Add privileges to your travel experience

If your flight is delayed by more than 1 hour, you receive special assistance, help with claims, and access to over 1,800 VIP lounges.

If you have to wait, make it as short as possible.

Enjoy the Fast Track service and skip the security line at all airports in Spain. Up to 4 accesses per year.

Save on fees

The Infinite card has no fees for currency exchange or for withdrawals at ATMs abroad. Please note that the cash machine may apply its own fees, which are not dependent on BBVA.

With coverage for any unforeseen event

Travel with peace of mind thanks to the protection included on your card.

  • Travel accident insurance covering up to €1.5 million.
  • Visa processing, emergency money abroad and concierge service.
  • If you lose your card abroad, you will have access to cash within two hours and, if necessary, we will send you a new one.

Maximum security for your card

Keep control of your card at all times. If you need help, our team is available 24/7.
  • We send you a notification every time it is used, and if you see anything suspicious, you can block it instantly.
  • If you cannot locate your card, you can temporarily disable it from the app and create a digital version to continue paying from your mobile phone.

Learn more about Visa Infinite

Protect your online purchases

  • Did it arrive late? Is it broken? We help you make a claim up to 180 days after purchase.

    If you make a purchase in any online store and it doesn't arrive, is faulty or doesn't match the product ordered, BBVA will help you file a claim with the store up to 180 days after the purchase payment date.

    More information on the Claims Handling Service.

Travel with peace of mind

  • These are all the insurance policies included in your Visa Infinite card:

    • Travel accident insurance covering up to €1.5 million.
    • Travel assistance insurance.
    • Travel cancellation insurance up to 600 euros.
    • ATM robbery insurance.
    • Visa processing
    • Card replacement and emergency cash abroad.
    • 24-hour concierge service.

Card issue and maintenance fee

  • No fee for the first year. Second year €90 with the possibility of exemption from the fee due to special conditions for being a Personal Banking client. Consult your adviser.

Interest or fees for deferred payments

With personalized payment you can split your purchases one by one.

Furthermore, instead of making the full payment of your monthly fee on the 5th, you can pay it back little by little with revolving deferred payment.

  • Personalized payment

    What is the interest on a deferred purchase or bill?

    With the personalized payment, you can defer the payment of any purchase made with the card or the monthly amount owed, provided this amount is at least €50. 

    The monthly payments will be for a fixed amount (which includes principal and interest if it is a personalized payment with interest, or principal and fees if it is a personalized payment with fee) and will depend on the term you choose, from a minimum of 3 months to a maximum of 36 months. This amount will be charged to the account on the 5th of each month. 

    The first payment in both cases is different: 

    • For a personalized payment with interest, it only includes interest.
    • For a personalized payment with fee, only the deferral fee is charged.

    Once you take out the card, you can use both the BBVA app and bbva.es to calculate your monthly payment based on the repayment period you choose.

    Example of personalized payment with interest:

    Interest rate: 7% per year.

    Credit limit: €1,500. 

    You take out the Visa Infinite Credit Card with a limit of €1,500. That same day, for example, March 10, 2026, you make a purchase for the same amount and choose to defer it over 12 months. This is what you would have to pay: 

    • The first payment will be for €6.04 and include only interest.
    • The next 11 payments will be for €141.18 each.
    • The total amount payable will be €1,559.02 and the APR will be 7.20%.

    Example of personalized payment with fee:

    • Deferral fee: 1.30%, 1.50%, 3.27%, or 3.75% of the amount financed, depending on the period chosen (3, 4, 5 or 6 months). 
    • Credit limit of €1,500.

    Below are some examples of customised payment methods with a fee over 3 to 6 months. The NIR is 0% in every case.

    You take out the Infinite Visa Card with a limit of €1,500.  That same day, for example, March 10, 2026, you make a purchase for the same amount and choose to defer it over 6 months. This is what you would have to pay:

    • The first payment will be for €30, which only includes the deferral fee, which is 3.75% of the amount financed.
    • The following 6 installments will be for €250 each and include only the principal.
    • The total amount payable will be €1,530 and the APR will be 5.93%.

    If you choose to defer it over 5 months, this is what you will have to pay:

    • The first payment will be for €25.50, which includes part of the principal and the deferral fee, which is 5.27% of the amount financed.
    • The following 5 installments will be for €300 each and include only the principal.
    • The total amount payable will be €1,525.50 and the APR will be 5.71%.

    If you choose to defer it over 4 months, this is what you will have to pay: 

    • The first payment will be for €22.50, which includes part of the principal and the deferral fee, which is 1.50% of the amount financed.
    • The following 4 installments will be for €375 each and include only the principal.
    • The total amount payable will be €1,522.50 and the APR will be 5.83%.

    If you choose to defer it over 3 months, this is what you will have to pay: 

    • The first payment will be for €19.50, which includes part of the principal and the deferral fee, which is 1.30% of the amount financed.
    • The following 3 payments will be for €500 each and include only the principal.
    • The total amount payable will be €1,519.50 and the APR will be 6%.

    This system applies only to each specific settlement for which it is requested.

    The APR in these representative examples was calculated based on an amount greater than €1,500, since it is not possible to get this card with a €1,500 credit limit.

Do you have any queries?