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      ADVERTISING
      MM/DD/YYYY

      BBVA Guaranteed Premium Life Insurance

      Insure a lifetime at today's price

      • Choose the price of your insurance with a payment that's always the same or one that increases slightly each year.
      • Pay over 12 months at no cost and save up to 15% by grouping your insurance policies together with BBVA Plan EstarSeguro.
      How to apply

      Your peace of mind continues over time

      • Transparent pricing

        An insurance policy designed to offer stable premium payments and adapt to your budget.

      • Financial support

        In the event of death, your family will receive the insured capital. If it is an accident, the amount will be doubled.

      • Absolute permanent disability

        You will have financial support if an accident prevents you from doing any job.

      • Medical services

        We include telephone consultations, health screenings through tests, and psychological and dietary guidance.

      Choose the type of premium that's right for you

      That is, the amount of money you pay to purchase your life insurance.
      • Constant Net Premium

        • Always pay the same price throughout the life of the insurance.
        • The insured capital (the amount of money your beneficiaries will receive in the event of your death) will decrease with each annual renewal.
      • Growing Net Premium

        • The price remains the same until 35 years and 6 months, from that age onwards it increases by 3% per year.
        • The insured capital (the amount of money your beneficiaries will receive in the event of your death) will decrease with each annual renewal, although less than with Constant Net Premium.

      Protect your loved ones financially

      • After your death, the beneficiaries will receive the capital insured in the life insurance contract.
      • In the event of accidental death, during the first year from the accident, the beneficiaries receive double the insured capital.
      • With permanent disability due to an accident: protection if an accident prevents you from doing any work or professional activity.
      • With funeral assistance: coordination, telephone assistance, guidance, coordination and management of transport. Maximum cost of €6,000, which will be deducted from the insured capital in the event of death.

      Life insurance with medical services

      For you and your family, descendants under 23 years old.

      • 24-hour medical guidance for general, family and gynecological medicine consultations.
      • 24-hour nutritional, diet and psychological guidance.
      • Medical check-up: health report and personalized recommendations through an online test.
      • Get in shape online program to lose weight in a healthy way.
      Access the health portal

      With assistance from BBVA

      • Save month to month

        Pay over 12 months with no interest and save up to 15% by grouping your insurance policies together.
      • Manage your insurance through the app

        All the information about your insurance and offers for you in your Insurance Space.

      Still have questions?

      • Death
      • Double indemnity in the event of accidental death
      • Total permanent disability by accident
      • Funeral assistance
      • Specialized health services

      The insurance can be taken out by anyone aged between 18 and 64 years and 6 months who is resident in Spain with an NIF or NIE.

      You will have to fill out a simple medical questionnaire and, if necessary, we will carry out a medical survey by phone or give you a medical check up.

      The insurance is renewable annually and will cease to be extended when the insured person reaches the age of 67 years and 6 months.

      The waiting period is the amount of time you must wait to enjoy certain coverage and services.
      In BBVA Vida Prima Segura Insurance, there is only a 3-month waiting period for Funeral Assistance coverage.

      The minimum insured capital for all types of insurance varies depending on your age:

      • From 18 to 40 years old: €45,000 
      • From 41 to 45 years old: €30,000
      • From 45 to 55 years old: €20,000
      • From 56 to 64 years old: €10,000

      The maximum sum insured is €1,500,000 for both types of insurance. The sum insured varies annually depending on the type of insurance chosen.

      BBVASEGUROS SA DE SEGUROS Y REASEGUROS.

      BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO, S.A. listed in the Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under code OV-0060. It has an approved public liability insurance policy.

      Find out​ the price of your insurance with BBVA

      Contact your adviser for more information or visit our branches. You can also access your BBVA app and apply 100% online.

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      Do you prefer insurance with flexible coverage?

      • Promotion

        BBVA Life Insurance

        Flexible protection for your family with compensation for death and double indemnity in the event of an accident. Choose from among three options, depending on your needs.

        Get 20% off the first year, 15% the second and 10% the third if you apply now. Until December 31, 2026.

         

        Calculate price
        More information

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