Ways to save that you'll appreciate in the future

Tips and tools to achieve your goals.

Any good saver knows the importance of saving for tomorrow. After all, it is in the future when you'll see the fruits of your labor (or have money set aside to bear any unexpected costs). There are several reasons why saving is a good idea. 

Therefore, in this article, we discuss different strategies for saving money that you'll be thankful for in the future.

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Useful tips

First of all, please remember there are no miracles when it comes to saving money. However, if are applied and follow different ways of save that you offer see that do it gradually not is something impossible. 

Organize your savings plan: the first step is to create a budget that details your income and expenses, so you can see exactly where your money goes. This will give you a clear picture of your finances and show you how and where to cut your spending. Bconomy is a tool offered by BBVA that helps you with this task. It gives you a breakdown of all your expenses sorted by category and lets you create budgets for each expense. 

Reduce your fixed expenses: now you have created a budget, it is time to reduce your fixed expenses. We recommend reviewing your service payments (e.g., cell phone and internet) and turning off the lights and television when you are not using them. Following these simple tips will help you save on your monthly bills. 

Search for the best online deals: online price comparison tools are very useful for finding products with the best value for money. This is a quick and easy step that will lead to significant savings.

Automate your saving: the aim of saving money is the future. Therefore, to simplify this long process, try to see the bigger picture rather than getting bogged down in the details. The easiest way to do this is to automate the savings process and program your bank account to transfer selected amounts of money from your budget to a savings account. BBVA offers its Set up your account service made up of simple rules to help you with this task. For example, you can program this feature to automatically transfer a portion of your paycheck or a percentage of your month-end balance to another savings account. 

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Avoid paying interest: interest can eat away at your money. Fortunately, it is possible to eliminate it. Therefore, we recommend setting up direct debit payments in the same account where you receive your paycheck each month. This approach will give you greater control over your finances. 

Create a savings account: at BBVA, we recommend transferring the money you save into a savings account. A good option is the BBVA Goals Account as there are no transfer fees or charges. You can open the account via the BBVA app or bbva.es. To start using it, simply name your savings goal and set a target amount and date. Based on this information, you will receive notifications about your progress to help you stay on track toward your goal.

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