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BBVA Solutions for Hospitality and Catering

Take your restaurant, bar or café to new heights with BBVA's hospitality solutions

BBVA offers you solutions for the hotel and catering industry, specialized and adapted to the needs of your establishment.

Specialists in offering you solutions for your restaurant

  • Customized financing

    BBVA's financial solutions allow you to efficiently and easily manage your bar or restaurant.

  • Protect what you value most

    Protect your business with insurance designed to cope with unforeseen challenges and setbacks.

  • Committed to the hospitality sector

    We offer solutions to help you achieve your restaurant's goals.

  • Sustainability and hospitality, hand in hand

    With BBVA's support, save on your business with an environmentally friendly management.

What solutions does your bar or restaurant need?

Find out the most frequently used POS terminals in the hospitality industry

    • Take payments anywhere.
    • Accept payments in other currencies and receive them in euros with the DCC service.
    • Install management apps like Tax Free and more.
    • And now you can also charge with Bizum from your own POS.

     

  • Virtual POS Terminal with Paygold

    • Makes it easy for your customers to pay: generate your payment links or create your QR codes and share them via email, instant messaging, social media, etc.
    • You won't need to have a website or make any software changes.
    • Your customers can pay you easily using a card or Bizum.

Customized financing

  • Enjoy an instant loan for any business need.
    • Apply for a loan between €300 and €50,000.
    • Instantly receive it in your account, with no paperwork and no proof of use.
    • Pay it back at your own pace with the sales of your business in a maximum of 150 days.
    • Pay just the commitment fee.
  • A credit line for your business's usual payments with no activation cost.
    • Finance payments to suppliers, taxes, payroll, social security or the collection on your bills.
    • You only pay an availability fee for the money you use from your limit, which varies depending on the term or purpose for which you use it.
    • No early repayment penalty.
  • This is a long-term loan that lets you get financing for your business investments, such as vehicles, machinery and more. 
    • Up to €50,000 for self-employed individuals and SMEs. 
    • Available in your account after signing. 
    • Fixed and personalized interest rate.
  • An account with a credit limit to keep your accounts up to date and get liquidity.
    • You can return what you spend in up to 3 years.
    • You have options to get a lower interest rate.

     

Insurance for your bar or restaurant, and for you

We help you find the best solutions for opening your restaurant

Discover our Comprehensive Franchise Service, where we'll tell you everything you need to know.

Next Generation EU Funds

Make your business grow thanks to the European funding approved for new sustainability, digitalization and cohesion and equality projects.

Do you want to open your own business?

At BBVA, we have what you are looking for: a step-by-step guide and advice to guide you in each of the actions aimed at launching your project. 

Protect the future of your restaurant, and of the planet

Pioneering initiative within the sector

BBVA joins Coca-Cola and Ecodes for sustainable hotel financing

The agreement seeks to help the more than 8,500 establishments that are members of Hostelería #PorElClima, and any business in the sector.

BBVA, Coca-Cola have signed an agreement that will enable funding to be mobilized for projects and measures aimed at decarbonisation of bars, restaurants and other hospitality establishments.

Interested owners must request this financing from the Hostelería # PorElClima initiative. ECODES will be responsible for evaluating the project to be financed prior to BBVA's final decision.

El Celler de Can Roca, the triumph of a family business

Discover how BBVA supports El Celler de Can Roca, one of the world's most renowned restaurants, by providing tools to promote sustainable gastronomy and contribute to advancing greener food production.

How can a restaurant be sustainable? Tips from El Celler de Can Roca

Discover the sustainable future with BBVA

We offer you solutions to save sustainably in your restaurant. Together we can make your professional activity environmentally friendly.

El Celler de Can Roca, the triumph of a family business

Discover how BBVA supports El Celler de Can Roca, one of the world's most renowned restaurants, by providing tools to promote sustainable gastronomy and contribute to advancing greener food production.

How can a restaurant be sustainable? Tips from El Celler de Can Roca

We'll help with your everyday operations in your bar or restaurant

  • The tool that helps you easily control your business' sales and offers you the possibility of adding other payment methods, as well as request an Online POS Terminal Loan.
  • Manage orders and process payments from the BBVA Android POS terminal with Smart Business Lite. POS terminal software for hospitality, restaurants and bars.
  • With the BBVA Empresas app, you can run your business' finances no matter where you are.

More useful information here