BBVA - Online Banking

What is BBVA Valora?

If you are looking for a home or if you already have one, BBVA Valora can help you find out how much it might be worth. It also adds up all of the expenses and compiles all of the other information related to your home to help you make better decisions.

Get a price estimate for what you're looking for
Get a price estimate for what you have

How much might a home be worth

More info

Analyze a property

Analyze a neighborhood and discover its value

More info

Analyze the neighborhood

Analyze your numbers and calculate your payments

More info

Do your numbers

All of your home's expenses in just one place

More info

Access

We can help you estimate a price for what you have

Monitor your expenses, plan your renovations and home appliance replacements, and view the terms and conditions for your BBVA Insurance and Mortgage, all in one place

My home

Lets you find out:

  • The estimated current sale or rental price for your home.
  • And the price variation over the last 4 years.

Try it now

Expenses for the home

Monitor all of your expenses:

  • Electricity, gas, water, etc.
  • And view a detailed list of these expenses per month as well as the cumulative amount for the year.

Try it now

Insurance

Whether you own your home or rent, we can offer you:

  • Information related to your BBVA Vivienda insurance.
  • And if you don't have it, learn about the advantages of our BBVA Insurance policies.

Try it now

Maintenance

Based on your home's year of construction or most recent renovation, we can help you plan and finance any possible:

  • Full or partial renovations.
  • Replacement of household appliances.

Try it now

My mortgage

Here you can view the status and details for your BBVA Mortgage.

If you don't have your mortgage with us, find out about the advantages and terms and conditions we can offer you.

Try it now

We can help you get a price estimate for what you're looking for

Analyze a home

Find out the approximate sales price of a property

The information you will find in the search feature is generated and offered by Madiva Soluciones, S.L., and is obtained based on:

  • the information about the home from the property registry (geolocation, square meters, year of construction, and all other characteristics).
  • and published offers for similar homes nearby.

Displays an estimate for the value of the home. This real estate value estimate is never a substitute for an appraisal of a home.

Analyze a property

Analyze the neighborhood

Learn about what the neighborhood is like.

When choosing your future home, the neighborhood where it is located is a very important factor. This is why you can use this tool to find out:

  • How many properties there are in the selected area, their prices and average surface areas.
  • Number of properties for sale in the area with respect to the total, because the greater the number, the more negotiation power you will have.
  • Evolution of the estimated sale price per m2.
  • Types of buildings in the area.

Analyze the neighborhood

How to work out the cost

Find out what kind of impact the purchase would have on your finances.

You can use the BBVA mortgage simulators and calculators to:

  • Select the mortgage that is best adapted to your needs.
  • See the impact on your finances in different scenarios.
  • Find out the costs associated with the transaction and the mortgage.

Do your numbers

More info

BBVA Valora is a service from the BBVA Group, which is formed of three tools: how much it may be worth, what the neighborhood is like -owned by Madiva Soluciones, S.L.- how to analyze your numbers, and expenses for your home ​-owned by BBVA, S.A.-.

Madiva Soluciones, S.L. is a technological company of the BBVA Group, which provides tools and solutions for data analysis. Madiva uses its technology to generate information based on sources accessible to the public, and it uses its combination of algorithms to offer information of interest to various sectors, including real estate.

With respect to the tools 'how much it can be worth' and 'what the neighborhood is like', Madiva Soluciones, S.L.: all the information is acquired from the property's cadastral information; the Cadastral Registry is the official registry of all property, including housing, commercial premises and plots of land. Madiva Soluciones, S.L. obtains the data from this register for homes of the whole of Spain, except for the Basque Country and Navarre. These two autonomous regions have their own systems for calculating the cadastral value (one for each Autonomous region), and they currently have no online consultation.

The prices shown are not an official valuation, whereby a professional visits the property and analyzes its state of conservation and characteristics to determine the value. It also excludes aspects that modify the value, such as the state of conservation, special characteristics (views, height or waterfront property), or installations (garden, swimming pool and other services).

Related links

Floor clause information

View information about the procedure for requesting a refund in relation to a floor clause.

More info

Mortgage comparison

Quickly compare the characteristics and requirements of our mortgages so that you can buy the house of your dreams.

More info

Official interest rates (Banco de España)

Here is the link to the Banco de España web page showing the official interest rates.

More info

Taking out a mortgage loan in Spain

We provide you with the complete guide created by Banco de España on mortgage loans.

More information (PDF)

Precontractual information file (FIPRE)

Information on the BBVA variable mortgage, providing transparency and protection for bank customers.

More information (PDF)

Annex to precontractual information file (FIPRE)

Additional text on the pre-contractual information file (FIPRE). Consumer law of Catalonia.

More information (PDF)

Precontractual information file (FIPRE)

Information on the BBVA discounted fixed mortgage, providing transparency and protection for the banking customer.

More information (PDF)

Precontractual information file (FIPRE)

Information on the BBVA fixed mortgage, providing transparency and protection for bank customers.

More information (PDF)

Law 3/2016 Andalusia

Documents and information on the List of Documentation for Mandatory Submittal.

More info