BBVA Guaranteed Premium Life Insurance

What services and coverage does the life insurance offer?

• Death
• Double indemnity in the event of accidental death
• Total permanent disability by accident
• Funeral assistance
• Specialized health services

What conditions must I meet to sign up?

The insurance can be taken out by anyone aged between 18 and 64 years and 6 months who is resident in Spain with an NIF or NIE.

You will have to fill out a simple medical questionnaire and, if necessary, we will carry out a medical survey by phone or give you a medical check up.

What is the duration of the policy?

The insurance is renewable annually and will cease to be extended when the insured person reaches the age of 67 years and 6 months.

What is the waiting period? Is there a waiting period?

The waiting period is the amount of time you must wait to enjoy certain coverage and services.
In BBVA Vida Prima Segura Insurance, there is only a 3-month waiting period for Funeral Assistance coverage.

What are the limits on the insured capital?

The minimum insured capital for all types of insurance varies depending on your age:

• From 18 to 40 years old: €45,000 
• From 41 to 45 years old: €30,000
• From 45 to 55 years old: €20,000
• From 56 to 64 years old: €10,000

The maximum sum insured is €1,500,000 for both types of insurance. The sum insured varies annually depending on the type of insurance chosen.

Who is the insurance company?

BBVASEGUROS SA DE SEGUROS Y REASEGUROS.

Who is the intermediary?

BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO, S.A. listed in the Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under code OV-0060. It has an approved public liability insurance policy.