all these advantages
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On your subscriptions
Get 10% back on your subscriptions to Netflix, Spotify, Disney Plus, PlayStation Plus, DAZN, Glovo Prime, Amazon Prime and HBO Max.
What if you have a lot of subscriptions? Pay them all with the Aqua Máxima Debit Card because we'll give you back up to €100 on all your subscriptions every year.
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On your trips
We will refund the fees:
- For taking money out at ATMs outside Spain.
- For making payments in another currency, recovering the 3% applied to the value of the payment after it is converted to euros.
Because the Premium Travel Pack (valued at €179.88 euros a year) is included.
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When managing your expensesOrganize the online purchases of your partner, your children, or whoever you want, with up to 3 virtual prepaid Aqua cards with no issuance or maintenance fee.
All the security benefits
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If they look at it when you payNobody will see your details because the card has no printed numbers. Only you can see the important information on your card from the app.
If you buy onlineNobody can copy your data because the CVV code is dynamic. In other words, we give you a different code for each purchase.
When you buy online, you just need to get the CVV code for that purchase from the app.
If there's a problem with your purchaseIf it's defective, it's not what you ordered or it doesn't come, we'll help you process your claim with the store for up to 180 days after the purchase payment date. -
If you lose itYou can turn it off from the BBVA app and turn it back on again when you find it. That way you will avoid unnecessary risks.
If you lose it abroadIn 2 hours you will have access to cash and, if you need it, we'll send you a new card.
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If someone else uses itYou'll get a notification every time the card is used. That way, if something happens, you'll know so you can block it right away.
If you're robbed at an ATMYou will have ATM robbery insurance that covers:
- Up to €600 per claim and card; and €1,200 per year and card.
- Up to 15 minutes after you take out the cash.
This insurance has a deductible of €30, payable when you receive the compensation.
Are there any fees for ATM cash withdrawals?
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At BBVA ATMsThere is no fee, 0%.
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At ATMs of other banks
There is a fee that is set by the other bank for using its ATM.
Before you take out the money, the ATM will tell you the exact fee.
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At ATMs outside SpainThere is a fee of 4.5% (€3 minimum). We will refund the fee thanks to the Premium Travel Pack included with the card.
You now know everything about the Aqua Máxima Debit Card
An ideal card to save on your trips and subscriptions. Are you interested?
Do you have any queries?
If you use your Aqua Máxima Debit Card to pay for one or all of the subscriptions included in the promotion (Netflix, Spotify, Disney Plus, PlayStation Plus, DAZN, Glovo Prime, Amazon Prime and HBO Max), we will pay you back 10% of each payment charged to your card, up to €100 a year.
For example, in the case of Amazon Prime, which has an annual subscription, a single refund will be made. In the case of monthly subscriptions, such as Netflix, 12 payments will be made per year.
Every time a credit is posted to your card, a notification will be sent to your mobile.
This is a perk included with the Aqua Máxima Debit Card, where BBVA refunds the fee charged when withdrawing cash at ATMs outside Spain, and also refunds the fee charged for using the card for purchases in non-Euro currencies.
More information on the Premium Travel Pack
If you make a purchase in any online store and it doesn't arrive, is faulty or doesn't match the product ordered, BBVA will help you file a claim with the store up to 180 days after the purchase payment date.
More information on the Claims Handling Service.
Get Eurozone transaction fee refunds from us with the Premium Travel Pack included with your Aqua Máxima Debit Card.
The fees are refunded at the same time they are charged.
You can view all the activity on your purchases and withdrawals abroad, and see how much you've saved, all from the app.
With a debit card, you pay for your purchases immediately with the money in your account.
The credit card gives you a credit limit to buy now and pay when it's best for you: the following month, in installments or with a fixed monthly payment.
The law requires us to give you this document with the pre-contractual information on the payment services of the Aqua Máxima debit card to help you better understand its terms so you can make an informed decision.
It's also important to check the PSD2 European regulation on the security of credit card payments.