Short-term financing for your business
Get the liquidity you need for your day-to-day operations
Finance your routine payments easily or get an advance on your collections whenever you need it.
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Online Credit Account
An account with a credit limit to keep your accounts up to date and get liquidity.- Up to €50,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Sign up instantly 100% online.
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Click&Pay Credit Limit
A credit line for your business's usual payments with no activation cost.- Finance payments to suppliers, taxes, payroll, social security or the collection on your bills.
- You only pay an availability fee for the money you use from your limit, which varies depending on the term or purpose for which you use it.
- No early repayment penalty.
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Online POS Terminal Loan
Enjoy an instant loan for any business need.
- Apply for a loan between €300 and €50,000.
- Instantly receive it in your account, with no paperwork and no proof of use.
- Pay it back at your own pace with the sales of your business in a maximum of 150 days.
- Pay just the commitment fee.
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Trade discount
Get an advance on an undrawn commercial credit. We advance you the amount of bills of exchange, promissory notes, invoices, etc. -
Reverse Factoring
- We will arrange to pay your suppliers on the exact date.
- If you do not have liquidity, you can finance the repayment in installments.
- Your suppliers will be able to request payment in advance.
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Associated Credit Account
Financing that's always available to grow your business with no credit limit and low interest rates. -
Credit Account
Financing to cover cash flow needs, gaps between collections and payments, purchase stock, etc. Only available in-branch. -
Linked Agro Credit Account
Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit. -
Factoring
Guarantee your receivables and collect your outstanding invoices early with BBVA, and get liquidity.
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