BBVA Antes Card

  • The spending limit of your card is the amount which you have previously loaded to your card. And you can top it up it as many times as you like.

  • Not has fee yearly by issuance and maintenance of a pre-paid card.

  • It is a secure card that offers you, at no additional cost, insurance against mugging at ATMs.

  • Receive information whenever carry out a payment with your card, through notifications if have the BBVA App.

  • Protection against fraudulent use of the card.

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How does it work?

  • Can charge your Antes Card provided that want, with a minimum amount of 6€ and maximum of 1,000€.
  • Every deposit into the card is added to the existing balance. 
  • To load money immediately, you can use the following channels:
    • www.bbva.es
    • BBVA Helpline: 902 22 44 66 or 91 224 94 26.
    • Network of BBVA ATMs.
    • BBVA branch network.
  • Whenever do a purchase or carry out a cash withdrawal through pre-paid card in an ATM, generates a charge direct on the balance of the card, so can carry out operations until consume the amount available.


What are the main characteristics?

  • Compatible with Apple Pay and Google Pay.
  • Details of movements: be able to consult through bbva.es, Contact BBVA, ATMs or through the BBVA App.

Fees to withdraw cash against the card balance at ATMs:

Cash withdrawals
ATMs of the BBVA group in Spain 0%
ATMs in Spain of banks other than the BBVA group Note 1
ATMs outside of Spain 4.5% (minimum €3)

Note 1: For debit card cash withdrawals in euros from ATMs belonging to banks that are not part of the BBVA Group in Spain, BBVA will charge the same fee that the bank owning the ATM charges BBVA. This amount will be provided by the bank that owns the ATM before the cash withdrawal.

  • Fee for use of the Card outside of the Eurozone: 3.00% on all transactions taking place outside of the Eurozone, calculated on the equivalent amount in euros based on the exchange rate obtained by the Payment Systems on the date when the corresponding settlement occurs.

What are the necessary requirements?

  • You just have to be a client of BBVA as it is not necessary to have an associated account.

  • Nominal Interest Rate (NIR): it is the percentage the bank charges customers for deferring repayments of the money spent during a month. 
  • Annual Percentage Rate (APR): interest rate that indicates the actual cost or yield of a financial product. It takes into account the nominal interest rate of the operation, the frequency of the payments (monthly, quarterly, etc.), the bank charges and a number of charges generated by the operation.

  • With regard to the PIN (personal identification number of your card), you must take into account that:
    • It is a secret and personal code that should not be disclosed to other people.
    • It is advisable not to carry your PIN written down or together with the cards.
    • Try to avoid choosing an easily guessable number like your birthday, year of birth or any other personal detail. 
  • BBVA cards have Contactless technology, which means that you can pay in shops that admit this payment method just by swiping the card by the payment terminal. It's as fast, comfortable and secure as that. 
  • This type of card is a good choice for those who buy online and do not want to disclose their credit card details, since the limit is the available amount in the card.