Have one direct deposit

To satisfy this condition, you need to receive any of these deposits:

• Direct deposit a paycheck of over €800 in at least 2 of the 4 calendar months preceding each monthly review.
• Receive a pension payment or an unemployment benefit of over €300 in at least 2 of the 4 calendar months preceding each monthly review.
• Receive periodic payments of at least €800 in at least 3 of the 4 calendar months preceding each monthly review. The income must be transfers or check deposits of at least €800. It cannot be transfers between accounts or cash deposits.
• Receive a payment from a pension plan or retirement plan of over €300 in at least 3 of the 4 calendar months preceding each monthly review.

Make one of these payments

To satisfy this condition, you need to make any of these payments:

• Have 5 direct debited bills.
• Make 7 purchases with a BBVA credit card direct debited from the account. Keep in mind that the review will be done when the charge is posted to the credit card, which does not have to match the date of the purchase.

You must satisfy this requirement during the 4 calendar months preceding each monthly review.

Have a product with BBVA

To satisfy this condition, you need to have at least one of these products:

• An active loan with up-to-date payments in any of the 3 calendar months preceding each monthly review.
• An active mortgage with up-to-date payments in any of the 3 calendar months preceding each monthly review.
• Life, Death, Health, Housing, Car or Business insurance policy sold by BBVA, purchased by at least one account holder and active in one of the 3 calendar months preceding each monthly review. Mini-insurance and, in general, Payment Protection Insurance products are not eligible.
• A BBVA credit card, direct debited from the account with a minimum expense of €200 (for purchases of any amount) in the 4 calendar months preceding each monthly review. Keep in mind that the review will be done when the charge is posted to the credit card, which does not have to match the date of the purchase.
• One of these savings products with an average monthly balance of over €5,000:
  • Investment Funds, ETFs, SICAVs (Open-Ended Investment Companies not included), Pension Plans, Unit Link: net asset value.
  • - BBVA ISSPs, BBVA Europlazo, BBVA Annuities, BBVA Guaranteed Annuities, BBVA Variable Annuities, BBVA Deferred Annuities, BBVA Guaranteed Benefit Plan Annuities and BBVA Accumulated Guaranteed Benefit Plan: balance after tax withholding.
  • Employment Pension Plans are not eligible.

The financial products must be in effect in at least 2 of the 4 calendar months preceding each monthly review. In other words, if the review is in May, we will take into account the months of December, January, February and March