BBVA Autónomos and SMEs Civil Liability Insurance

BBVA Self-Employed and SMEs Public Liability Insurance protects your against damage to third parties (economic, material and physical) while performing your professional activity.

• Protect your employees, their work, and self-employed workers from damage to third parties while performing their professional activity.
• Cover​ possible indemnities in the context of the coverage and the defense costs of responding to possible third-party claims, due to financial, material or bodily damage occasioned during the exercise of your professional or employment activity.

We adapt to your needs. Therefore, depending on the nature of your business activity or your SME's activity, you will have access to certain types of coverage. 

See all the coverages

Decide the indemnity limits and the type of excess based on your needs with the BBVA Self-Employed and SMEs Public Liability Insurance.

• You can choose between 4 indemnity limits: €300,000, €600,000, €900,000 or €1,200,000. We advise you to choose the one that best suits you.
• Choose the excess that you would like: basic (€300) or extended (€600).
• For the construction and consultancy sector, the excess options are €600, in the basic plan, and €1,000, in the extended plan.

To take out this insurance, you must beself-employed or an SME.

The insurance policy subscription is subject to authorization of the underwriter.

If you are a business or SME, you can enjoy a 10% discount taking out BBVA Self-Employed and SMEs Public Liability Insurance together with BBVA Managers and Executives Public Liability Insurance. Promotion valid until 12/31/2019.

• New customers: if taken out with BBVA Managers and Executives Public Liability Insurance.
• Existing customers: the discount will apply to new BBVA Self-Employed and SMEs Public Liability Insurance sold to a customer who already has BBVA Managers and Executives Public Liability Insurance in place.