How does the promotion work?

At BBVA, the more you use your account, the more you can earn. We reward you for doing what you always do: use your card, pay bills, or bring your pay stubs and proof of income. You decide what you want to do and how much to add. You don't need to do it all, you can use your account however you want. You can earn up to €1,200 gross in the first year, with no minimum contract term and no cancellation fees. You decide how to use your account and how much to add.

+€400

For direct depositing your paycheck or pension over €800.

If you set up a direct debit for your self-employed social security contributions, you can also receive a fixed €33.33 each month.

+€100

Just for using your card

We will refund you the amount you pay with the card, up to a maximum of €8.33 per month.

+€100

For transferring your direct debits

We'll refund your bill, up to a maximum of €8.33 per month.

And multiply it by 2, up to €1,200!

For bringing your savings exceeding €20,000

If you maintain a balance of €20,000 during the first year, we'll double whatever you've saved.

What do you have to do to get the €1,200?

  1. Become a BBVA customer with the Fee-Free Salary Account.
  2. Enter this code in the customer registration process:
    Copy code PLAN1200
  3. Then, everything you do with your account will be rewarded.

When does the promotion start?

The promotion starts on the 1st of the month following the one in which you open your account. For example, if you open it on April 10, the prizes will take effect from May 1. This way, you'll have plenty of time to get ready and start using your account at your own pace.

And when do you get your first prize?

At the start of the following month. For example, if you open your account on April 10, you'll receive your first reward in early June, including everything you've earned during the month of May.

What happens if you don’t meet one of the conditions in a given month?

There's no penalty, you will simply receive the amount you have accumulated.

Shall we look at an example? Imagine that your paycheck is deposited directly into your account, and in May you pay a €10 bill, make €50 in card purchases, and keep over €20,000 in savings in your account. In June you will receive:

+ €33.33 for the paycheck

+ €8.33 for the bill

+ €8.33 for the card purchases

And everything added above will be multiplied by 2.

This promotion is exclusive to BBVA, is not valid for accounts with two account holders, and cannot be combined with other offers. Valid through May 20, 2026. To learn more, download these terms and conditions.

Other questions you may have