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      MM/DD/YYYY

      My Second Account for young people

      A second account for whatever you want

      • Enjoy it without fees for having a BBVA Young Person's Account.
      • You can open it for yourself or with someone else.
      Open account

      The perfect complement to your Young Person's Account

      • For your expenses

        An account for your everyday needs that you can share with someone else.
      • For saving

        Turn your second account into a savings account, just for you or shared with someone else.
      • For online purchases

        Shop online or pay for your subscriptions without using your main account.
      Open account

      Also fee-free

      My Second Account with no fees

      No account administration or maintenance fees, 0% NIR 0% APR (calculated assuming a daily positive balance for one year).

      With one card free

      Each account holder can have a free debit or credit card linked to this second account, with no issuance or maintenance fees.

      For your transfers

      From bbva.es, the BBVA app, or ATMs, within the European Economic Area, both standard and instant transfers.

      For withdrawing cash

      Withdraw cash on debit at more than 5,000 BBVA ATMs in Spain.

      We help you transfer your bills

      If you want to direct debit your bills from My Second Account, we'll manage the change for you.
      • If they're in another bank, we'll switch them for free with the Bank Moving Service.
      • If they're in another BBVA account, we'll help you with the change.
      Bring bills

      And more benefits that move with you

      • Don't miss a thing

        We'll notify you of your account activity: if a direct debit is charged, if your balance falls below your set limit, or if you receive a transfer
      • Share with Bizum

        Use Bizum or create groups to share expenses quickly and easily, even if your friends aren't with BBVA.
      • Save every month

        Set up automatic transfers at the end of the month or whenever your main account exceeds the limit you choose—any extra money will move automatically.

      Looking for a second account?

      Open one in just a few minutes and completely online. But first, remember that you must have a BBVA Young Person's Account.

      Open account

      We can answer all your questions

      It is important for you to know and understand the documents we make available to you before opening this account. You can view them here:

      • IP My Second Account pre-contractual information document detailing the terms and conditions between BBVA and the account holder.
      • FID My Second Account information document about the fees applied for using the main services associated with the payment account.

      You can view the list of the most representative services associated with a payment account here.

      Yes, each account holder can request a debit or credit card linked to My Second Account, with no issuance or maintenance fees.

      When opening an account online, the deadline for exercising the right of withdrawal is 14 days. The 14-day period begins on the day the account contract is signed.

      The right of withdrawal may be exercised via the bbva.es website and the BBVA mobile app (in both cases from the private area, through the "I want to" option in the personal accounts menu). This right can also be exercised in a branch or by calling Contact BBVA.

      Open account
      Offer valid during current month
      1. Accounts
      2. My Second Young Person's Account
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