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      ADVERTISING
      MM/DD/YYYY

      As unique as you

      Customize your own AI-powered Aqua Debit Card for young people through the BBVA app and have it delivered to your home

      No issue or maintenance fees

      The Aqua debit card for young people charges no issuance or maintenance fees if you are between 18 and 29 years of age.You can get it at no cost and use it for whatever you want. 

      Besides, personalizing your card's image is free for you.

      Design your card with your iOS or Android device

      Choose the color

      Start with the base you like best: Blue, green, violet, amber.

      Upload your image or describe your idea

      BBVA's artificial intelligence creates the design for you

      Adjust the design and confirm

      Adjust the image as you prefer and confirm your card

      A card ready to travel

      Enjoy fee-free travel with the Pack Viajes Superior included with the Aqua card. It's that easy:

      • Pay with your card. We refund fees for all purchases made with your card in a currency other than the euro. 
      • Withdraw cash. You have 3 fee-free cash withdrawals each month at international ATMs.
      • Weekends included. We'll refund the fees on what you spend on weekends too.
      • The technology that adapts to you

        Use your personalized card from the home screen of your BBVA app, just as if it were your digital wallet.
      • Your story, always at hand

        Turn your moments or passions into a design that accompanies you every day.
      • A card that protects your money

        With the security you need: no printed card details and a dynamic CVV for your online purchases.
      • The technology that adapts to you

        Use your personalized card from the home screen of your BBVA app, just as if it were your digital wallet.
      • Your story, always at hand

        Turn your moments or passions into a design that accompanies you every day.
      • A card that protects your money

        With the security you need: no printed card details and a dynamic CVV for your online purchases.

      So uniquely yours, there's no other like it.

      Each person is unique. Your card will be too. With the innovative protection of the Aqua Debit card and the unique design you wish to create.

      Are there any fees for ATM cash withdrawals?

      • At BBVA ATMs

        There is no fee. 0%.
      • At ATMs of other banks

        There is a fee that is set by the other bank for using its ATM. Before you take out the money, the ATM will tell you the exact fee.
      • At ATMs outside Spain

        There is a fee of 4.5% (€3 minimum).

        However, if you choose one of the Pack Viajes plans with higher limits from the app, we will refund these fees.

      Dare to create with the BBVA app

      Getting to know the app
      Getting to know the app

      Would you like more information?

      No, there are important restrictions in place to ensure BBVA's legal compliance and ethical standards. The system features an AI censor (guardrails) that will reject images containing:

      • Intellectual Property: Brands, company logos, and elements of popular culture (movies, anime, video games, etc.) are not allowed.
      • People: The use of images of celebrities, public figures, or historical figures is prohibited.
      • Inappropriate Content: Images with violent, sexual, racially offensive content, or related to drugs, alcohol, gambling, and illegal activities will be rejected.
      • Sensitive Information: Personal data such as signatures, passwords, emails or phone numbers cannot appear.
      • Others: Political and religious symbols, QR/bar codes, and offensive memes are also excluded.

      If you want a different design on your physical card, you will need to cancel the card and get a new one.

      The CVV (Card Verification Value) code on the debit or credit card is used to verify that the person who owns the card is the one making the purchase. This code is usually printed on the back of the physical card.

      To add one more layer of security, all Aqua Cards feature a dynamic CVV. This code is generated for your online purchases and is only valid for 5 minutes. This way, your money is even more protected against potential fraud or cyberattacks.

      Just like you would any other card. Online stores like Amazon or Netflix let you enter your card details the first time you pay with it. Once you've entered the details, you don't have to re-enter a new CVV every time you make a purchase or pay for your subscription.

      We will refund the fees on all purchases made in currencies other than the euro and the first three cash withdrawals at ATMs outside Spain, thanks to the Pack Viajes Superior included with the Aqua Personalizable debit card for young people. You will receive the refund in the account linked to your debit card on the day the fees are charged, which might not match the day you made the payment. 

      You can view all the activity on your purchases and withdrawals abroad, and see how much you've saved, all from the app.

      With a debit card, you pay for your purchases immediately with the money in your account.

      The credit card gives you a credit limit to buy now and pay when it's best for you: the following month, in installments or with a fixed monthly payment.

      The law requires us to give you this document with the pre-contractual information on the payment services of the Aqua debit card to help you better understand its terms so you can make an informed decision.

      It's also important to check the PSD2 European regulation on the security of credit card payments.

       

      Offer valid during current month
      1. Cards
      2. Personalized Aqua Debit Card
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