An Individual Systematic Savings Plans (ISSP) is a financial product aimed at accumulating long-term savings, through regular or occasional contributions, to provide income to supplement a retirement pension.

It is contracted via a life-savings insurance policy, so that if the policyholder dies, the beneficiaries will receive the contributions capitalized up until the date of death.

Unlike a Guaranteed Employee Pension Plan (GEPP), the money saved in an individual systematic savings plan can be withdrawn at any time, or it can be converted to a lifetime annuity. Contributions made to an ISSP are usually subject to some tax advantages as well.

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