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Financing

Find the financing solution your business needs to keep growing.

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Select the type of business you have

Are you self-employed or a company?

Online Negocios Loan

The investment that your business needs (up to €50,000). Immediate approval and fixed, personalized interest rate.

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Online Credit Account

We finance your routine business activities, up to 25 thousand euros. You won't have to justify what the credit will be used for.

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Click&Pay credit limit

Liquidity at times of greater outgoings or less business. You only pay for what you use, with no interest or cancellation penalty.

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Autorenting

The vehicle you need at a competitive price and with great advantages. A wide offer with excellent services.

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BBVA Business Loan

Your loan from €3,000 up to whatever you need, with a maximum term of 10 years and a fixed, mixed or variable interest rate.

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Trade discount

Get an advance on an undrawn commercial credit. We advance you the amount of bills of exchange, promissory notes, invoices, etc.

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Negocios Mortgage

Finance up to 70% of the purchase of your business premises, offices or warehouses with the utmost flexibility.

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BBVA LEASING

Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract.

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Technology renting

Replace, expand or modify your company's technology equipment easily and quickly.

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Agroleasing

Renew you business' machinery with financing that adapts to your farming business' needs.

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Agropréstamo
The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate.
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Agropréstamo CAP Advance

Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount.

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BBVA Reverse factoring Advance

We give you an advance for 100% of your outstanding invoices, without the need to provide any additional documentation or for any prior assessment.

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Reverse Factoring

Pay the invoices from your suppliers early and manage the payments entirely online.

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Credit Account

Financing to cover cash flow needs, gaps between collections and payments, purchase stock, etc. Only available in-branch.

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Associated Credit Account

Financing that's always available to grow your business with no credit limit and low interest rates.

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Linked Agro Credit Account

Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit.

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Factoring

Receive in advance any debts that others owe you. At BBVA we manage your commercial loans.

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Loans with SAECA Guarantee

Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.

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Solar Autoconsumo Renting

Improve the energy efficiency of your business by installing photovoltaic panels.

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Operational renting

Lease industrial vehicles such as semitrailers, rigid trucks, truck cab units or buses.

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Do you need public financing?

The Instituto de Crédito Oficial has different lines of credit to boost your business.

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Companies with a turnover of less than €5 million: 91 298 35 96

Companies with a turnover of over €5 million: 91 296 70 70

BBVA Net Cash: +34 91 224 98 02

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