It is a solution for businesses that lets their customers defer their purchases (both in physical and online stores) with their credit card over 3, 6 or 12 months at the time of payment and with their debit card once you have the Installment Payment Service with available limit in place.
Suggestions
Experiences
-
Bank Moving Service
Switch to BBVA and we'll handle all the paperwork for you.
-
Solar panel calculator
Calculate your savings with solar panels in your home.
-
Sections: if I don't see it, I don't spend it
Put away money from your main account and save easily.
-
Try out BBVA without being a customer
Discover the features of the BBVA app without opening an account.
-
Bizum
Send and receive money from your phone instantly. As easy as sending a message.
-
Mobile payment
Leave your wallet at home and pay for everything with your cell phone.
Want to try the BBVA app without being a customer?
You can add all your banks, make an appointment to speak to an agent, calculate the value of a house and do other day-to-day business. Without being a customer and without commitment. Register in two steps and get to know us little by little.
Plazox
A new way to defer your purchases easily, quickly and tailored to you
You decide what to buy and how to pay for it.
With plazox and your card: your purchases, your way.
-
Defer your purchases on the spot when you pay with your credit and debit card in online or physical stores. In debit cards, you need to have the Installment Payment Service with an available limit
-
It's very simple and adapts to your needs: select the term that best suits you (3, 6 or 12 months), view your payment, confirm the transaction and that's it!
-
With all the security and guarantee of BBVA, which offers the purchase deferral.
-
No early payment fee, no need to visit a branch.
-
How to defer your purchases with Plazox in a physical store
-
1. After paying with your card and entering your PIN, you can choose between paying the full amount or deferring the payment.
-
2. If you choose to defer the purchase, you can select the term of your choice (3, 6, or 12 months) on the payment terminal.
-
3. Finally, you confirm the operation by entering your PIN again. It's that simple.
FAQs
If you are interested, you don't have to do anything. For your convenience, we will enable this service on your credit card. You won't have to replace it or do anything. Most BBVA credit cards, except for BBVA Negocios cards, will be compatible with the plazox deferred payment system, and debit cards provided that you have the Installment Payment Service with available limit in place.In any store that has the Plazox service enabled. When paying with your card, the POS terminal screen (physical store) or a website payment screen (online) will display the different deferment options, with their corresponding payments and interest and/or fees.Most BBVA credit cards, except for BBVA Negocios cards, will be compatible with the plazox deferred payment system. Most debit cards will also be compatible, provided that you have the Installment Payment Service with available limit in place.If you are buying in a physical store, you just need to initiate payment with your compatible card, enter your PIN as you usually do for any purchase, and follow the instructions. The store will show you the payment terminal so you can choose the term that interests you most (3, 6 or 12 months), and you can complete the process by confirming the operation with your PIN.
If you're buying in an online store and your card is set up for Plazox, a screen will open during the purchase process with the various deferment options. You can defer your purchase by choosing the one that interests you most and giving your consent by checking the acceptance of terms and conditions ("Do you want to defer?") that will be shown under the deferment options. In either case, you have the option of not deferring, and the purchase will be paid for just like with any other non-deferred purchase.
Any type of purchase can be deferred, as long as the amount is at least 60 euros. Each business can increase this minimum amount.Purchases can be deferred over 3, 6 or 12 months, as long as the amount of each monthly payment is at least 20 euros.You don't have to fill out any paperwork or questionnaires, or wait for any additional approval. You just have to give your consent by following the instructions you will receive during the purchase process, whether in a physical or online store.
For any questions about the Plazox service, please call Contact BBVA: 900 102 801.
A deferral fee will be charged for terms shorter than 6 months, and interest for terms longer than 6 months, as specified in the credit card contract terms on personalized (revolving) payments. Debit Cards will be subject to the conditions established in the Installment Payment Service.You can use Plazox for your purchases with peace of mind, since you have the guarantee, confidence and security of knowing that BBVA is processing the deferred payment. -
-
How to defer purchases with Plazox in an online store
-
1. After you enter your card details, both the total amount and the deferment options will be shown on the screen.
-
2. If you decide to defer the purchase, you can choose to pay it over 3, 6 or 12 months.
-
3. To finish, after authenticating your purchase as you normally do, the transaction will be confirmed. It's that simple.
FAQs
It is a solution for businesses that lets their customers defer their purchases (both in physical and online stores) with their credit card over 3, 6 or 12 months at the time of payment and with their debit card once you have the Installment Payment Service with available limit in place.If you are interested, you don't have to do anything. For your convenience, we will enable this service on your credit card. You won't have to replace it or do anything. Most BBVA credit cards, except for BBVA Negocios cards, will be compatible with the plazox deferred payment system, and debit cards provided that you have the Installment Payment Service with available limit in placeIn any store that has the Plazox service enabled. When paying with your card, the POS terminal screen (physical store) or a website payment screen (online) will display the different deferment options, with their corresponding payments and interest and/or fees.Most BBVA credit cards, except for BBVA Negocios cards, will be compatible with the plazox deferred payment system. Most debit cards will also be compatible, provided that you have the Installment Payment Service with available limit in place.If you are buying in a physical store, you just need to initiate payment with your compatible card, enter your PIN as you usually do for any purchase, and follow the instructions. The store will show you the payment terminal so you can choose the term that interests you most (3, 6 or 12 months), and you can complete the process by confirming the operation with your PIN.
If you're buying in an online store and your card is set up for Plazox, a screen will open during the purchase process with the various deferment options. You can defer your purchase by choosing the one that interests you most and giving your consent by checking the acceptance of terms and conditions ("Do you want to defer?") that will be shown under the deferment options. In either case, you have the option of not deferring, and the purchase will be paid for just like with any other non-deferred purchase.
Any type of purchase can be deferred, as long as the amount is at least 60 euros. Each business can increase this minimum amount.Purchases can be deferred over 3, 6 or 12 months, as long as the amount of each monthly payment is at least 20 euros.You don't have to fill out any paperwork or questionnaires, or wait for any additional approval. You just have to give your consent by following the instructions you will receive during the purchase process, whether in a physical or online store.
For any questions about the Plazox service, please call Contact BBVA: 900 102 801.
A deferral fee will be charged for terms shorter than 6 months, and interest for terms longer than 6 months, as specified in the credit card contract terms on personalized (revolving) payments. Debit Cards will be subject to the conditions established in the Installment Payment Service.You can use Plazox for your purchases with peace of mind, since you have the guarantee, confidence and security of knowing that BBVA is processing the deferred payment. -
Your bank on your smartphone with the BBVA app
Plazox can only be used to defer purchases in excess of €60 made with the customised payment option using the Aqua and Después credit cards. With the customised payment, you pay a deferral fee for terms shorter than 6 months, and interest for terms longer than 6 months. View the conditions in your contract.
For any questions about the Plazox service, please call Contact BBVA: 900 102 801.