When can I take out a funeral insurance policy?

The maximum purchase age depends on the payment method chosen: With periodic premiums (Repatriation, Basic, and Comprehensive options), there is no minimum age to take out the policy and the maximum age is 69. With a single premium (Basic or Comprehensive options), the minimum age to take out the policy is 60 and there is no maximum age.

What conditions must I meet to sign up?

"> <span data-buffer=""> You must have a NIF or NIE, reside in Spain, and provide the postal code and town where the funeral service will take place. The policyholder may also be a legal entity (CIF). For periodic premium payment options, you will need to answer a short health questionnaire with two questions. Minors must be insured on the policy together with one of their parents or legal guardians.

How many people can be insured?

With periodic premiums (paying in installments under the Repatriation, Basic, and Comprehensive options), there is no limit on the number of insured persons. With a single premium (paying in one lump sum under the Basic or Comprehensive options), only one insured person may be included per policy.

Are there any waiting periods?

With a single premium, there are no waiting periods. A waiting period is the time between the policy start date and when certain assistance services or cover can be requested. By contrast, with periodic premiums the following waiting periods apply (although none apply if death is caused by an accident): Funeral service: 20 days Full repatriation: 20 days Travel assistance: 20 days Repatriation: 6 months Estate administration (sub-coverage included in notarial open will and living will): 12 months

What steps must be taken in the event of death?

Family members must call 917 800 063, available 24 hours a day, 365 days a year. At that point, we will assign the family a support representative who will advise them throughout the provision of the service. You may freely choose the funeral home and funeral provider, as well as the other services included in the policy, up to the insured amount.

How can I get a quote for my funeral insurance and take it out with BBVA?

By completing the “Check price” form on the BBVA website or app. We will contact you to answer your questions, provide a quote, and, if you wish, take out the policy. You can also call your relationship manager or visit any BBVA branch.

Who is the insurance company?

BBVA ALLIANZ SEGUROS Y REASEGUROS, S.A.

Who is the intermediary?

BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO, S.A., listed in the Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under code OV-0060. It has an approved public liability insurance policy.

BBVA Allianz Funeral Insurance

The peace of mind of having planned ahead

Plan ahead and protect your family when they need it most with BBVA Allianz funeral insurance.
We take care of the funeral service, the paperwork, and the assistance your loved ones will need.

Get up to 35% off on BBVA life insurance when you take out this policy

Until December 31, 2026.

More information

Support when it’s needed most

Funeral arrangements

We handle everything related to the funeral, with free choice of funeral home and provider.
Legal formalities

With legal advice and assistance so your family doesn’t feel alone in the process.
Emotional support

If you wish, you can include psychological support, home assistance, and pet care.

Essential
Leave all the formalities and arrangements for the funeral taken care of.

Organization of the funeral service.
Burial or cremation.
Repatriation of the body to Spain from anywhere in the world.
Legal formalities and legal advice after the death.
Travel assistance for trips of less than 90 days: ambulance, medical repatriation, hotel, emergency medical expenses...
Full
Funeral insurance with additional services and assistance for your family.

Organization of the funeral service.

Burial or cremation.

Repatriation of the body to Spain from anywhere in the world.

Legal formalities and legal advice after the death.

Travel assistance for trips of less than 90 days: ambulance, medical repatriation, hotel, emergency medical expenses...

Drafting of the notarial will and advice on the living will.

Deletion of digital data.

Psychological support for the heirs.

Daily assistance for immediate family members and pets (dogs and cats).

What does the funeral service include?

Services included in all options.

The funeral service is tailored to each family and the type of burial chosen:

Shroud or burial cloth and hearse.
Funeral home, viewing room, and medical certificate.
Flowers, memorial cards, obituary notice, and condolence book.
Church expenses, headstone, and registration.

These services may be customized or replaced within the insured amount.
If the final cost is lower, the difference will be refunded to the beneficiaries.

What payment options do you have?

When you take out your funeral insurance, you can choose how to pay.

Little by little
With periodic premiums, the insurance premium is paid on a regular basis (monthly or annually) for the duration of the policy.

Eligibility age: no minimum and up to 69 years.
Price: it increases gradually with age and stabilizes at 75.
It includes: burial in a niche or cremation.
In a single payment
With single premium funeral insurance, the total amount is paid in a single payment when taking out the policy, paying once at the start of the insurance.

Eligibility age: from 60 years and no upper limit.
Price: a total calculation is made, estimating the increase in the cost of the service.
It includes: burial with a niche, without a niche, or cremation.

If you are a foreign resident in Spain

You can take out BBVA Funeral Insurance under the Repatriation option and pay in installments. The insurance includes:

Organization of the funeral service.
Repatriation and escort of remains to your country of origin.
Travel assistance for trips of less than 90 days: ambulance, medical repatriation, hotel, emergency medical expenses, etc.
Burial in a niche or cremation with urn.

Manage your insurance through the BBVA app

Check information on your policies in Insurance Space and receive exclusive offers tailored to you.

Find out more