Have a BBVA account with your paycheck or pension directly debited to it and receive BBVA's approval. Before signing the contract, you will receive key information in a standardized format called the Standard European Consumer Credit Information.
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This example will make it clear
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On the 23rd, your fridge breaks down and you don't want to wait until the beginning of the month to replace it. You advance your paycheck, let's suppose it's €1,500, and you'll pay it back in 6 months.
You would pay €250 per month for the next 6 months plus a one-time payment of €20 (and €0.65/month in postage). In total, you would pay €1,523.90.
In this example the NIR is 0% and the APR 5.66% (for the calculation of the APR have taken into account the expenses of mail: 0.65€ monthly).
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- We are leaders in digital innovation working to make your life that bit easier.
- Our approach is based on transparency, clarity and responsibility.
Discover BBVA Bconomy
A tool that helps you maintain your financial health
Manage your expenses, create a financial cushion for your peace of mind, and set a savings goal.
Manage your expenses, create a financial cushion for your peace of mind, and set a savings goal.
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