For self-employed individuals and micro-enterprises (up to 10 employees):
Start with generative AI tools like ChatGPT Business to write emails, quotes, and replies to customers. The adoption takes days, not months, and the cost is zero with the BBVA promotion.
For growing SMEs (10-50 employees):
Incorporate AI for sales analysis, cash flow forecasting, and customer service automation with chatbots. Tools like Power BI with AI or Salesforce Einstein integrate with the systems you already use.
For medium-sized companies (more than 50 employees):
Develop your own AI agents (custom GPTs) for internal processes, advanced data analytics, and predictive models for credit or logistics risk.