Have a BBVA account with your paycheck or pension directly debited to it and receive BBVA's approval. Before signing the contract, you will receive key information in a standardized format called the Standard European Consumer Credit Information.
Get paid anytime BBVA
A couple of examples will make it clear
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Here are several examples of what it would be like if you receive your paycheck in advance:
- Suppose you receive an advance on your salary of €3,000, which you plan to pay back in 3 months.
You would pay €1,008.34 a month for the next 3 months (and €0.78/month in postage). In total, you would pay €3,027.37.
In this example, the commitment fee is 0%, the NIR is 5% and the APR is 5.60% (the APR is calculated taking into account postage expenses: €0.78 per month). Calculations based on the loan being signed on the last day of the month.
- Suppose you receive an advance on your salary of €1,000, which you plan to pay back in 6 months.
You would pay €169.11 a month for the next 6 months (and €0.78/month in postage). In total, you would pay €1,019.32.
In this example, the commitment fee is 0%, the NIR is 5% and the APR is 6.80% (the APR is calculated taking into account postage expenses: €0.78 per month). Calculations based on the loan being signed on the last day of the month.
This is how it works
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- To apply for the BBVA Get paid anytime loan, you must be a BBVA customer and have your paycheck or pension paid directly into your BBVA account.
- You can receive an advance from €1,000 until 2 paychecks with a maximum of €3,000.
- Pay it back over 3 to 6 months.
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Collect Your Paycheck When You Want
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