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      • Aggregation service

        If you're self-employed, you can now add your other banks to the BBVA app.

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        Manage your everyday business operations with ease on your cell phone.

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        All your business bank accounts in the same place with the aggregation service.

      Bienvenida Account for self-employed workers and companies

      New bank, zero fees on the usual services. Whether you are self-employed, an SME or a company, a new bank has many advantages.
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      Android POS terminal

      Android POS terminal

      Now you can get your Android POS terminal with a pass free of charge for the first 12 months

      • With the Android POS terminal, you can charge and manage your business from anywhere with a 4G or Wi-Fi connection.
      • Allows you to install management apps.
      • Accept more types of payments from international tourists.
      • Possible liquidity drawdown with an Online POS Terminal Loan.
      • If you're not yet a customer, you can open a no-fee account with no conditions totally online.

      *Promotion valid for new customers, customers who have been with BBVA less than 6 months and customers who have not had a BBVA POS terminal in the previous six months. To apply, you must be self-employed, or a company with revenue of less than Euros 5 million per year.

      See terms and conditions

      Apply

      If you are not yet a customer, follow these steps to get your Android POS terminal + voucher with the promotion

      • 1 Become a customer
      • 2 Order your Android POS terminal
      • 3 Choose a POS Terminal Pass
      • 4 Use My Business

      Become a customer

      Open a Welcome Account with no fees or conditions. If you are already a customer, start at step 2.

      Order your Android POS terminal

      Go to I want to sign up on the BBVA app and request an Android POS terminal to get paid and manage your business from anywhere.

      Choose a POS Terminal Pass

      Choose the POS Pass that best suits your annual turnover, at no cost for the first 12 months.

      Use My Business

      Control the sales and POS terminal of your business from your cell phone, with BBVA My Business.
      Apply
      Phone call

      Do you prefer to order your Android POS terminal through an adviser?

      If you have an SME or company, you can sign up for your Android POS terminal and benefit from the promotion through a BBVA adviser. The adviser will guide you to find the best POS terminal + Pass option for your business.
      Contact an adviser

      Android POS terminal that adapts to the pace of your business

      • Maintenance included

        Our commitment is to solve your POS terminal problems in less than 48 hours.
      • Customized rate

        You choose how to pay with a stable or variable price depending on your sales and the Android POS terminal you choose.
      • Sales control

        Track your collections and manage real-time refunds from the app.

      Accept more payment methods for your domestic and foreign customers

      • Chip or magnetic strip payments on debit, credit, prepay and virtual cards.
      • Bizum payments from the POS terminal.
      • Contactless payments using cards and other devices.
      • Payments with QR codes via WeChat Pay and AliPay.
      • Includes a 4G connection and allows Wi-Fi connection.

      See the user guide for charging from your Android POS terminal: Android POS terminal user guide

      Apply

      Offer financing and get liquidity thanks to your Android POS terminal

      • With Plazox, your customers will be able to finance their purchases using their credit card over 3, 6, 9 or 12 months at the time of payment. More information
      • With the Online POS Terminal Loan* you could have immediate access to liquidity thanks to the activity of your POS terminal, paying only a personalized commitment fee for each drawdown. More information

       

      Plus, with the DCC service, your foreign customers can pay in their currency using Visa or Mastercard, while you get paid in euros, at no additional cost.
      What is the Dynamic Currency Payment Service (DCC)?

      Install apps for the Android POS terminal that help you manage transactions

      There are lots of apps that can help you run your business that you can request from your adviser:
      • Smart Business Lite

        Create your product list, receive orders and accept payments through the app.
        More information
      • TAX Free

        Manage the VAT refund to your customers who are not EU residents at no additional cost.
        More information
      • TicketBAI

        Send invoices in compliance with the Basque Tax Agency regulations.
        More information
      • Shipping Package

        Request and schedule your customers' shipments from your store with a unique delivery service. 
        More information
      • Paygold payment link

        Send a payment link by SMS or email to your customers from the Paygold payment option on your POS terminal.
        More information

      What do you need to use the Android POS terminal?


      • Be a BBVA customer.

        You need a BBVA account where you can receive your sales payments. If you are not yet a customer, become a customer 100% online.

         

        Have cell phone coverage or WiFi network
        You need to have the POS terminal in an area where there is cell phone coverage or connect it to the Wi-Fi network of your internet connection for the charges to reach your account.

      Fees

      Two payment options so that you can choose the one that best suits your business.

      • Fixed rate

        • Billing for monthly bonus: a stable price based on your annual billing.
        • Android POS terminal: free.

         

        More information

      • Variable rate

        • Billing for a percentage of each sale: from 0.40% based on the payment method.
        • Android POS terminal: price according to your monthly billing. At no additional cost compared to classic POS terminals.

         

        More information

      Apply

      Take advantage of our promotion and get it for €0!

      Now get your fixed price Android POS Terminal with the first 12 months free for new customers, customers for less than 6 months and customers for more than 6 months without a POS terminal at BBVA in the last six months, with an annual turnover of less than €5 million/year and who sign up for a POS terminal before 12/31/2025. 

      See terms and conditions

      Apply

      Do you want to compare it with other POS terminals?

      Select other POS terminals and compare their features and available rates.

      Compare

      Would you like more information?

      It accepts cards with chip, contactless cards, cards with a magnetic strip and NFC cards on cell phones from the main Spanish and international payment networks: Sistemas de tarjetas y Medios de Pago S.A. (cards known as ServiRed, System 4B and Euro 6000), inter-network settlement, Visa Int., MasterCard Int., Amex, JCB, CUP, Diners and Discover.

      Accept payments with Bizum from the POS terminal.

      It also accepts payments with QR codes via WechatPay and AliPay.

      The money from sales charged using cards will arrive in your account in a single deposit first thing in the morning the following day. 365 days a year, including Sundays and bank holidays.

      The money from the sales charged with Bizum will arrive instantly in your account. If you prefer, as in cards, you can also receive a single deposit first thing the next day.

      Plazox is a service available at your POS terminal so that credit card holders can split the payment at the time of purchase.

      For your business, splitting your customers' payment with Plazox is free and does not affect the way you collect your sales: you will receive the full payment of the sale like the rest of the transactions with your POS terminal. In addition, sales with Plazox will not affect your rate:

      • In fixed rates, the sale will not consume the annual billing of your plan
      • In variable rates, the percentage of sales will not be charged.

      For your customer, paying in installments with Plazox allow them to pay it in 3, 6, 9 or 12 months with the conditions they have applied on their credit card and which will be shown on the sales receipt.

      If you wish to take up the offer, please ask your adviser to activate it.

       

      You can request the Free express deposit card so that anyone on your team can deposit the cash proceeds at an ATM. A completely secure solution because this card is created just for making deposits and does not allow you to pay or show your transactions on screen.

      And of course, you can also deposit your takings at any BBVA branch.

       

      Yes, you can accept payments with an American Express card. Since the end of March 2022, we have included American Express in the POS contract. If your contract pre-dates that and you want to start accepting this type of card, contact your adviser to extend your contract to American Express with no activation cost

       

      For the variable rate, there is no commitment to stay.

      For the fixed rate, the contract for your payment solution is for one year.  If you wish to cancel the contract early, the proportional costs of the activity will be charged up to that moment.

      For example, in the case of canceling a 10 plan upon completion of the sixth month, the billing limit proportional to 6 months will be calculated. As the limit of the 10 plan is €20,000, in the sixth month it would be €10,000. Therefore:

      • If your accumulated billing is less than €10,000, no additional cost will be charged, and you will be able to cancel the contract without paying any penalty.
      • If the accumulated billing is €12,000. As billing exceeds the proportional limit by €2,000, 1.10% of that excess billing will be charged. In that case, the contract would be canceled for the payment of €22.

      At BBVA, we are responsible for the perfect condition of your POS terminal at all times. That is why we do not deliver POS terminals in our own possession.

      This is the way to guarantee that if a POS terminal becomes obsolete or fails for any reason, we will replace or fix it in less than 48 hours and with no unexpected costs.

       

      Yes, the Android POS terminal comes in a single model and the terminal you receive will have the design shown in the photos.

      Are you interested in this POS terminal?

      Calculate the price of your Android POS terminal with the two available rates and request it in less than a minute.

      Apply

      Do you need something more than POS terminals?

      Add a management system to your premises with SmartBusiness

      Smart Business provides everything you need: Devices and apps to manage your business.

      • Automatically records orders in the payment system.
      • Controls inventory and places orders with your suppliers.
      • Automatically communicate orders from the point of sale to the warehouse.

      More information

      Or, with the Advanced PC POS terminal, you can integrate collections into your own management system

      • Specialist support before and during integration.
      • You can view billing details with a card and other payment methods centralized in a single portal.
      • With reinforced transaction security systems.
      • Automation eliminates potential errors from manually entering the amount to be collected.
      • You will have Customer Service 24 hours a day, 7 days a week.

      More information

      *The Online POS Terminal Loan will be subject to BBVA's approval.
      Android POS terminal
      Apply
      Offer valid during current month
      1. POS terminal
      2. Android POS terminal
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