Short-term financing for your business

Get the liquidity you need for your day-to-day operations

Finance your routine payments easily or get an advance on your collections whenever you need it.

An account with a credit limit to keep your accounts up to date and get liquidity.

You can return what you spend in up to 3 years.

You have options to get a lower interest rate.
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A credit line for your business's usual payments with no activation cost.

Finance payments to suppliers, taxes, payroll, social security or the collection on your bills.

You only pay an availability fee for the money you use from your limit, which varies depending on the term or purpose for which you use it.

No early repayment penalty.
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Enjoy an instant loan for any business need.

Apply for a loan between €300 and €50,000.

Instantly receive it in your account, with no paperwork and no proof of use.

Pay it back at your own pace with the sales of your business in a maximum of 150 days.

Pay just the commitment fee.
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Get an advance on an undrawn commercial credit. We advance you the amount of bills of exchange, promissory notes, invoices, etc.

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We will arrange to pay your suppliers on the exact date.

If you do not have liquidity, you can finance the repayment in installments.

Your suppliers will be able to request payment in advance.
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Financing that's always available to grow your business with no credit limit and low interest rates.

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Financing to cover cash flow needs, gaps between collections and payments, purchase stock, etc. Only available in-branch.

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Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit.

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Guarantee your receivables and collect your outstanding invoices early with BBVA, and get liquidity.

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