RISK LEVEL
1/6

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Elección Account

The account where you choose the conditions to waive the fees

  • We offer several options to waive the maintenance service fee for your account, and more advantages for your everyday banking.
  • No fee for debit cash withdrawals at more than 5,000 BBVA ATMs.
  • No fees for online transfers within the EEA.
  • No account administration fees.

Do you have children from 0 to 17 years old? Open an Online Account for Minors

With it they will learn to save and manage their money from an early age. And, from the age of 12, they will have a personalized app with Bizum option, an Aqua Debit Card for their daily life and with travel benefits and an Ahorro Metas Account that only you will manage.

Select your profile to find out the conditions of your account:

More advantages for your everyday life

  • No issuance and maintenance fee for one credit card per holder.
  • No fees for issuing checks in euros and settling and trading domestic check deposits in euros.

By complying with the income and payment requirements, or with any of the alternative conditions. in other words, having one of the specific savings products with an average monthly balance of more than €25,000, or owning more than 4,000 shares of BBVA.

The features you want from your bank

  • Change banks without doing anything

    We'll handle everything for you for free, even the closing of your other account.

  • Improve your financial health

    We can help you manage your finances better to increase your savings.

  • Get paid when you need it

    Get paid when you want.

  • Send money with Bizum

    Pay and send money from mobile to mobile easily, quickly and securely.

  • Discover the new Aqua Card

    A card with no printed numbers and a dynamic CVV for enhanced security.

  • Do it all from the app

    Manage your Cuenta Elección and your products from the app.

Got it?

If you want an account, it can be yours in under 10 minutes

Would you like more information?

It is important for you to know and understand the documents we make available to you before opening this account. You can view them here:

Cuenta Elección PI: pre-contractual information document detailing the terms and conditions between BBVA and the account holder.

FID Elección Account: information document about the fees applied for using the main services associated with the payment account.

You can view the list of the most representative services for a payment account here.

Bringing your income and bills to BBVA is very easy

With the Bank Switching Service, we will handle everything for you:
  • Without having to go to a branch.
  • With no paperwork.
  • And without talking to your other bank.

A free and simple way to transfer your income and bills from another bank. You decide what you want to transfer and BBVA will take care of everything.

Open an account