The two alternatives for not paying fees

In addition to the 3 income + payment + product conditions, you can save on fees only by satisfying one of these conditions:

Have one of these savings products with an average monthly balance of over €25,000

Specifically, we will consider:

  • Investment Funds, ETFs, SICAVs (Open-Ended Investment Companies not included), Pension Plans, Unit Link: net asset value.
  • BBVA ISSPs, BBVA Europlazo, BBVA Annuities, BBVA Guaranteed Annuities, BBVA Variable Annuities, BBVA Deferred Annuities, BBVA Guaranteed Benefit Plan Annuities and BBVA Accumulated Guaranteed Benefit Plan: balance after tax withholding.
  • Employment Pension Plans are not eligible.

You must satisfy this requirement in at least 2 of the 4 calendar months preceding each monthly review. In other words, if the review is in June, we will take into account the months of January, February, March and April.

Own at least 4,000 shares of BBVA stock

The shares must be deposited in a single securities account or securities book (associated with this account as an operational account for payments and charges).

You must satisfy this requirement in at least 1 of the 2 calendar months preceding each monthly review.