Go to main content
Main
  • People
  • Self-employed professionals and businesses
  • Access Access Access
    Access Access Access
  • Become a customer
  • Menu
    Close
Click enter
Suggestions
    Products
    Home
    • Accounts
      See all accounts
      Online Account for minors
      • Direct deposit paycheck
      • Switch to BBVA
    • Cards
      See all the cards
      Credit cards Debit cards Pre-paid cards
      • We help you choose your card
    • Mortgages
      See all mortgages
      Hipoteca Joven Bring your mortgage
      • Mortgage calculator
      • Mortgage switching calculator
      • Mortgage revision calculator
      • BBVA Valora
    • Loans
      See all loans
      Personal Online Loan
      • Loan Simulator
      • Car loan calculator
      • Loan calculator homeowners' associations
    • Insurance
      See all our insurance policies
      Health insurance Car insurance products Life insurance products Home insurance Travel insurance Motorcycle Insurance
      • Group your insurance policies together
    • Pension plans
      See all pension plans
      Pension Plans Basque Country
      • Pension plan finder
      • Pension plan simulator
      • Tax Relief Calculator
      • Personal income tax deductions
      • Transfer pension plan
    • Mutual funds
    • Deposits
    • Investment portfolios
    • Savings insurance
    • Stock exchange and markets
    • Cryptoassets
    • Energy space
      See all solutions
      Energy saving Vehicles Owner's associations
    • BBVA Autorenting
    • Private Banking
    Branches and ATMs

    Promotions and offers

    Try out BBVA without being a customer

    Discover the BBVA app

    Individuals Self-employed people and companies
    • Home
    • Accounts
      See all accounts
      Online Account for minors
      • Direct deposit paycheck
      • Switch to BBVA
    • Cards
      See all the cards
      Credit cards Debit cards Pre-paid cards
      • We help you choose your card
    • Mortgages
      See all mortgages
      Hipoteca Joven Bring your mortgage
      • Mortgage calculator
      • Mortgage switching calculator
      • Mortgage revision calculator
      • BBVA Valora
    • Loans
      See all loans
      Personal Online Loan
      • Loan Simulator
      • Car loan calculator
      • Loan calculator homeowners' associations
    • Insurance
      See all our insurance policies
      Health insurance Car insurance products Life insurance products Home insurance Travel insurance Motorcycle Insurance
      • Group your insurance policies together
    • Pension plans
      See all pension plans
      Pension Plans Basque Country
      • Pension plan finder
      • Pension plan simulator
      • Tax Relief Calculator
      • Personal income tax deductions
      • Transfer pension plan
    • Mutual funds
    • Deposits
    • Investment portfolios
    • Savings insurance
    • Stock exchange and markets
    • Cryptoassets
    • Energy space
      See all solutions
      Energy saving Vehicles Owner's associations
    • BBVA Autorenting
    • Private Banking
    Click enter
    Suggestions

      Experiences

      • Bank Moving Service

        Switch to BBVA and we'll handle all the paperwork for you.

      • Solar panel calculator

        Calculate your savings with solar panels in your home.

      • Sections: if I don't see it, I don't spend it

        Put away money from your main account and save easily.

      • Try out BBVA without being a customer

        Discover the features of the BBVA app without opening an account.

      • Bizum

        Send and receive money from your phone instantly. As easy as sending a message.

      • Mobile payment

        Leave your wallet at home and pay for everything with your cell phone.

      Want to try the BBVA app without being a customer?

      You can add all your banks, make an appointment to speak to an agent, calculate the value of a house and do other day-to-day business. Without being a customer and without commitment. Register in two steps and get to know us little by little.
      More information
      Branches and ATMs
      Promotions and offers
      Try out BBVA without being a customer
      Discover the BBVA app
      Become a customer
      • Business

      • Self-employed

      To sign up for the Negocios Account online and enjoy all the advantages of becoming a customer, you will need:

      Digital Certificate and AutoFirma (e-signature app)

      An electronic sole or joint administrator certificate issued by the FNMT, and the Autofirma application installed on your computer.

      ID or NIE

      Valid documents belonging to the sole or joint administrator residing in Spain. You will need to have them scanned on both sides.

      ID documents

      Identifying the company (deed of incorporation, powers of attorney, etc.).

      Cell phone

      So you can sign the contractual documentation conveniently with a free SMS sent to your phone.
      Check technical requirements

      Don't have everything? 

      Don't worry, you can send your application to the branch of your choice. An adviser will contact you to help you open the account. 

      Send application

      See more information on Autofirma at the Fábrica Nacional de Moneda y Timbre (FNMT-RCM) website, and the Electronic Administration Portal (PAE).

      To sign up for a Negocios Account + Negocios Debit Card, you will need:

      Your cell phone number

      To enable you to sign agreements easily via SMS free of charge.

      Identification

      Verify your identity by video call with an advisor. You will need to have your webcam activated.

      Your DNI or TIE

      If you wish, you can upload an image of your Spanish ID or Foreigner ID to speed up the identification process.
      Start
      1. Negocios Account
      Footer
      • More BBVA

        • Shareholders
        • BBVA Research
        • Jobs at BBVA
        • Network of BBVA agents
        • bbva.com
        • Responsible business
        • BBVA Asset Management
      • The latest

        • BBVA for minors
        • BBVA for young people
        • BBVA for Seniors
        • BBVA for groups
        • Security
        • Podcast
        • Financial Health
      • Calculators and simulators

        • Most popular calculators
        • Elección Account Calculator
        • IBAN calculator
        • Salary calculator
        • Currency exchange
        • Payment of debit entries
      • Utilities

        If you have found a vulnerability in BBVA that you would like to report, please click on this form

        Inheritance Processing

        Blog - Finances at a glance

        Economic dictionary

        Accessibility

        Mortgage debtors without resources - CBP

      BBVA logo
      Legal notice
      Cookies
      Personal data
      Statutory reports
      Payment services
      Fees
      Notice board
      Customer care service
      • Español
      • Català
      • English
      • Galego
      • Euskara

      Banco Bilbao Vizcaya Argentaria S.A. 2025