Financing

Business financing

Would you like to know what financing we can offer?

If you're not a customer and you're a company, tell us how much you need and for what.
Find out online what products and conditions we can offer you.

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Opportunities for public financing

Public financing to limit the impact of the coronavirus.

Intended to cover expenses or for purchases and improvements.

Currently available.
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Novation to extend the maturity date and/or grace periods.

Available for businesses and self-employed workers.

To avoid solvency problems in your business.
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Preferential financing conditions for companies to develop business projects thanks to the agreement between the European Investment Bank and BBVA.

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Check out our financing conditions. We're a member of the collaboration protocol of the Institute for Energy Diversification and Saving (IDAE).

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Are you self-employed or an SME? Sign up without leaving your home

Up to €50,000 for self-employed individuals and €25,000 for SMEs.

Have it in your account in 24 hours.

Fixed and personalized interest rate.
More information Apply
Up to €25,000 a year for your day-to-day operations.

Finance whatever you need, with no supporting documents.

Apply instantly 100% online.
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Finance social insurance, payroll, taxes or vendors.

You only pay for the amount you draw down.

No early repayment penalty or activation fee.
More information Apply

What do you need the financing for?

Create or expand my business

Get financing to buy commercial space or specialized equipment. You can repay it in up to 5 years.
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Keep my accounts up to date

Manage your company's payments easily so you can have liquidity when you need it or get an advance on collections.
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Upgrade equipment

You don't need to buy in order to grow. With the renting service, you can rent vehicles, technology, or machinery.
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Select the type of business you have

Are you self-employed or a company?

What do you need the financing for?

Online Negocios Loan
- Up to €50,000 for self-employed individuals and €25,000 for SMEs.
- Have it in your account in 24 hours.
- Fixed and personalized interest rate.
More information Apply
Car and van renting

Choose the vehicle that best suits your business, make a monthly payment and forget about the rest.

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IT and technology renting

Keep your company on the leading edge with the latest technology. You can also renew it whenever you want.

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Online Credit Account
- Up to €25,000 a year for your day-to-day operations.
- Finance whatever you need, with no supporting documents.
- Apply instantly 100% online.
More information Apply
Click&Pay credit limit
- Finance social insurance, payroll, taxes or vendors.
- You only pay for the amount you draw down.
- No early repayment penalty or activation fee.
More information Apply
Renting of POS Terminals

Manage your business sales and remittances with our Smart Business device rental system.

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BBVA Business Loan
- No maximum limit, whatever your company needs.
- Up to 10 years to repay it.
- Fixed, variable or mixed interest rate.
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Renting industrial equipment and vehicles

Manage your business sales and remittances with our Smart Business device rental system.

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Renting medical equipment

We offer state-of-the-art equipment to make sure your company has the latest advances in the industry.

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Trade discount

Get an advance on an undrawn commercial credit. We advance you the amount of bills of exchange, promissory notes, invoices, etc.

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Negocios Mortgage

Finance up to 70% of the purchase of your business premises, offices or warehouses with the utmost flexibility.

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BBVA LEASING

Acquire equipment in comfort through rental payments. Moreover, you can buy it upon finishing the contract.

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Renting for the educational sector

The most innovative learning tools to keep your training center up to date.

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Sports renting

Upgrade your gym or sports business by renting everything from fields and tracks to advanced workout equipment.

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Agricultural renting

Conveniently rent specialized machinery or equipment for your agricultural operations.

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Agroleasing

Renew you business' machinery with financing that adapts to your farming business' needs.

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Agropréstamo
The loan you need for your agricultural and livestock operations. Tailor the term and the interest rate.
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CAP Advance Agropréstamo loan

Get an advance of the grant by arranging for your CAP to be paid into your BBVA account. You can also request the whole amount.

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Organic Conversion Agropréstamo

Financing for the conversion period from conventional to organic production.

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Reverse Factoring
- We will arrange to pay your suppliers on the exact date.
- If you do not have liquidity, you can finance the repayment in installments.
- Your suppliers will be able to request payment in advance.
More information Apply for this service
Credit Account

Financing to cover cash flow needs, gaps between collections and payments, purchase stock, etc. Only available in-branch.

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Associated Credit Account

Financing that's always available to grow your business with no credit limit and low interest rates.

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Linked Agro Credit Account

Get liquidity for your farming business, up to 150 thousand euros. Combine the advantages of a credit account and a credit limit.

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Factoring

Receive in advance any debts that others owe you. At BBVA we manage your commercial loans.

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Loans with SAECA Guarantee

Spread out your investments over as many as 7 years to finance irrigation systems, land, machinery and construction.

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