Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Download the BBVA app
Download the BBVA app
You can do it all on your mobile, or try some features if you are not a customer.
Download
Go to main content
Home of BBVA for Businesses
  • People
  • Self-employed professionals and businesses
  • Become a customer
  • Access Access Access
  • Menu Close
Products
Home
  • Accounts
  • Cash management
  • Financing
  • POS terminal
  • Collection management
  • Cards
  • Insurance
  • Endorsements
  • Trade finance
  • Renting
  • Public Sector
  • Agro
Branches and ATMs
BBVA Newsroom
  • Español
  • Català
  • English
  • Galego
  • Euskara
Individuals Self-employed people and companies
  • Home
  • Accounts
  • Cash management
  • Financing
  • POS terminal
  • Collection management
  • Cards
  • Insurance
  • Endorsements
  • Trade finance
  • Renting
  • Public Sector
  • Agro
Click enter
Suggestions

    Experiences

    • Aggregation service

      Aggregation service

      If you're self-employed, you can now add your other banks to the BBVA app.

    • BBVA My Business

      BBVA My Business

      Manage your everyday business operations with ease on your cell phone.

    • BBVA Company aggregator

      BBVA Company aggregator

      All your business bank accounts in the same place with the aggregation service.

    Bienvenida Account for self-employed workers and companies

    New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.

    Zero fees for the first 12 months, extendable indefinitely depending on your company's turnover.

    More information
    Branches and ATMs BBVA Newsroom
    Access Access Access
    • Español
    • Català
    • English
    • Galego
    • Euskara
    Become a customer
    Click enter
    Suggestions
      ADVERTISING
      MM/DD/YYYY
      Woman behind the bar of her cafeteria checking her tablet

      Insurance for Businesses and SMEs

      BBVA Allianz Negocios Plus

      Comprehensive insurance to protect your business.

      • Covers the damage and material losses to the building, furniture and goods.
      • Flexible and adaptable to your business.
      • Extensive assistance coverage.
      Apply

      What does it cover?

      • Coverage for industrial risks

        See our line-up of basic and optional coverages for each type of industrial risk.

        See table of coverage included

      • Coverage for non-industrial risks

        See in detail what coverage is included for non-industrial risks. 

        See table of coverage included

      Who is this insurance for?

      • It is intended for companies and self-employed workers in any economic, industrial, commercial, agricultural, technological or office service sector.

      Complete assistance network

        • Emergency assistance and services: free ambulance transfer, sending of qualified security personnel in the event of a claim, urgent locksmith, plumbing and electricity services. 
        • Legal assistance. 
        • "Always with you" assistance, including IT assistance, legal advice and protection, and information on European, national and regional grants and subsidies. 

      Apply for BBVA Allianz Negocios Plus Insurance

      Apply

      Would you like more information?

      Yes, limits do apply, depending on the coverage: 

      • Building, furniture, equipment and goods: up to €3,000,000
      • Cash in transit: Up to €5,000. 
      • Cash in safe: up to 30,000 €.
      • Employee infidelity: up to €10,000. 
      • 'Loss of profits': up to €1,000 a day for a maximum of 100 days. 
      • Siege of a secured vehicle transporting cash: up to 30,000 €. 
      • Loss of rent/uninhabitable: maximum of 12 months, with a 48-hour waiting period. 
      • Breakage of windows, theft in the building, electrical damage and breakage of machinery: up to €50,000.
      • Spilled merchandise, fallen shelves, spilled melted merchandise and refrigerated goods: up to €100,000.
      • Damage to or theft of a vehicle at rest: up to €50,000
      • Civil liability: €1,500,000. Sub-limit per victim of up to €500,000. 
      • Aesthetic repairs to the building: 10% insured sum.
      • Replacement of molds: 10% movable equipment and furniture; up to €60,000
      • Replacement of files: 10% movable equipment and furniture; up to €60,000.
      • Frost: 2% of the insured sum for the building, up to €30,000

      Vehicle workshops, service stations, wineries, hospitality, sports facilities, schools, gyms, play-children centers, industrial and non-industrial laundries and dry cleaners, hairdressers and beauty salons, veterinary clinics and canine hairdressers, sale of pets and animal health products, sale and repair of products in general, tailoring, driving schools, hairdressing and beauty academies, hospitality academy, spas and urban spas, pharmacies, parapharmacies and agricultural activities.

      Yes, there are 2 types of general deductibles: €150 and €300 for certain coverage and depending on whether your business is a SME (factory, warehouse, workshop, etc.) or a store/branch

       

      It is annual and renewable. The policy will be renewed automatically every year on the same effective date. 

      Payment is made annually by direct debit. You can ask your BBVA adviser about payment plan options. 

      The territorial scope of coverage is all of Spain, and only for the Civil Liability coverage these are events that occurred and were declared (claimed) within the EU, Andorra and the United Kingdom.

      Product underwritten by BBVA ALLIANZ SEGUROS y REASEGUROS S.A.

      BBVA MEDIACIÓN, OPERADOR DE BANCA-SEGUROS VINCULADO, S.A. listed in the Administrative Register of Insurance Brokers of the Directorate-General for Insurance and Pension Funds under code OV0060. It has an approved public liability insurance policy.

      By law, we have to provide you with a standard insurance product information document to help you understand the main features.

      Open document for the Industrial sector

      Open document for the non-Industrial sector

       

      You might also be interested in

      • BBVA POS comparison tool

        Thanks to our POS comparison tool, you can choose the best solution for your business.
        Compare POS terminal
      • Negocios Credit Card

        • Up to 2% on Repsol Group gasoline.
        • Roadside assistance. 
        • Accident insurance.
        • Pay the following month or in installments. 
        More information
        Apply
      • Online Business Loan

        • Up to €50,000 for self-employed individuals and SMEs. 
        • Have it in your account in 24 hours. 
        • Fixed and personalized interest rate.
        More information
        Apply

      Be a BBVA customer.

      • At BBVA, we offer a wide range of insurance products for protecting both you and your business.
      • We are working to make your life a little easier with our digital solutions.
      • Our approach is based on transparency, clarity and responsibility.

      Discover the BBVA Company Aggregator

      Add and manage all your business bank accounts in one place.
      Manage all your accounts, make better decisions, and save time for your business.
      More information
      BBVA Allianz Negocios Plus
      Apply
      Offer valid during current month
      1. Insurance
      2. BBVA Allianz Negocio Plus Insurance
      Footer
      • More BBVA

        • Agro
        • Experts in companies
          Responsible business
        • Shareholders
        • BBVA Research
        • Jobs at BBVA
        • Network of BBVA agents
        • bbva.com
        • BBVA Pivot
      • The latest

        • ICO Ukraine Guarantee Facility
        • BBVA Company aggregator
          Financial aggregator for self-employed workers
          BBVA My Business
        • Online Business Loan
        • Negocios Account
        • Online Credit Account
        • Negocios Credit Card
        • Insurance for companies
      • Calculators and simulators

        • Loan Simulator
        • Car loan calculator
        • Mortgage calculator
        • IBAN calculator
          Salary calculator
          Gasoline cost calculator
          BBVA Valora
          BBVA Invest
          Environmental impact calculator for companies
      • Utilities

        Branches and ATMs

        Online Business Banking

        Finances at a glance

        Economic dictionary

        Apps

      BBVA logo
      Legal notice
      Cookies
      Personal data
      Statutory reports
      Payment services
      Fees
      Notice board
      Responsible business
      • Español
      • Català
      • English
      • Galego
      • Euskara

      Banco Bilbao Vizcaya Argentaria S.A. 2023

      Creating Opportunities