In the event of full redemption by the Policyholder, they will be liable for Personal Income Tax. In the event of the insured party's death, the capital to be received by the beneficiaries will be subject to Inheritance and Donations Tax.

When can I obtain the money invested?

If you withdraw the capital and interest at any time prior to the maturity date of the Initial Period (i) or renewal period, this will take place at market value. This may result in this amount being below the initial amount.

Does this plan offer any guarantees in the event of the death of the policyholder?

In the event of the Insured's death, the Beneficiaries will receive capital equal to 101% of the contribution made in the initial period or the Mathematical Provision at the last date of capitalized renewal at the Guaranteed Technical Interest Rate.

Who is the insurance provider?

BBVA Seguros, S.A. de Seguros y Reaseguros.

Who is the intermediary?

BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO, S.A. listed in the Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under code OV-0060. Has an approved public liability insurance policy.

Key investor information

This website will give you more information about the main features of the Guaranteed Savings Plan (PAG). For this product, the regulations provide that we must offer a key investor information document. In this section you will find this file, which will provide more specific information to help you to understand the product characteristics. 10-year term registration: Open document . 9-year term registration: Open document . 8-year term registration: Open document . 7-year term registration: Open document . 6-year term registration: Open document . 5-year term registration: Open document . 4-year term registration: Open document . 3-year term registration: Open document . 2-year term registration: Open document .

Plan de Ahorro Garantizado (PAG)

Single-premium individual savings insurance.

Guaranteed capital at term.
Deferred taxation.
Compensation in the event of death.

For whom is it intended?

Individual residents between 18 and 75.

Be a BBVA account holder.

How does it work?

The Plan de Ahorro Garantizado (PAG) is a single-premium individual savings life insurance policy, which allows you to have access to your capital with returns over a period of between 2 and 10 years.

You can apply for more than one Guaranteed Savings Plan at the same time.

The minimum contribution is €1,000 and the maximum contribution is €50,000.

Maturity at 20 years from the date the policy is taken out or when the insured person turns 80.

Where can I buy it?

You can arrange to purchase it by going to your nearest branch or talking to your adviser.

Would you like more information?

Be a BBVA customer.

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