Plazox

A new way to defer your purchases easily, quickly and tailored to you

 You decide what to buy and how to pay for it.

With Plazox and your credit card: your purchases, your way.

  • Defer your purchases on the spot when you pay with your credit card in online or physical stores.
  • It's very simple and adapts to your needs: select the term that best suits you (3, 6, 9 or 12 months), view your payment, confirm the transaction and that's it!
  • With all the security and guarantee of BBVA, which offers the purchase deferral.
  • No early payment fee, no need to take out any services or visit a branch.

How to defer your purchases with Plazox

Your bank on your smartphone with the BBVA app

Plazox can only be used to defer purchases in excess of €60 made with the customised payment option using the Aqua and Después credit cards. With the customised payment, you pay a deferral fee for terms shorter than 6 months, and interest for terms longer than 6 months. View the conditions in your contract.