Financing
Would you like to know what financing we can offer?
- If you're not a customer and you're a company, tell us how much you need and for what.
- Find out online what products and conditions we can offer you.
-
What type of financing product are you looking for?
- The most purchased
- Public financing
- Expand my business
- Leasing and Renting
- Keep my accounts up to date
- Agricultural
The most purchased
-
![]()
Online Business Loan
- Up to €50,000 for self-employed individuals and SMEs.
- Have it in your account in 24 hours.
- Fixed and personalized interest rate.
-
![]()
Online Credit Account
- Up to €50,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Apply instantly 100% online.
-
![]()
Click&Pay credit limit
- Finance social insurance, payroll, taxes or vendors.
- You only pay for the amount you draw down.
- No early repayment penalty or activation fee.
Public financing
-
![]()
ICO Ukraine Conflict Guarantees Facility
Financing to reduce the impact of the Ukrainian War on your business, through the state guarantee facility managed by the ICO. -
![]()
ICO Business and Entrepreneur
To finance your business activities and investment projects related to activity in Spain through ICO Facilities. -
![Empresaria firmando documento junto a su socio]()
Credit facility for SMEs and mid-caps
Preferential financing conditions for companies to develop business projects thanks to the agreement between the European Investment Bank and BBVA. -
![View of two tall buildings, one covered with plants.]()
Energy Efficiency Loan for Homeowners' Associations
Check out our financing conditions. We're a member of the collaboration protocol of the Institute for Energy Diversification and Saving (IDAE).
Sustainable product
-
![]()
Extraordinary measures to provide solvency to businesses
Learn about the extraordinary measures to provide solvency to businesses in response to the COVID-19 pandemic. Available for businesses and self-employed workers.
Expand or create my business
-
![]()
Online Business Loan
- Up to €50,000 for self-employed individuals and SMEs.
- Have it in your account in 24 hours.
- Fixed and personalized interest rate.
-
![]()
BBVA Business Loan
- No maximum limit, whatever your company needs.
- Up to 10 years to repay it.
- Fixed, variable or mixed interest rate.
-
![]()
Business Mortgage
Finance up to 70% of the purchase of your business premises, offices or warehouses with the utmost flexibility. -
![]()
BBVA LEASING
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract. -
![]()
Agroleasing
Renew you business' machinery with financing that adapts to your farming business' needs. -
![]()
New 2022
Agropréstamo
The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate. No commitment fee if you direct deposit the CAP with BBVA this year. -
![]()
CAP Advance Agropréstamo loan
Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount. -
![]()
Loans with SAECA Guarantee
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
Leasing and Renting
-
![]()
BBVA LEASING
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract. -
![]()
Car and van renting
Choose the vehicle that best suits your business, make a monthly payment and forget about the rest. -
![]()
IT and technology renting
Keep your company on the leading edge with the latest technology. You can also renew it whenever you want. -
![]()
Renting of POS Terminals
Manage your business sales and remittances with our Smart Business device rental system. -
![]()
Renting industrial equipment and vehicles
Manage your business sales and remittances with our Smart Business device rental system. -
![]()
Renting medical equipment
We offer state-of-the-art equipment to make sure your company has the latest advances in the industry. -
![]()
Renting for the educational sector
The most innovative learning tools to keep your training center up to date. -
![]()
Sports renting
Upgrade your gym or sports business by renting everything from fields and tracks to advanced workout equipment. -
![]()
Agricultural renting
Conveniently rent specialized machinery or equipment for your agricultural operations. -
![]()
Agroleasing
Renew you business' machinery with financing that adapts to your farming business' needs.
Keep my accounts up to date
-
![]()
Online Credit Account
- Up to €50,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Apply instantly 100% online.
-
![]()
Click&Pay credit limit
- Finance social insurance, payroll, taxes or vendors.
- You only pay for the amount you draw down.
- No early repayment penalty or activation fee.
-
![]()
Trade discount
Get an advance on an undrawn commercial credit. We advance you the amount of bills of exchange, promissory notes, invoices, etc. -
![]()
Reverse Factoring
- We will arrange to pay your suppliers on the exact date.
- If you do not have liquidity, you can finance the repayment in installments.
- Your suppliers will be able to request payment in advance.
-
![]()
Associated Credit Account
Financing that's always available to grow your business with no credit limit and low interest rates.
Grow my farming business
-
![]()
Agroleasing
Renew you business' machinery with financing that adapts to your farming business' needs. -
![]()
New 2022
Agropréstamo
The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate. No commitment fee if you direct deposit the CAP with BBVA this year. -
![]()
CAP Advance Agropréstamo loan
Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount. -
![]()
Organic Conversion Agropréstamo
Financing for the conversion period from conventional to organic production.Sustainable product
-
![]()
Loans with SAECA Guarantee
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
-
What type of financing product are you looking for?
- The most purchased
- Keep my accounts up to date
- Expand my business
- Leasing and renting
- Agricultural
- Public financing
The most purchased
-
![]()
Online Business Loan
- Up to €50,000 for self-employed individuals and SMEs.
- Have it in your account in 24 hours.
- Fixed and personalized interest rate.
-
![]()
Online Credit Account
- Up to €50,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Apply instantly 100% online.
-
![]()
Click&Pay credit limit
- Finance social insurance, payroll, taxes or vendors.
- You only pay for the amount you draw down.
- No early repayment penalty or activation fee.
Keep my accounts up to date
-
![]()
Online Credit Account
- Up to €50,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Apply instantly 100% online.
-
![]()
Click&Pay credit limit
- Finance social insurance, payroll, taxes or vendors.
- You only pay for the amount you draw down.
- No early repayment penalty or activation fee.
-
![]()
Trade discount
Get an advance on an undrawn commercial credit. We advance you the amount of bills of exchange, promissory notes, invoices, etc. -
![]()
Reverse Factoring
- We will arrange to pay your suppliers on the exact date.
- If you do not have liquidity, you can finance the repayment in installments.
- Your suppliers will be able to request payment in advance.
-
![]()
Credit Account
Financing to cover cash flow needs, gaps between collections and payments, purchase stock, etc. Only available in-branch. -
![]()
Associated Credit Account
Financing that's always available to grow your business with no credit limit and low interest rates. -
![]()
Linked Agro Credit Account
Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit. -
![]()
Factoring
Receive in advance any debts that others owe you. At BBVA we manage your commercial loans.
Expand my business
-
![]()
Online Business Loan
- Up to €50,000 for self-employed individuals and SMEs.
- Have it in your account in 24 hours.
- Fixed and personalized interest rate.
-
![]()
BBVA Business Loan
- No maximum limit, whatever your company needs.
- Up to 10 years to repay it.
- Fixed, variable or mixed interest rate.
-
![]()
Business Mortgage
Finance up to 70% of the purchase of your business premises, offices or warehouses with the utmost flexibility. -
![]()
BBVA LEASING
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract. -
![]()
Agroleasing
Renew you business' machinery with financing that adapts to your farming business' needs. -
![]()
New 2022
Agropréstamo
The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate. No commitment fee if you direct deposit the CAP with BBVA this year. -
![]()
CAP Advance Agropréstamo loan
Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount. -
![]()
Loans with SAECA Guarantee
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
Leasing and Renting
-
![]()
BBVA LEASING
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract. -
![]()
Car and van renting
Choose the vehicle that best suits your business, make a monthly payment and forget about the rest. -
![]()
IT and technology renting
Keep your company on the leading edge with the latest technology. You can also renew it whenever you want. -
![]()
Renting of POS Terminals
Manage your business sales and remittances with our Smart Business device rental system. -
![]()
Renting industrial equipment and vehicles
Manage your business sales and remittances with our Smart Business device rental system. -
![]()
Renting medical equipment
We offer state-of-the-art equipment to make sure your company has the latest advances in the industry. -
![]()
Renting for the educational sector
The most innovative learning tools to keep your training center up to date. -
![]()
Sports renting
Upgrade your gym or sports business by renting everything from fields and tracks to advanced workout equipment. -
![]()
Agricultural renting
Conveniently rent specialized machinery or equipment for your agricultural operations. -
![]()
Agroleasing
Renew you business' machinery with financing that adapts to your farming business' needs.
Agricultural
-
![]()
Agroleasing
Renew you business' machinery with financing that adapts to your farming business' needs. -
![]()
New 2022
Agropréstamo
The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate. No commitment fee if you direct deposit the CAP with BBVA this year. -
![]()
CAP Advance Agropréstamo loan
Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount. -
![]()
Organic Conversion Agropréstamo
Financing for the conversion period from conventional to organic production.Sustainable product
-
![]()
Linked Agro Credit Account
Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit. -
![]()
Loans with SAECA Guarantee
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
Public financing
-
![]()
ICO Ukraine Conflict Guarantees Facility
Financing to reduce the impact of the Ukrainian War on your business, through the state guarantee facility managed by the ICO. -
![]()
ICO Business and Entrepreneur
To finance your business activities and investment projects related to activity in Spain through ICO Facilities. -
![Empresaria firmando documento junto a su socio]()
Credit facility for SMEs and mid-caps
Preferential financing conditions for companies to develop business projects thanks to the agreement between the European Investment Bank and BBVA. -
![View of two tall buildings, one covered with plants.]()
Energy Efficiency Loan for Homeowners' Associations
Check out our financing conditions. We're a member of the collaboration protocol of the Institute for Energy Diversification and Saving (IDAE).Sustainable product
-
![]()
Extraordinary measures to provide solvency to businesses
Learn about the extraordinary measures to provide solvency to businesses in response to the COVID-19 pandemic. Available for businesses and self-employed workers.
-
What type of financing product are you looking for?
- Keep my accounts up to date
- Expand my business
- Leasing and renting
- Agricultural
- Public financing
Keep my accounts up to date
-
![Multipurpose Financing Solution]()
Multipurpose Financing Solution
A single limit for multiple financing needs,with flexible terms and online withdrawals: national and international collections and payments... -
![]()
Trade discount
Get an advance on an undrawn commercial credit. We advance you the amount of bills of exchange, promissory notes, invoices, etc. -
![]()
Reverse Factoring
- We will arrange to pay your suppliers on the exact date.
- If you do not have liquidity, you can finance the repayment in installments.
- Your suppliers will be able to request payment in advance.
-
![]()
Credit Account
Financing to cover cash flow needs, gaps between collections and payments, purchase stock, etc. Only available in-branch. -
![]()
Linked Agro Credit Account
Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit. -
![]()
Factoring
Receive in advance any debts that others owe you. At BBVA we manage your commercial loans.
Expand or create my business
-
![]()
BBVA Business Loan
- No maximum limit, whatever your company needs.
- Up to 10 years to repay it.
- Fixed, variable or mixed interest rate.
-
![]()
BBVA LEASING
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract. -
![]()
Loans with SAECA Guarantee
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
Leasing and Renting
-
![]()
BBVA LEASING
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract. -
![]()
Car and van renting
Choose the vehicle that best suits your business, make a monthly payment and forget about the rest. -
![]()
IT and technology renting
Keep your company on the leading edge with the latest technology. You can also renew it whenever you want. -
![]()
Renting of POS Terminals
Manage your business sales and remittances with our Smart Business device rental system. -
![]()
Renting industrial equipment and vehicles
Manage your business sales and remittances with our Smart Business device rental system. -
![]()
Renting medical equipment
We offer state-of-the-art equipment to make sure your company has the latest advances in the industry. -
![]()
Renting for the educational sector
The most innovative learning tools to keep your training center up to date. -
![]()
Sports renting
Upgrade your gym or sports business by renting everything from fields and tracks to advanced workout equipment. -
![]()
Agricultural renting
Conveniently rent specialized machinery or equipment for your agricultural operations.
Grow my farming business
-
![]()
Organic Conversion Agropréstamo
Financing for the conversion period from conventional to organic production.Sustainable product
-
![]()
Linked Agro Credit Account
Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit. -
![]()
Loans with SAECA Guarantee
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
Public financing
-
![]()
ICO Business and Entrepreneur
To finance your business activities and investment projects related to activity in Spain through ICO Facilities. -
![Empresaria firmando documento junto a su socio]()
Credit facility for SMEs and mid-caps
Preferential financing conditions for companies to develop business projects thanks to the agreement between the European Investment Bank and BBVA. -
![]()
Extraordinary measures to provide solvency to businesses
Learn about the extraordinary measures to provide solvency to businesses in response to the COVID-19 pandemic. Available for businesses and self-employed workers.
When would you like to pay back the loan?
-
In the long term
Get financing to buy commercial space or specialized equipment. You can repay it in up to 5 years.More information -
In the short term
Manage your company's payments easily so you can have liquidity when you need it or get an advance on collections.More information
