Financing for businesses
Would you like to know what financing we can offer?
- If you're not a customer and you're a company, tell us how much you need and for what.
- Find out online what products and conditions we can offer you.
-
What type of financing product are you looking for?
- The most purchased
- Public financing
- Expand my business
- Keep my accounts up to date
- Leasing and Renting
- Agricultural
The most purchased
-
![]()
Online Negocios Loan
- Up to €50,000 for self-employed individuals and €25,000 for SMEs.
- Have it in your account in 24 hours.
- Fixed and personalized interest rate.
-
![]()
Online Credit Account
- Up to €25,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Apply instantly 100% online.
-
![]()
Click&Pay credit limit
- Finance social insurance, payroll, taxes or vendors.
- You only pay for the amount you draw down.
- No early repayment penalty or activation fee.
Public financing
-
![]()
ICO COVID-19 Facilities
- Public financing to limit the impact of the coronavirus.
- Intended to cover expenses or for purchases and improvements.
- Currently available.
-
![Empresaria firmando documento junto a su socio]()
Credit facility for SMEs and mid-caps
Preferential financing conditions for companies to develop business projects thanks to the agreement between the European Investment Bank and BBVA. -
![View of two tall buildings, one covered with plants.]()
Energy Efficiency Loan for Homeowners' Associations
Check out our financing conditions. We're a member of the collaboration protocol of the Institute for Energy Diversification and Saving (IDAE).
Expand or create my business
-
![]()
Online Negocios Loan
- Up to €50,000 for self-employed individuals and €25,000 for SMEs.
- Have it in your account in 24 hours.
- Fixed and personalized interest rate.
-
![]()
BBVA Business Loan
- No maximum limit, whatever your company needs.
- Up to 10 years to repay it.
- Fixed, variable or mixed interest rate.
-
![]()
Negocios Mortgage
Finance up to 70% of the purchase of your business premises, offices or warehouses with the utmost flexibility. -
![]()
BBVA LEASING
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract. -
![]()
Agroleasing
Renew you business' machinery with financing that adapts to your farming business' needs. -
![]()
Agropréstamo
The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate.
-
![]()
CAP Advance Agropréstamo loan
Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount. -
![]()
Loans with SAECA Guarantee
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
Keep my accounts up to date
-
![]()
Online Credit Account
- Up to €25,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Apply instantly 100% online.
-
![]()
Click&Pay credit limit
- Finance social insurance, payroll, taxes or vendors.
- You only pay for the amount you draw down.
- No early repayment penalty or activation fee.
-
![]()
Trade discount
Get an advance on an undrawn commercial credit. We advance you the amount of bills of exchange, promissory notes, invoices, etc. -
![]()
Reverse Factoring
- We will arrange to pay your suppliers on the exact date.
- If you do not have liquidity, you can finance the repayment in installments.
- Your suppliers will be able to request payment in advance.
-
![]()
Credit Account
Financing to cover cash flow needs, gaps between collections and payments, purchase stock, etc. Only available in-branch. -
![]()
Associated Credit Account
Financing that's always available to grow your business with no credit limit and low interest rates.
Leasing and Renting
-
![]()
BBVA LEASING
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract. -
![]()
Car and van renting
Choose the vehicle that best suits your business, make a monthly payment and forget about the rest. -
![]()
IT and technology renting
Keep your company on the leading edge with the latest technology. You can also renew it whenever you want. -
![]()
Renting of POS Terminals
Manage your business sales and remittances with our Smart Business device rental system. -
![]()
Renting industrial equipment and vehicles
Manage your business sales and remittances with our Smart Business device rental system. -
![]()
Renting medical equipment
We offer state-of-the-art equipment to make sure your company has the latest advances in the industry. -
![]()
Renting for the educational sector
The most innovative learning tools to keep your training center up to date. -
![]()
Sports renting
Upgrade your gym or sports business by renting everything from fields and tracks to advanced workout equipment. -
![]()
Agricultural renting
Conveniently rent specialized machinery or equipment for your agricultural operations. -
![]()
Agroleasing
Renew you business' machinery with financing that adapts to your farming business' needs.
Grow my farming business
-
![]()
Agroleasing
Renew you business' machinery with financing that adapts to your farming business' needs. -
![]()
Agropréstamo
The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate.
-
![]()
CAP Advance Agropréstamo loan
Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount. -
![]()
Organic Conversion Agropréstamo
Financing for the conversion period from conventional to organic production. -
![]()
Loans with SAECA Guarantee
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
-
What type of financing product are you looking for?
- The most purchased
- Public financing
- Expand my business
- Keep my accounts up to date
- Leasing and Renting
- Agricultural
The most purchased
-
![]()
Online Negocios Loan
- Up to €50,000 for self-employed individuals and €25,000 for SMEs.
- Have it in your account in 24 hours.
- Fixed and personalized interest rate.
-
![]()
Online Credit Account
- Up to €25,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Apply instantly 100% online.
-
![]()
Click&Pay credit limit
- Finance social insurance, payroll, taxes or vendors.
- You only pay for the amount you draw down.
- No early repayment penalty or activation fee.
Public financing
-
![]()
ICO COVID-19 Facilities
- Public financing to limit the impact of the coronavirus.
- Intended to cover expenses or for purchases and improvements.
- Currently available.
-
![Empresaria firmando documento junto a su socio]()
Credit facility for SMEs and mid-caps
Preferential financing conditions for companies to develop business projects thanks to the agreement between the European Investment Bank and BBVA. -
![View of two tall buildings, one covered with plants.]()
Energy Efficiency Loan for Homeowners' Associations
Check out our financing conditions. We're a member of the collaboration protocol of the Institute for Energy Diversification and Saving (IDAE).
Expand my business
-
![]()
Online Negocios Loan
- Up to €50,000 for self-employed individuals and €25,000 for SMEs.
- Have it in your account in 24 hours.
- Fixed and personalized interest rate.
-
![]()
BBVA Business Loan
- No maximum limit, whatever your company needs.
- Up to 10 years to repay it.
- Fixed, variable or mixed interest rate.
-
![]()
Negocios Mortgage
Finance up to 70% of the purchase of your business premises, offices or warehouses with the utmost flexibility. -
![]()
BBVA LEASING
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract. -
![]()
Agroleasing
Renew you business' machinery with financing that adapts to your farming business' needs. -
![]()
Agropréstamo
The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate.
-
![]()
CAP Advance Agropréstamo loan
Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount. -
![]()
Loans with SAECA Guarantee
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
Keep my accounts up to date
-
![]()
Online Credit Account
- Up to €25,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Apply instantly 100% online.
-
![]()
Click&Pay credit limit
- Finance social insurance, payroll, taxes or vendors.
- You only pay for the amount you draw down.
- No early repayment penalty or activation fee.
-
![]()
Trade discount
Get an advance on an undrawn commercial credit. We advance you the amount of bills of exchange, promissory notes, invoices, etc. -
![]()
Reverse Factoring
- We will arrange to pay your suppliers on the exact date.
- If you do not have liquidity, you can finance the repayment in installments.
- Your suppliers will be able to request payment in advance.
-
![]()
Credit Account
Financing to cover cash flow needs, gaps between collections and payments, purchase stock, etc. Only available in-branch. -
![]()
Associated Credit Account
Financing that's always available to grow your business with no credit limit and low interest rates. -
![]()
Linked Agro Credit Account
Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit. -
![]()
Factoring
Receive in advance any debts that others owe you. At BBVA we manage your commercial loans.
Leasing and Renting
-
![]()
BBVA LEASING
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract. -
![]()
Car and van renting
Choose the vehicle that best suits your business, make a monthly payment and forget about the rest. -
![]()
IT and technology renting
Keep your company on the leading edge with the latest technology. You can also renew it whenever you want. -
![]()
Renting of POS Terminals
Manage your business sales and remittances with our Smart Business device rental system. -
![]()
Renting industrial equipment and vehicles
Manage your business sales and remittances with our Smart Business device rental system. -
![]()
Renting medical equipment
We offer state-of-the-art equipment to make sure your company has the latest advances in the industry. -
![]()
Renting for the educational sector
The most innovative learning tools to keep your training center up to date. -
![]()
Sports renting
Upgrade your gym or sports business by renting everything from fields and tracks to advanced workout equipment. -
![]()
Agricultural renting
Conveniently rent specialized machinery or equipment for your agricultural operations. -
![]()
Agroleasing
Renew you business' machinery with financing that adapts to your farming business' needs.
Agricultural
-
![]()
Agroleasing
Renew you business' machinery with financing that adapts to your farming business' needs. -
![]()
Agropréstamo
The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate.
-
![]()
CAP Advance Agropréstamo loan
Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount. -
![]()
Organic Conversion Agropréstamo
Financing for the conversion period from conventional to organic production. -
![]()
Linked Agro Credit Account
Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit. -
![]()
Loans with SAECA Guarantee
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
-
What type of financing product are you looking for?
- Public financing
- Expand my business
- Keep my accounts up to date
- Leasing and Renting
- Agricultural
Public financing
-
![]()
ICO COVID-19 Facilities
- Public financing to limit the impact of the coronavirus.
- Intended to cover expenses or for purchases and improvements.
- Currently available.
-
![Empresaria firmando documento junto a su socio]()
Credit facility for SMEs and mid-caps
Preferential financing conditions for companies to develop business projects thanks to the agreement between the European Investment Bank and BBVA. -
![View of two tall buildings, one covered with plants.]()
Energy Efficiency Loan for Homeowners' Associations
Check out our financing conditions. We're a member of the collaboration protocol of the Institute for Energy Diversification and Saving (IDAE).
Expand or create my business
-
![]()
BBVA Business Loan
- No maximum limit, whatever your company needs.
- Up to 10 years to repay it.
- Fixed, variable or mixed interest rate.
-
![]()
BBVA LEASING
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract. -
![]()
Loans with SAECA Guarantee
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
Keep my accounts up to date
-
![]()
Click&Pay credit limit
- Finance social insurance, payroll, taxes or vendors.
- You only pay for the amount you draw down.
- No early repayment penalty or activation fee.
-
![Multipurpose Financing Solution]()
Multipurpose Financing Solution
A single limit for multiple financing needs,with flexible terms and online withdrawals: national and international collections and payments... -
![]()
Trade discount
Get an advance on an undrawn commercial credit. We advance you the amount of bills of exchange, promissory notes, invoices, etc. -
![]()
Reverse Factoring
- We will arrange to pay your suppliers on the exact date.
- If you do not have liquidity, you can finance the repayment in installments.
- Your suppliers will be able to request payment in advance.
-
![]()
Credit Account
Financing to cover cash flow needs, gaps between collections and payments, purchase stock, etc. Only available in-branch. -
![]()
Linked Agro Credit Account
Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit. -
![]()
Factoring
Receive in advance any debts that others owe you. At BBVA we manage your commercial loans.
Leasing and Renting
-
![]()
BBVA LEASING
Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract. -
![]()
Car and van renting
Choose the vehicle that best suits your business, make a monthly payment and forget about the rest. -
![]()
IT and technology renting
Keep your company on the leading edge with the latest technology. You can also renew it whenever you want. -
![]()
Renting of POS Terminals
Manage your business sales and remittances with our Smart Business device rental system. -
![]()
Renting industrial equipment and vehicles
Manage your business sales and remittances with our Smart Business device rental system. -
![]()
Renting medical equipment
We offer state-of-the-art equipment to make sure your company has the latest advances in the industry. -
![]()
Renting for the educational sector
The most innovative learning tools to keep your training center up to date. -
![]()
Sports renting
Upgrade your gym or sports business by renting everything from fields and tracks to advanced workout equipment. -
![]()
Agricultural renting
Conveniently rent specialized machinery or equipment for your agricultural operations.
Grow my farming business
-
![]()
Organic Conversion Agropréstamo
Financing for the conversion period from conventional to organic production. -
![]()
Linked Agro Credit Account
Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit. -
![]()
Loans with SAECA Guarantee
Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.
When would you like to pay back the loan?
-
In the long term
Get financing to buy commercial space or specialized equipment. You can repay it in up to 5 years.More information -
In the short term
Manage your company's payments easily so you can have liquidity when you need it or get an advance on collections.More information
