Financing
Would you like to know what financing we can offer?
Become a customer and we can offer you personalized financing conditions in the short or long-term to promote your projects.
If you're interested, enter your details and an adviser will contact you.
Only for self-employed professionals and companies with a turnover below 5 million euros a year.
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What type of financing product are you looking for?
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The most purchased
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Expand my business
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Keep my accounts up to date
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Agricultural
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Leasing and Renting
The most purchased
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Do you want liquidity for your day-to-day business or help to grow your business?
Now, when you become a customer with the Bienvenida Negocios Account without fees, you will be able to enjoy greater advantages in your financing.
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This is a long-term loan that lets you get financing for your business investments, such as vehicles, machinery and more.
- Up to €50,000 for self-employed individuals and SMEs.
- Available in your account after signing.
- Fixed and personalized interest rate.
-
An account with a credit limit to keep your accounts up to date and get liquidity.
- Up to €50,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Sign up instantly 100% online.
-
A credit line for your business's usual payments with no activation cost.
- Finance payments to suppliers, taxes, payroll, social security or the collection on your bills.
- You only pay an availability fee for the money you use from your limit, which varies depending on the term or purpose for which you use it.
- No early repayment penalty.
Expand or create my business
-
This is a long-term loan that lets you get financing for your business investments, such as vehicles, machinery and more.
- Up to €50,000 for self-employed individuals and SMEs.
- Available in your account after signing.
- Fixed and personalized interest rate.
-
- No maximum limit, whatever your company needs.
- Up to 10 years to repay it.
- Fixed, variable or mixed interest rate.
-
Finance up to 70% of the purchase of your business premises, offices or warehouses with the utmost flexibility.
-
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract.
-
Renew you business' machinery with financing that adapts to your farming business' needs.
-
The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate. No commitment fee if you direct deposit the CAP with BBVA this year.
*Product available for businesses with a turnover under 5 million euros
-
Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount.
*Product available for businesses with a turnover under 5 million euros
-
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
*Product available for businesses with a turnover under 5 million euros.
Keep my accounts up to date
-
An account with a credit limit to keep your accounts up to date and get liquidity.
- Up to €50,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Sign up instantly 100% online.
-
A credit line for your business's usual payments with no activation cost.
- Finance payments to suppliers, taxes, payroll, social security or the collection on your bills.
- You only pay an availability fee for the money you use from your limit, which varies depending on the term or purpose for which you use it.
- No early repayment penalty.
-
Enjoy an instant loan for any business need.
- Apply for a loan between €300 and €50,000.
- Instantly receive it in your account, with no paperwork and no proof of use.
- Pay it back at your own pace with the sales of your business in a maximum of 150 days.
- Pay just the commitment fee.
-
Financing to cover cash flow needs, gaps between collections and payments, purchase stock, etc. Only available in-branch.
-
Get an advance on an undrawn commercial credit. We advance you the amount of bills of exchange, promissory notes, invoices, etc.
-
Financing that's always available to grow your business with no credit limit and low interest rates.
-
- We will arrange to pay your suppliers on the exact date.
- If you do not have liquidity, you can finance the repayment in installments.
- Your suppliers will be able to request payment in advance.
Grow my farming business
-
Renew you business' machinery with financing that adapts to your farming business' needs.
-
The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate. No commitment fee if you direct deposit the CAP with BBVA this year.
*Product available for businesses with a turnover under 5 million euros
-
Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount.
*Product available for businesses with a turnover under 5 million euros
-
Financing for the conversion period from conventional to organic production.Sustainable product
-
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
*Product available for businesses with a turnover under 5 million euros.
Leasing and Renting
-
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract.
-
Car and van renting
Choose the vehicle that best suits your business, make a monthly payment and forget about the rest. -
IT and technology renting
Keep your company on the leading edge with the latest technology. You can also renew it whenever you want. -
Renting of POS Terminals
Manage your business sales and remittances with our Smart Business device rental system. -
Renting industrial equipment and vehicles
Manage your business sales and remittances with our Smart Business device rental system. -
Renting medical equipment
We offer state-of-the-art equipment to make sure your company has the latest advances in the industry. -
Renting for the educational sector
The most innovative learning tools to keep your training center up to date. -
Sports renting
Upgrade your gym or sports business by renting everything from fields and tracks to advanced workout equipment. -
Agricultural renting
Conveniently rent specialized machinery or equipment for your agricultural operations. -
Renew you business' machinery with financing that adapts to your farming business' needs.
-
-
What kind of financing are you looking for?
-
The most purchased
-
Keep my accounts up to date
-
Expand my business
-
Leasing and renting
-
Agricultural
-
Public financing
The most purchased
-
This is a long-term loan that lets you get financing for your business investments, such as vehicles, machinery and more.
- Up to €50,000 for self-employed individuals and SMEs.
- Available in your account after signing.
- Fixed and personalized interest rate.
-
An account with a credit limit to keep your accounts up to date and get liquidity.
- Up to €50,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Sign up instantly 100% online.
-
A credit line for your business's usual payments with no activation cost.
- Finance payments to suppliers, taxes, payroll, social security or the collection on your bills.
- You only pay an availability fee for the money you use from your limit, which varies depending on the term or purpose for which you use it.
- No early repayment penalty.
Keep my accounts up to date
-
An account with a credit limit to keep your accounts up to date and get liquidity.
- Up to €50,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Sign up instantly 100% online.
-
A credit line for your business's usual payments with no activation cost.
- Finance payments to suppliers, taxes, payroll, social security or the collection on your bills.
- You only pay an availability fee for the money you use from your limit, which varies depending on the term or purpose for which you use it.
- No early repayment penalty.
-
- Request an advance of up to €15,000 for your business.
- Repay it gradually; you will only pay for the days you invoice.
- In your account in less than 24 hours.
-
Financing to cover cash flow needs, gaps between collections and payments, purchase stock, etc. Only available in-branch.
-
Get an advance on an undrawn commercial credit. We advance you the amount of bills of exchange, promissory notes, invoices, etc.
-
- We will arrange to pay your suppliers on the exact date.
- If you do not have liquidity, you can finance the repayment in installments.
- Your suppliers will be able to request payment in advance.
-
Financing that's always available to grow your business with no credit limit and low interest rates.
-
Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit.
-
Guarantee your receivables and collect your outstanding invoices early with BBVA, and get liquidity.
Expand my business
-
This is a long-term loan that lets you get financing for your business investments, such as vehicles, machinery and more.
- Up to €50,000 for self-employed individuals and SMEs.
- Available in your account after signing.
- Fixed and personalized interest rate.
-
- No maximum limit, whatever your company needs.
- Up to 10 years to repay it.
- Fixed, variable or mixed interest rate.
-
Finance up to 70% of the purchase of your business premises, offices or warehouses with the utmost flexibility.
-
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract.
-
Renew you business' machinery with financing that adapts to your farming business' needs.
-
The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate. No commitment fee if you direct deposit the CAP with BBVA this year.
*Product available for businesses with a turnover under 5 million euros
-
Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount.
*Product available for businesses with a turnover under 5 million euros
-
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
*Product available for businesses with a turnover under 5 million euros.
Leasing and Renting
-
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract.
-
Car and van renting
Choose the vehicle that best suits your business, make a monthly payment and forget about the rest. -
IT and technology renting
Keep your company on the leading edge with the latest technology. You can also renew it whenever you want. -
Renting of POS Terminals
Manage your business sales and remittances with our Smart Business device rental system. -
Renting industrial equipment and vehicles
Manage your business sales and remittances with our Smart Business device rental system. -
Renting medical equipment
We offer state-of-the-art equipment to make sure your company has the latest advances in the industry. -
Renting for the educational sector
The most innovative learning tools to keep your training center up to date. -
Sports renting
Upgrade your gym or sports business by renting everything from fields and tracks to advanced workout equipment. -
Agricultural renting
Conveniently rent specialized machinery or equipment for your agricultural operations. -
Renew you business' machinery with financing that adapts to your farming business' needs.
Agricultural
-
Renew you business' machinery with financing that adapts to your farming business' needs.
-
The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate. No commitment fee if you direct deposit the CAP with BBVA this year.
*Product available for businesses with a turnover under 5 million euros
-
Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount.
*Product available for businesses with a turnover under 5 million euros
-
Financing for the conversion period from conventional to organic production.Sustainable product
-
Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit.
-
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
*Product available for businesses with a turnover under 5 million euros.
Public financing
-
Financing to reduce the impact of the Ukrainian War on your business, through the state guarantee facility managed by the ICO.
-
To finance your business activities and investment projects related to activity in Spain through ICO Facilities.
-
Preferential financing conditions for companies to develop business projects thanks to the agreement between the European Investment Bank and BBVA.
-
Check out our financing conditions. We're a member of the collaboration protocol of the Institute for Energy Diversification and Saving (IDAE).Sustainable product
-
-
What kind of financing are you looking for?
-
Keep my accounts up to date
-
Expand my business
-
Leasing and renting
-
Agricultural
-
Public financing
Keep my accounts up to date
-
A single limit for multiple financing needs,with flexible terms and online withdrawals: national and international collections and payments...
-
Get an advance on an undrawn commercial credit. We advance you the amount of bills of exchange, promissory notes, invoices, etc.
-
- We will arrange to pay your suppliers on the exact date.
- If you do not have liquidity, you can finance the repayment in installments.
- Your suppliers will be able to request payment in advance.
-
Financing to cover cash flow needs, gaps between collections and payments, purchase stock, etc. Only available in-branch.
-
Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit.
-
Guarantee your receivables and collect your outstanding invoices early with BBVA, and get liquidity.
Expand or create my business
-
- No maximum limit, whatever your company needs.
- Up to 10 years to repay it.
- Fixed, variable or mixed interest rate.
-
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract.
-
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
*Product available for businesses with a turnover under 5 million euros.
Leasing and Renting
-
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract.
-
Car and van renting
Choose the vehicle that best suits your business, make a monthly payment and forget about the rest. -
IT and technology renting
Keep your company on the leading edge with the latest technology. You can also renew it whenever you want. -
Renting of POS Terminals
Manage your business sales and remittances with our Smart Business device rental system. -
Renting industrial equipment and vehicles
Manage your business sales and remittances with our Smart Business device rental system. -
Renting medical equipment
We offer state-of-the-art equipment to make sure your company has the latest advances in the industry. -
Renting for the educational sector
The most innovative learning tools to keep your training center up to date. -
Sports renting
Upgrade your gym or sports business by renting everything from fields and tracks to advanced workout equipment. -
Agricultural renting
Conveniently rent specialized machinery or equipment for your agricultural operations.
Grow my farming business
-
Financing for the conversion period from conventional to organic production.Sustainable product
-
Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit.
-
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
*Product available for businesses with a turnover under 5 million euros.
Public financing
-
Financing to reduce the impact of the Ukrainian War on your business, through the state guarantee facility managed by the ICO.
-
To finance your business activities and investment projects related to activity in Spain through ICO Facilities.
-
Preferential financing conditions for companies to develop business projects thanks to the agreement between the European Investment Bank and BBVA.
-
When would you like to pay back the loan?
-
In the long term
Request the amount you need to buy machinery or renew your vehicle fleet, for example.More information
-
In the short term
Manage your company's payments easily so you can have liquidity when you need it or get an advance on collections.More information