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Online POS Terminal Loan

The loan you pay back with your POS terminal invoicing

Get liquidity for the daily needs of your business. Instantly, without paperwork and with the advantage of paying it back based on your sales with your BBVA POS terminal.

Easy financing that gives your business a boost

  • Pay it back at your own pace

    Pay your loan back gradually with 20% of the daily payments you receive with your BBVA POS terminal. If you don't sell one day, you don't pay.

  • Receive it instantly

    Request up to €50,000 and receive it instantly in your account, without justifying the destination or providing additional documentation.

  • 100% digital and hassle-free

    From your online banking or app, without paperwork, without interest and with a personalized commitment fee.

The solution that adapts to your business

  • This is how our loan works:

    • Available only for self-employed workers or companies that have contracted a BBVA POS terminal.
    • Personalized commitment fee for each loan requested.
    • Request from €300 to €50,000.
    • Receive it in your account right after requesting it.
    • Pay it back with 20% of the daily sales that you make with your BBVA POS terminal.
    • You have up to 150 days to pay it back.
    • If something remains to be paid back on the last day, the charge will be made to your account, without interest or penalties.

This example will make it clear

Victor owns a coffee shop and needs to upgrade his machinery to continue growing. To purchase this equipment, he requests €20,000 via an Online POS Terminal Loan and he receives it instantly.

In the following days, 20% of what he invoices with his BBVA POS terminal is automatically used to pay back the money. On the days he invoiced €4,000, he paid back €800, and on those he invoiced €400, he paid back €80. On the days he invoiced €0, he paid back €0.

In the end, Victor paid back the money in 123 days, and he did not need to reach the maximum term of 150 days.

  • Loan amount: €20,000.
  • Personalized commitment fee: 1.60% (€320).
  • Repayment period: 150 days / Final term: 123 days.
  • Repayment: automatic with 20% of the payments received via the BBVA POS terminal.
  • Interest rate: NIR 0% | APR 3.87%.

And if you have any questions, we'll answer them

20% of what you invoice with your BBVA POS terminals is automatically used to repay the loan. If you invoice €0 on a given day because you don't open, the automatic payment will not be made.

In addition to that 20%, you can also make voluntary repayments if you want.

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