How to get a free credit card

We'll explain the most common options for getting a card with no annual fee.
Credit cards are useful for everyday purchases and can be very convenient when you're not carrying cash.
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Después Card
You'll be able to pay for your purchases over time and use it at over 6,000 ATMs.
This is why, when choosing the right credit card, it is important to pay attention to details such as the credit limit and the costs associated with the card. This last point is especially important, as enjoying a credit card shouldn't mean another expense for our personal finances. There are several credit cards available that do not have issue or maintenance fees and which also offer interesting conditions.

For example, BBVA offers a free credit card (without credit card issue or maintenance fees) to people who deposit their paycheck directly into their bank account. Moreover, it has a revolving card with no annual fee, and doesn't require your paycheck to be paid into an account.

You can use your BBVA cards in the extensive network of BBVA ATMs: more than 7,000 across Spain for cash withdrawals on debit using the card without fees.

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BBVA credit card
Pay for your purchases over time with the Después Card and use it at over 6,000 ATMs.

How to get a free credit card

Credit cards without fees are usually given in exchange for opening an account or arranging for your paycheck to be deposited, although every bank has its own procedure.

Most banks require the card holder to be of legal age and to have a certain minimum income, which varies according to the type of card and the credit limit offered.

With regard to the contracting process, this is very simple and can be carried out both in the bank's branches and over the internet.

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Tools of cards

  • Discover the features of each of the cards that BBVA can offer you, thanks to this comparison tool.