Credit Account

RISK LEVEL
1/6

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Plan for your business needs

Now you can take advantage of special conditions to proactively address your business needs and manage the financing of your working capital, inventory, and other daily operations.
  • From 2.5% NIR (2.5% APR)*.
  • No commitment fee.

Example

  • To give you an idea, here is some more information:

    • Pedro could apply for the credit account with these conditions until 12/31/2019 and repay it within 12 months.
    • The calculated APR (2.50%) does not include the 0.10% quarterly availability fee, as the account is assumed to be fully drawn down.

    For more information, visit your BBVA branch or speak to your adviser.

Legal information

*Economic conditions and the approval of the operation are subject to study and prior approval by BBVA, according to the entity's risk criteria. The NIR/APR indicated in each example of the business loan and the credit account correspond to a simulation complying with all the established requirements, and are not valid for all operations. These conditions are valid until 12/31/2019. This brochure does not constitute a binding offer. This information does not replace or modify that which you may receive through your branch or bbva.es, such as pre-contractual and contractual documentation for binding financing applications that you will read once your request is processed.