Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
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      • Aggregation service

        If you're self-employed, you can now add your other banks to the BBVA app.

      • BBVA My Business

        Manage your everyday business operations with ease on your cell phone.

      • BBVA Company aggregator

        All your business bank accounts in the same place with the aggregation service.

      Accounts for self-employed workers and companies

      New bank, zero fees on the usual services. Whether you are self-employed, a SME or a company, a new bank has many advantages.

      No fees for the first 12 months for new registrations of self-employed workers or companies with a turnover of more than 5 million euros.

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      Civil Liability insurance for self-employed workers and SMEs

      BBVA Allianz CL SME Insurance

      • Covers indemnities and legal defense costs.
      • It protects you from possible third-party losses.
      • You can choose from different indemnity limits.
      Apply

      What does this insurance cover?

      • The BBVA Allianz CL SME Insurance covers you against damage to third parties (economic, material and physical) while performing your professional activity.

        • Protect your employees, their work, and self-employed workers from damage to third parties while performing their professional activity.
        • Cover​ possible indemnities in the context of the coverage and the defense costs of responding to possible third-party claims, due to financial, material or bodily damage occasioned during the exercise of your professional or employment activity.

        We adapt to your needs. Therefore, depending on the nature of your business activity or your SME's activity, you will have access to certain types of coverage. 

        See all the coverages

      Do you want to customize your insurance?

        • You can choose an indemnity limit of up to €2,000,000.
        • The aggregate yearly limit is three times the insured sum, up to €6,000,000.
        • The product offers fixed guarantees that you can supplement with optional guarantees to adapt it to your activity or profession.

      What are the requirements?

      • To take out this insurance, you must beself-employed or an SME.

        And comply with the following quantitative limits depending on the type of activity:

        • Maximum turnover of €25,000,000.
        • Wages up to €3,750,000.
        • Budget up to €7,500,000.
        • Up to 2,500 students.
        • Fees up to €4,500,000.

      Apply for BBVA Allianz CL SME Insurance

      Apply

      Would you like more information?

      A period of time may pass between the damage and the claim. As a result, BBVA Allianz CL SME covers the damages that take place during the validity of the contract and whose cause occurs after the effective date, and which are reported while the policy is in effect or no later than 12 months (1 year) after the policy expiration date.

      The insurance contract is annual and renewable.

      The insurance premium is annual and can be paid by direct deposit. You can ask your BBVA adviser about payment plan options.

      Depending on the insured activity or profession, the policy covers incidents that take place in Spain and Andorra, or in the European Union and Andorra.

      It covers the liability attributable to the Insured involving exhibits, demonstrations, and attendance at fairs, competitions, expositions and the like all around the world, except the US and Canada, that is directly related to the insured industrial, trade or commercial activity.

      Product underwritten by BBVA Allianz Seguros y Reaseguros, S.A.

      BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO, S.A. listed in the Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under code OV0060. It has an approved public liability insurance policy. 

      By law, we have to provide you with a standard insurance product information document to help you understand the main features.

      Open document

      You might also be interested in

      • Health Insurance for Companies and Self-Employed Workers

        • More than 50,000 professionals and 4,200 medical centers.
        • Healthcare, tests and hospital stays.
        • 24-hour emergency service.
        More information Apply
      • BBVA Allianz Autónomos Sick Leave (ILT) Insurance

        • Keep your income when you can't work.
        • Know in advance how much you will receive.
        • Additional benefit for hospitalization.
        More information Apply
      • BBVA Negocios Account

        For your professional activity

        • Negocios credit or debit card with no fees.
        • No fees on standard transfers.
        • No fees for issuing and collecting national checks in euros.

        If you are self-employed or an SME, this is your account.

        More information Open account
      See more insurance plans

      Be a BBVA customer.

      • At BBVA, we offer a wide range of insurance products for protecting both you and your business.
      • We are working to make your life a little easier with our digital solutions.
      • Our approach is based on transparency, clarity and responsibility.

      Add your banks to the BBVA app

      • I have a company
      • I am a self-employed worker

      Discover the BBVA Company Aggregator

      Add and manage all your business bank accounts in one place.

      Manage all your accounts, make better decisions, and save time for your business.
      More information

      Your other banks

      Add your other banks to the BBVA app.

      View the status of your accounts, cards, recent transactions, pension plans, etc., with the BBVA app aggregation service.
      More information
      Request Public Liability Insurance
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