Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
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      BBVA Personal Group Loan

      It's time to turn your projects into reality

      You can benefit from a 1% discount on the interest rate if you direct deposit a paycheck with BBVA for at least €600 for the entire duration of the loan.
      • Up to €75,000 and a term of 96 months.
      • Apply in less than 3 minutes.
      • With minimum documentation.
      Apply for this loan
      Collectives illustration

      We will apply the interest rate corresponding to your professional group

      You can view it in your Group Space or ask your adviser.

      Do you want it?

      • Applying for your Personal Group Loan is as simple as this:

        1. Fill out the application form.
        2. Send us the documentation we request.
        3. And if everything checks out, we'll deposit the money into your account.

      You have 14 days to change your mind

      You have the right to withdraw from the loan contract without incurring a cancellation fee for a period of 14 calendar days from the date you sign. You will only have to pay for the interest accrued during those days.
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      Warning

      • The APR on the loan is calculated taking into account postage costs, which in 2022 are €0.75/month. If you need to open a checking account exclusively for managing this loan, and if the conditions for having no maintenance fees on said account are not met, the fee will be €120 per year.

        Remember that to enjoy the 1% discount on your Personal Group Loan, you need to have your paycheck of at least €600 deposited directly into your BBVA account.

      Apply for the BBVA Personal Group Loan

      Apply for this loan

      Would you like more information?

      Financing is subject to approval by Banco Bilbao Vizcaya Argentaria, S.A. To be eligible for the special conditions made available to your professional collective, you will have to prove your membership.

      Yes, to obtain this loan you must have a BBVA account, which is where the money will be deposited and the installments will be charged. If you are not already a client, you can open your account during the process. In addition, to benefit from the interest rate corresponding to your group, you will have to prove that you belong to it.

      If you decide you want the 1% reduction in the interest rate, you will need to direct deposit your paycheck into BBVA for the duration of the loan.

      From a minimum of €3,000 up to a maximum of €75,000.

      Yes, you can repay the loan early, by paying a 0.50% fee if at the time of repayment, the outstanding payment term does not exceed 12 months. and 1% if there are more than 12 months remaining.

      You can choose a term from a minimum of 12 months up to a maximum of 96 months.

      The payments will be made from your BBVA account on the last day of each month.

      If this happens, late payment interest will be applied. Also, failing to make payments can lead to serious financial consequences (e.g., forced sale of property) and problems with obtaining future loans.

      You have the right to withdraw from the loan contract within 14 calendar days of its signing.
      Personal Loan for Collectives
      Apply for this loan
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