Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Go to main content
Home of BBVA for Businesses
  • People
  • Self-employed professionals and businesses
  • Become a customer
  • Access Access Access
  • Menu Close
Products
Home
  • Accounts
  • Cash management
  • Financing
  • POS terminal
  • Collection management
  • Cards
  • Insurance
  • Endorsements
  • Trade finance
  • Renting
  • Public Sector
  • Agro
Branches and ATMs
BBVA Newsroom
  • Español
  • Català
  • English
  • Galego
  • Euskara
Individuals Self-employed people and companies
  • Home
  • Accounts
  • Cash management
  • Financing
  • POS terminal
  • Collection management
  • Cards
  • Insurance
  • Endorsements
  • Trade finance
  • Renting
  • Public Sector
  • Agro
Click enter
Suggestions

    Experiences

    • Aggregation service

      Aggregation service

      If you're self-employed, you can now add your other banks to the BBVA app.

    • BBVA My Business

      BBVA My Business

      Manage your everyday business operations with ease on your cell phone.

    • BBVA Company aggregator

      BBVA Company aggregator

      All your business bank accounts in the same place with the aggregation service.

    Bienvenida Account for self-employed workers and companies

    New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.

    Zero fees for the first 12 months, extendable indefinitely depending on your company's turnover.

    More information
    Branches and ATMs BBVA Newsroom
    Access Access Access
    • Español
    • Català
    • English
    • Galego
    • Euskara
    Become a customer
    Click enter
    Suggestions
      ADVERTISING
      MM/DD/YYYY

      Civil Liability insurance for self-employed workers and SMEs

      BBVA Allianz CL SME Insurance

      • Covers indemnities and legal defense costs.
      • It protects you from possible third-party losses.
      • You can choose from different indemnity limits.
      Apply

      What does this civil liability insurance cover?

      • The BBVA Allianz RC civil liability insurance policy for self-employed professionals and SMEs lets you deal with damage (financial, material and bodily) caused to third parties in the exercise of your profession:

        • Protect your employees, their work and the self-employed worker from damage caused to third parties in the performance of their work.
        • Cover​ possible indemnities in the context of the coverage and the defense costs of responding to possible third-party claims, due to financial, material or bodily damage occasioned during the exercise of your professional or employment activity.

        We adapt to your needs. Therefore, depending on the nature of your business activity or your SME's activity, you will have access to certain types of coverage. 

        See all the coverages

      Do you want to customize your insurance?

        • You can choose an indemnity limit of up to €2,000,000.
        • The aggregate yearly limit is three times the insured sum, up to €6,000,000.
        • The product offers fixed guarantees that you can supplement with optional guarantees to adapt it to your activity or profession.

      What are the requirements?

      • To take out this civil liability insurance you must be self-employed or an SME.

        And comply with the following quantitative limits depending on the type of activity:

        • Maximum turnover of €25,000,000.
        • Wages up to €3,750,000.
        • Budget up to €7,500,000.
        • Up to 2,500 students.
        • Fees up to €4,500,000.

      Apply for BBVA Allianz CL SME Insurance

      Apply

      Would you like more information?

      A period of time may pass between the damage and the claim. As a result, BBVA Allianz CL SME covers the damages that take place during the validity of the contract and whose cause occurs after the effective date, and which are reported while the policy is in effect or no later than 12 months (1 year) after the policy expiration date.

      The BBVA Allianz RC civil liability insurance contract for self-employed professionals and SMEs is annual and renewable.

      The insurance premium is annual and can be paid by direct deposit. You can ask your BBVA adviser about payment plan options.

      Depending on the insured activity or profession, the policy covers incidents that take place in Spain and Andorra, or in the European Union and Andorra.

      It covers the liability attributable to the Insured involving exhibits, demonstrations, and attendance at fairs, competitions, expositions and the like all around the world, except the US and Canada, that is directly related to the insured industrial, trade or commercial activity.

      Product underwritten by BBVA Allianz Seguros y Reaseguros, S.A.

      BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO, S.A. listed in the Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under code OV0060. It has an approved public liability insurance policy. 

      By law, we have to provide you with a standard insurance product information document to help you understand the main features.

      Open document

      You might also be interested in

      • 15% off

        Health Insurance for Self-Employed Workers

        • More than 50,000 professionals and 4,200 medical centers.
        • Healthcare, tests and hospital stays.
        • 24-hour emergency service.

        Now get 15% off the first year, 10% the second and 5% the third.

        For policies that enter into effect from May 1 to July 1, 2023.

        More information
        Apply
      • BBVA Allianz Autónomos Sick Leave (ILT) Insurance

        • Keep your income when you can't work.
        • Know in advance how much you will receive.
        • Additional benefit for hospitalization.
        More information
        Apply
      • BBVA Negocios Account

        For your professional activity

        • Negocios credit or debit card with no fees.
        • No fees on standard transfers.
        • No fees for issuing and collecting national checks in euros.

        If you are self-employed or an SME, this is your account.

        More information
        Open account
      See more insurance plans

      Be a BBVA customer.

      • At BBVA, we offer a wide range of insurance products for protecting both you and your business.
      • We are working to make your life a little easier with our digital solutions.
      • Our approach is based on transparency, clarity and responsibility.

      Add your banks to the BBVA app

      • I have a company

      • I am a self-employed worker

      Discover the BBVA Company Aggregator

      Add and manage all your business bank accounts in one place.
      Manage all your accounts, make better decisions, and save time for your business.
      More information

      Your other banks

      Add your other banks to the BBVA app.
      View the status of your accounts, cards, recent transactions, pension plans, etc., with the BBVA app aggregation service.
      More information
      Request Public Liability Insurance
      Apply
      Offer valid during current month
      1. Insurance
      2. Health Public Liability
      Footer
      • More BBVA

        • Agro
        • Guide to setting up a business
          Experts in companies
          Responsible business
        • Shareholders
        • BBVA Research
        • Jobs at BBVA
        • Network of BBVA agents
        • bbva.com
        • BBVA Pivot
      • The latest

        • ICO Ukraine Guarantee Facility
        • BBVA Company aggregator
          Financial aggregator for self-employed workers
          BBVA My Business
        • Online Business Loan
        • Negocios Account
        • Online Credit Account
        • Negocios Credit Card
        • Insurance for companies
        • Cybersecurity
      • Calculators and simulators

        • Loan Simulator
        • Car loan calculator
        • Mortgage calculator
        • IBAN calculator
          Salary calculator
          Gasoline cost calculator
          BBVA Valora
          BBVA Invest
          Environmental impact calculator for companies
      • Utilities

        Branches and ATMs

        Online Business Banking

        Finances at a glance

        Economic dictionary

        Apps

      BBVA logo
      Legal notice
      Cookies
      Personal data
      Statutory reports
      Payment services
      Fees
      Notice board
      Responsible business
      • Español
      • Català
      • English
      • Galego
      • Euskara

      Banco Bilbao Vizcaya Argentaria S.A. 2023

      Creating Opportunities