Non-recourse factoring

Get ahead to get liquidity for your company

  • Manage your transferred receivables and get paid early.
  • Classification of customer creditworthiness.
  • Quickly and easily manage and finance your invoices online.

What is factoring?

  • Factoring is a financial instrument that lets companies receive the amount of their accounts receivable in advance, by transferring their sales credits to BBVA Factoring, which becomes the sole debt owner and, thus, the owner of the collection rights.

    Plus, it includes insolvency risk coverage for up to 100% of sales.

Factoring modalities

  • We offer you other Factoring options:

    • Recourse factoring: based on risk coverage.
    • National or international factoring: depending on location.
    • Tax factoring or Credit insurance factoring: depending on the type of payment.
    • Syndicated factoring: assignment of credits through a pool of entities.

Advantages of Factoring

  • Advance collection of transferred credits.
  • Reduction of banking indebtedness in light of the financial system (CIRBE risk).
  • Reduction of customer balances, improving balance sheet ratios.
  • Coverage of risk of insolvencies up to 100% of sales (non-recourse factoring).
  • Rating of customer creditworthiness (debtors in the Factoring agreement).
  • Quickly and easily manage and finance your invoices online.

Online operations that make your routine business transactions easy

  • You can see all the relevant information about your factoring orders at a glance.

  • Send your orders by adding a standardized file

  • Deal with national and international debtors

  • Check the status of your invoices

Ask your adviser about the type that best suits you.

Are you interested?

You can request more information about BBVA Factoring. From here you can send us a form so that we can contact you.

Are you looking for another kind of financing for your business?

If this is not the product you were looking for, don't worry. We'll help you choose the one that best suits your needs with our financing adviser.

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  • We are working to make your life a little easier with our digital solutions.
  • Our approach is based on transparency, clarity and responsibility.

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