Yes, to obtain this loan you must have a BBVA account, which is where the money will be deposited and the installments will be charged. If you are not already a client, you can open your account during the process.
Remember that you have the right to withdraw from the loan contract without incurring a cancellation fee for a period of 14 calendar days from the date you sign. We will refund the commitment fee to you, and you will only have to pay for the interest generated during those days.
Each loan is assigned a specific NIR and APR for each customer. Also, you will get a 1% discount on the initial interest rate of the loan if you maintain the following direct deposits in your account:
This discount will be applied to every monthly payment that you make. In addition, every six months, we will check you meet the requirements for the discount. Whether you meet the requirements or not, the discount will be applied to the first three monthly loan payments.