When will the money from sales charged with POS terminals be available?

The money from sales will arrive in your account in a single deposit first thing in the morning the following day . 365 days a year, including Sundays and bank holidays.

How does the Plazox service work?

Plazox is a service available at your POS terminal so that credit card holders can split the payment at the time of purchase. For your business , splitting your customers' payment with Plazox is free and does not affect the way you collect your sales: you will receive the full payment of the sale like the rest of the transactions with your POS terminal. In addition, sales with Plazox will not affect your rate: In fixed rates, the sale will not consume the annual billing of your plan In variable rates, the percentage of sales will not be charged. For your customer , paying in installments with Plazox allow them to pay it in 3, 6, 9 or 12 months with the conditions they have applied on their credit card and which will be shown on the sales receipt. If you wish to take up the offer, please ask your adviser to activate it .

How can you deposit the cash proceeds?

You can request the Free express deposit card so that anyone on your team can deposit the cash proceeds at an ATM . A completely secure solution because this card is created just for making deposits and does not allow you to pay or show your transactions on screen. And of course, you can also deposit your takings at any BBVA branch.

Can I accept American Express if I have the Android POS terminal?

Yes, you can accept payments with an American Express card. Since the end of March 2022, we have included American Express in the POS contract. If your contract pre-dates that and you want to start accepting this type of card, contact your adviser to extend your contract to American Express with no activation cost

Is there a commitment to stay?

For the variable rate, there is no commitment to stay. For the fixed rate, the contract for your payment solution is for one year. If you wish to cancel the contract early, the proportional costs of the activity will be charged up to that moment. For example, in the case of canceling a 10 plan upon completion of the sixth month, the billing limit proportional to 6 months will be calculated. As the limit of the 10 plan is €20,000, in the sixth month it would be €10,000. Therefore: If your accumulated billing is less than €10,000, no additional cost will be charged, and you will be able to cancel the contract without paying any penalty. If the accumulated billing is €12,000. As billing exceeds the proportional limit by €2,000, 1.10% of that excess billing will be charged. In that case, the contract would be canceled for the payment of €22.

Is the purchased POS terminal your property?

At BBVA, we are responsible for the perfect condition of your POS terminal at all times. That is why we do not deliver POS terminals in our own possession. This is the way to guarantee that if a POS terminal becomes obsolete or fails for any reason, we will replace or fix it in less than 48 hours and with no unexpected costs.

Will you receive the exact same fixed Android POS terminal shown in the photos?

Yes, the Android POS terminal comes in a single model and the terminal you receive will have the design shown in the photos.

Android POS terminal

Now you can get your Android POS terminal with a pass free of charge for the first 12 months

To get paid and manage your business from anywhere.
With the POS Terminal Pass of your choice, without paying anything during the first 12 months.
And if you are not yet a customer, with an account with no fees or conditions, totally online.

Promotion valid for new customers and customers of less than 6 months in BBVA, who are self-employed or companies with a turnover not over 5 million euros per year.

See terms and conditions

Apply

If you are not yet a customer, follow these steps to get your POS terminal + pass with the promotion

Open a Welcome Account with no fees or conditions. If you are already a customer, start at step 2.

Go to I want to sign up from the BBVA app or to Collections and payments from your private area at bbva.es, and sign up for your Android POS terminal to get paid and manage your business from anywhere.

Choose the POS Pass that best suits your annual turnover, at no cost for the first 12 months.

Control the sales and POS terminal of your business from your cell phone, with BBVA My Business.

Apply

Do you prefer to sign up through an adviser?

If you have an SME or company, you can sign up for your POS terminal and benefit from the promotion through a BBVA adviser. The adviser will guide you to find the best POS terminal + Pass option for your business.

Contact an adviser

Android POS terminal that adapts to the pace of your business

Maintenance included

Our commitment is to solve your POS terminal problems in less than 48 hours.
Customized rate

You choose how to pay with a stable price or a variable price depending on your sales and the POS terminal you choose.
Sales control

Track your collections and manage real-time refunds from the app.

Accept more payment methods for your foreign customers

Chip or magnetic strip payments on debit, credit, prepay and virtual cards.
Contactless payments using cards and other devices.
Payments with QR codes via WeChat Pay and AliPay.
Includes a 4G connection and allows Wi-Fi connection.

See the SmartPay usage guide for charging from your Android POS terminal: Smartpay Guide for Android POS terminal

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Offer financing and get liquidity thanks to your POS terminal

With Plazox, your customers will be able to finance their purchases using their credit card over 3, 6, 9 or 12 months at the time of payment. More information
With the Online POS Terminal Loan* you could have immediate access to liquidity thanks to the activity of your POS terminal, paying only a personalized commitment fee for each drawdown. More information

You can also accept different currencies via any payment method while charging in Euros at no additional cost with the DCC service.

Install apps for the Android POS terminal that help you manage transactions

There are lots of apps that can help you run your business that you can request from your adviser:

Create your product list, receive orders and accept payments through the app.

More information
Manage the VAT refund to your customers who are not EU residents at no additional cost.

More information
Send invoices in compliance with the Basque Tax Agency regulations.

More information
Request and schedule your customers' shipments from your store with a unique delivery service.

More information
Send a payment link by SMS or email to your customers from the Paygold payment option on your POS terminal.

More information

Take advantage of our promotion and get it for €0!

Now you can get an Android POS terminal with fixed rate free for the first 12 months, for new customers and customers of less than 6 months in BBVA.

See terms and conditions

Apply

What do you need to use the Android POS terminal?

Be a BBVA customer.

You need a BBVA account where you can receive your sales payments. If you are not yet a customer, become a customer 100% online.

Have cell phone coverage or WiFi network

You need to have the POS terminal in an area where there is cell phone coverage or connect it to the Wi-Fi network of your internet connection for the charges to reach your account.

Fees

Two payment options so that you can choose the one that best suits your business.

Fixed rate
Billing for monthly bonus: a stable price based on your annual billing.

Android POS terminal: free.

More information
Variable rate
Billing for a percentage of each sale: from 0.40% based on type of payment card.

Android POS terminal: price according to your monthly billing. At no additional cost compared to classic POS terminals.

More information

Apply

Would you like more information?

It accepts cards with chip, contactless cards, cards with a magnetic strip and NFC cards on cell phones from the main Spanish and international payment networks: Sistemas de tarjetas y Medios de Pago S.A. (cards known as ServiRed, System 4B and Euro 6000), inter-network settlement, Visa Int., MasterCard Int., Amex, JCB, CUP, Diners and Discover.

It also accepts payments with QR codes via WechatPay and AliPay.

Do you need something more than POS terminals?

Add a management system to your premises with SmartBusiness

Smart Business provides everything you need: Devices and apps to manage your business.

Automatically records orders in the payment system.
Controls inventory and places orders with your suppliers.
Automatically communicate orders from the point of sale to the warehouse.

More information

Or, with the Advanced PC POS terminal, you can integrate collections into your own management system

Specialist support before and during integration.
You can view billing details with a card and other payment methods centralized in a single portal.
With reinforced transaction security systems.
Automation eliminates potential errors from manually entering the amount to be collected.
You will have Customer Service 24 hours a day, 7 days a week.

More information

*The Online POS Terminal Loan will be subject to BBVA's approval.

Android POS terminal

Apply

Bienvenida Account for self-employed workers and companies

Android POS terminal

Now you can get your Android POS terminal with a pass free of charge for the first 12 months

If you are not yet a customer, follow these steps to get your POS terminal + pass with the promotion

Become a customer

Sign up for your POS terminal

Choose a POS Terminal Pass

Use My Business

Do you prefer to sign up through an adviser?

Android POS terminal that adapts to the pace of your business

Maintenance included

Customized rate

Sales control

Accept more payment methods for your foreign customers

Offer financing and get liquidity thanks to your POS terminal

Install apps for the Android POS terminal that help you manage transactions

Smart Business Lite

TAX Free

TicketBAI

Shipping Package

Paygold payment link

Take advantage of our promotion and get it for €0!

What do you need to use the Android POS terminal?

Fees

Would you like more information?

Do you need something more than POS terminals?

Add a management system to your premises with SmartBusiness

Or, with the Advanced PC POS terminal, you can integrate collections into your own management system

Android POS terminal

Now you can get your Android POS terminal with a pass free of charge for the first 12 months

If you are not yet a customer, follow these steps to get your POS terminal + pass with the promotion

Become a customer

Sign up for your POS terminal

Choose a POS Terminal Pass

Use My Business

Do you prefer to sign up through an adviser?

Android POS terminal that adapts to the pace of your business

Maintenance included

Customized rate

Sales control

Accept more payment methods for your foreign customers

Offer financing and get liquidity thanks to your POS terminal

Install apps for the Android POS terminal that help you manage transactions

Smart Business Lite

TAX Free

TicketBAI

Shipping Package

Paygold payment link

Take advantage of our promotion and get it for €0!

What do you need to use the Android POS terminal?

Fees

Do you want us to deal with your case in a particular way?

Do you want to compare it with other POS terminals?

Select other POS terminals and compare their features and available rates.

Would you like more information?

What cards or other payment methods does the Android POS terminal accept?

When will the money from sales charged with POS terminals be available?

How does the Plazox service work?

How can you deposit the cash proceeds?

Can I accept American Express if I have the Android POS terminal?

Is there a commitment to stay?

Is the purchased POS terminal your property?

Will you receive the exact same fixed Android POS terminal shown in the photos?

Are you interested in this POS terminal?

Calculate the price of your Android POS terminal with the two available rates and request it in less than a minute.

Do you need something more than POS terminals?

Add a management system to your premises with SmartBusiness

Or, with the Advanced PC POS terminal, you can integrate collections into your own management system