Associated Credit Account

The Linked Credit Account allows you to have available liquidity when you need it. So you'll have a balance in your account for your business expenses. If you're self-employed, you'll be able to use it as working capital (for your daily business activity), to finance stock and other business activities.

You'll have access to a minimum of €3,000, with 12 months to repay and the ability to renew at expiration, up to a maximum of 3 years.

The Linked Credit Account will have a fixed interest rate for the first three months. For the remaining term, a variable interest rate will be applied (3-month Euribor + differential). The interest rate will be updated every 3 months.

Both the interest rate applied in the initial months and the margin that will be used subsequently are calculated based on the products you have with us and your financial situation.

You can reduce the interest rate by up to 1.50% if you direct deposit your payroll, social security or tax payments, contract BBVA services or meet certain conditions.

See details on how to improve the conditions