Click enter
Suggestions

    Linked Agro Credit Account

    The online agricultural credit you need for your business

    • Combine the advantages of a credit account and a credit limit.
    • Up to €150,000 in credit.
    • Admits all collection and payment movements.

    How does it work?

    • The Agro Linked Credit Account is, by definition, an online agricultural credit line that gives you access to liquidity whenever you want.

      • It is signed for 1 year with a credit limit of up to €150,000.
      • You can renew the contract for up to 3 years. To do so, you must not have debt outstanding at the end of each year.
      • If it has a variable interest rate, this will be revised quarterly.

    Reduce the interest rate

    • With the direct debit payment of one or more of the following payments in the Agro Linked Credit Account, you will be able to reduce the interest rate by up to 1%:

      • CAP Grants from €2,500: reduction of 0.5%.
      • Agricultural Insurance: reduction of 0.25% for every Agriculture Insurance (with a minimum amount of €600 a year) up to a maximum of 0.50%.
      • Business Insurance: by purchasing any of these for a minimum annual amount of €300, you will get a reduction of 0.4%.
      • Social Security payments, salaries or taxes: a reduction of 0.1% if you direct debit any of these three payments with a minimum yearly amount of €300 (with at least three payments per quarter).

      See details

    Would you like more information?

    Yes. The Agro Linked Credit Account has the following fees:

    • Commitment fee: this will be applied on the limit granted at the time of signing the contract and on each annual renewal date.
    • Availability fee: this will be applied on the balance not drawn down in each quarter.
    • Administration fee: a percentage is applied to every transaction in your account.

    Are you looking for another type of business loan?

    If this is not the product you were looking for, don't worry. We'll help you choose the one that best suits your needs with our financing adviser.
    Go to the adviser

    You might also be interested in

    See more financing

    Be a BBVA customer.

    • At BBVA, we want to help you grow your business by offering the financing you need.
    • We are working to make your life a little easier with our digital solutions.
    • Our approach is based on transparency, clarity and responsibility.

    Discover the BBVA Company Aggregator

    Add and manage all your business bank accounts in one place.
    Manage all your accounts, make better decisions, and save time for your business.
    More information