RISK LEVEL
1/6

This number indicates the product risk, with 1 / 6 representing the lowest risk and 6 / 6 representing the highest risk.

BBVA is affiliated with Spain's Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 per person for the total of all deposits established at BBVA.

Negocios Account

Get the most out of your account with extraordinary conditions.

To start with, you can forget about fees

You just need to pay two of the following by direct debit: paychecks, social security contributions and/or taxes to enjoy:
  • Account: No administration or maintenance fees.
  • Negocios Card: No issue or maintenance fees.
  • Transfers: No fees or limits.
  • Checks in euros: No fees for deposits or issues.

No paperwork or complications!

See the terms and conditions here.

Benefit from special financing conditions to help you reach your goals

  • Liquidity to pay your taxes, suppliers, social security contributions, payroll, imports and more, with just one click.

    • 0% NIR/APR interest.
    • 0% opening fee.
    • 0% early cancellation fee.

  • Financing to expand facilities, update equipment, increase fleets...

    • 0% opening fee.
    • From 2.5% NIR/2.5% APR.

  • Liquidity for working capital and other business activities.

    • 0% opening fee.
    • From 2.5% NIR/2.5% APR.
    • Availability 0.10%.

And with solutions under special conditions to help you in your day-to-day

  • So that selling costs you less. POS terminal voucher with a fixed fee starting at €10/month, regardless of the sales made.

    The first 4 payments without costs.

  • Lets you pay at freeway tolls, avoiding queues and delays, and in some parking lots in Spain.

    No issue or maintenance fees for a credit or debit card for the first year.