Banking for Growth

BBVA Spark, the bank of the tech entrepreneurial ecosystem

  • More than 1500 customers
  • +€500M in available financing.
  • We are present in Argentina, Colombia, Spain, Mexico and United Kingdom.

A bank for entrepreneurs and investors

Spark is BBVA's division created to help entrepreneurs and venture capital investors scale their businesses with financial services and debt.

A full range of services

from products to cater your daily financial needs to credit solutions like venture debt to finance growth.

Access to the BBVA Spark ecosystem

through its own and exclusive ecosystem events, connections with the bank and investors.

Personalized service

with a team of fully dedicated professionals who understand your business.

Short, medium and long-term financing

with a model that understands your company's potential, far beyond your company's historical financials.

Solutions that help you through your journey

Start managing your financial needs

Transform the day-to-day of your business with BBVA Sparks and get access to all the benefits of our multichannel banking solution

  • Become a customer, get expert support and start enjoying all the benefits without the hassle.

    • Open a premium bank account.
    • Access your online banking services from our website or app.

  • Keep track of your finances with full visibility and control over your business.

    • Reports tailored to your company’s needs.
    • Automatic account reconciliation processes.

  • Trade with a multi-currency account and move your company’s cash in an agile way from any of BBVA’s geographies.

    • Transfers between own and third-party accounts in pesos, euros, dollars or many other currencies.
    • Exchange rate insurance.
    • Preferential exchange rate in more than 30 currencies.

Move forward with your daily financial needs

Simplify payments and collections management in your business. 

Optimize payment management

Automate invoicing, payroll or taxes, ensuring all payments are made in due course.

  • One-off or batch online payments.
  • Automation of recurring payments.
  • Finance your working capital needs.

Customize your collections

Optimize and adapt collections to your needs with our multi-channel solution. Now you can reconcile and track your revenues in real time.

  • Referenced collections and automatic reconciliation processes.
  • Acquisition and management of POS terminals.
  • Direct, automatic and regular debits.
  • Payments received and past due tracking in real time.

Enjoy a corporate card for each profile

Use our business cards to manage your day-to-day expenses.  

  • Credit, debit and prepaid cards, adapted to the specific needs of your business.
  • With a platform to manage company expenses.
  • Premium cards with exclusive services.

Maximize your cash flow

Enjoy the best cash-flow alternatives with funds and deposits tailored to your needs. 

  • Fixed-income funds.
  • Funds from international fund managers – Quality Funds.
  • Structured deposits.

Grow your business with tailored financing facilities

Access financing to expand your runway without losing control of your company.

Meet your company’s recurrent cash-flow requirements to continue growing with: tailored and flexible financing according to the purpose, cards, factoring, reverse factoring or leasing and renting services.

Venture Debt

Apply for a loan specially designed for companies in their growth stages and complement your equity round while minimizing dilution.

Other forms of structured finance

Access our asset-backed credit facilities for fintechs and companies with models based on origination and rotation of assets.

Do you want to boost your business?

Benefit from our solutions as a BBVA Spark customer. Complete the form and start your journey.

Innovative solutions in collaboration with partners

  • We collaborate with our customers to launch Pilots for new products and services.
  • We adapt and iterate solutions based on our customers' needs and feedback.
  • We scale and integrate the solution into our product offering with strong strategic alliances.

Digital products

Data Based Financing

Connect information sources digitally and opt for short-term funding suited to your company's needs:

  • Receive a credit assessment based on your recurring income.
  • Access short-term financing products such as credit cards, factoring, reverse factoring, etc.

If you are a BBVA Spark customer, please contact your banker. If you are not a customer yet, take the first step:

BBVA Spark Rewards

Your exclusive benefits program to grow your business

The space to find the tools you need

Discover a wide range of products and services, with special conditions, for your daily work.  Save time and money.

Our featured solutions

Access various leading companies' solutions to develop your project, boost your team's productivity or help you expand your business.

Solutions adapted to your needs

Optimize your company's management processes, boost the talent of your teams or go global while you focus on growing your business.

Find the perfect complement to grow

Talent management, employee benefits, US incorporation, consulting services, business development and much more…

We are also the bank of Venture Capital funds

We offer sophisticated solutions that have been designed to: streamline the investment process, boost the returns of venture capital funds and increase liquidity.

  • We offer a unique value proposition to provide you with the coverage your fund needs:

    • Bank accounts and credit cards.
    • Taxes and payroll.
    • Charges and payments.
    • Banking solutions for employees.
    • Insurance.

  • We offer revolving credit facilities for Venture Capital funds.

    • Optimize capital calls from your LPs.
    • Manage the fund’s cash flows and boost your returns.

  • We function as the sole treasurer, overseeing all flows and managing the current accounts associated with your fund.

    • Administration, custody, settlement and record-keeping services.
    • Supervision, control and reporting services.
    • Specialized support services as a global entity: regulatory compliance, legal services, risk control, etc.

Join the Spark community

We are more than just a bank

We work to build a global community that serves as a meeting point for entrepreneurs, investors and ecosystem leaders.

Our main partners

Community of entrepreneurs:

We are committed to the development of entrepreneurial communities in the countries where we are present.

Main flagship events:

We support and participate in key events, such as the Latam Tech Forum in the USA, Finnosummit in Mexico, South Summit and 4YFN in Spain and Startco in Colombia.

Partners in Europe and Latin America:

We help you connect with our partners in Europe and Latin America and with other companies that share your same interests and challenges.

Venture capital associations:

We collaborate with the main risk capital associations, because we know that risk capital is crucial for the successful development of a company.

Our calendar of events

Keep track of the key dates in the entrepreneurial ecosystem's calendar

BBVA Spark, your meeting point

See all the events we have in Europe and LatAm.

Do you want to boost your business?

Benefit from our solutions as a BBVA Spark customer. Complete the form and start your journey.