Who can open a Metas Menores Account?

The Metas Menores Account is a savings account for minors aged 12 to 17 who have their own cell phone.

Can the minor manage the Metas Account and access the money in it?

No. Only a parent or legal representative can manage the account and access the money in it. The minor will be able to see the account balance through the BBVA app.

Does this account come with a card?

Since the Goals Account is intended for savings only, there is no card associated with it.

How does the Metas Menores Account work?

You can access your private area from the BBVA app or website to check and make contributions to your son's or daughter's goals or manage the money to reach their objectives. Benefits: Simple transfers: Make internal transfers from your linked BBVA account and put the money towards your saving goal. Regular contributions: Save effortlessly by setting up regular contributions. Savings available: Your savings will always be available whenever you need them, with no fees or penalties. Multiple goals: You can set up to 5 different saving goals for whatever you need.

What operations can I do with the Metas Menores Account?

Personal account designed for saving, available through the website and app, with restricted operations: Deposits allowed: Fund transfers between accounts that the Holder has at BBVA. Cash deposits at branches and ATMs. International transfers and checks. Charges allowed: Fund transfers between accounts that the Holder has at BBVA. Transfers within the EEA Debit or credit cards, checkbooks, checks or passbooks cannot be issued. Direct debit payments of taxes and social security not allowed.

Do I have the right to withdrawal with the Metas Menores Account?

You have 14 days to exercise the right of withdrawal. The 14-day period begins on the day the account contract is signed. To exercise your intention to withdraw, go into your private area at bbva.es or the account section of the BBVA app. You can also do so at a branch or by calling 900 102 801.

Can I close the Metas Menores Account?

You can close the Metas Account whenever you want, at no cost or penalty. To exercise your intention to withdraw, go into your private area at bbva.es or the account section of the BBVA app. You can also do so at a branch or by calling 900 102 801.

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Goals Savings Account for Minors

You control the account, your children save

Q: Documentation of the Metas Account and its associated fees

It is important for you to know and understand the documents we make available to you before opening this account. You can view them here: IP Goals Account : pre-contractual information document detailing the terms and conditions between BBVA and the account holder. Non-negotiable financial conditions: Fee for the account maintenance service: €0 Administration fee: €0/entry. Deposit rate: Fixed rate: 0%. 0% NIR 0% APR .

An account for children aged 12 to 17 in which to save for their future.

As a supplement to their current account for their everyday needs.

With no administration or maintenance fees.

Why open a Goals Savings Account for Minors?

You're in control

Only you can manage the savings account, make deposits or withdrawals.
With savings goals

You can set goals with dates to meet their savings objectives.
Always available

If you need it, you can withdraw the money at no cost or penalty.

Set goals to make it easier to achieve their objectives

Only you can create these goals and manage them. The minor will only be able to see how their goals are advancing

You can create up to 5 goals, depending on your child's interests: an end-of-year trip, a general language-learning course... Whatever they like or need most.
Give each goal a name, enter the amount needed and a date to achieve it. Any transfers you make can be associated with a specific goal.

How can the savings grow?

There are different options for easily growing the balance:

You can make transfers from your account to the minor's savings account, or route external transfers directly to the account, for example, from scholarships or relatives.
You can also transfer money easily from the minor's Online Account to their savings account, and assign the money transferred to a specific goal.

Do you want it?

It is important for you to know and understand the documents we make available to you before opening this account. You can view them here:

IP Goals Account: pre-contractual information document detailing the terms and conditions between BBVA and the account holder.

Non-negotiable financial conditions:

Fee for the account maintenance service: €0
Administration fee: €0/entry.
Deposit rate: Fixed rate: 0%.
0% NIR 0% APR.