The Paycheck Savings rule lets you transfer a percentage of your paycheck or pension to another savings account. You can activate this rule even if you do not receive a paycheck or pension. The rule will be activated when you start to receive one of these payments.
The Maximum Balance rule works in a very similar way. First, you set a maximum limit for your source account. Then, whenever this limit is exceeded, the extra money is transferred to a savings account of your choice.
The Minimum Balance rule is similar but works the other way round: you set a minimum balance limit. This will help you avoid situations in which you have insufficient funds or go overdrawn. To use this rule to transfer funds, you'll need to link a source account to a destination account. Can apply this rule to any type of account, except for in the Account Values BBVA. However, please note that this rule does not guarantee that you will avoid going into your overdraft, as it relies on there being sufficient funds in the source account. Likewise, it is important to remember that transfers will not be carried out if there are insufficient funds in the source account.
With the Rounding off rule, you'll save on every purchase you make using the linked debit card. When you make a payment, the amount is rounded up to the next euro and the difference in cents is transferred to your selected destination account. For example: If you buy something that costs €5.20, your card transaction summary will show a charge with that amount and a transfer of €0.80 (the result of rounding up to €6). At the end of each day, all the rounded off amounts are added up and the total is transferred from the linked account to your selected destination account. These transfers will appear in your destination account on the next business day and, of course, there are no transfer fees. But what happens if you decide to return a purchase? In this case, the money will remain in the destination account. If you want to transfer it back to the linked card, you'll have to do so manually.
With the End of Month Savings rule, you set a month-end account balance limit which will be automatically transferred to another destination account. This makes it easy to save money passively each month.
Finally, the Savings in Budgets rule lets you transfer the extra money from your budgets to another account. Bconomy lets you create a series of budgets to help you better organize your money. If you do not spend the money budgeted for a month, the surplus balance will be automatically transferred to your selected destination account.