Simplify the management and financing of your company.
Advantages for you
Less administrative managementInstead of processing all your invoices yourself, we'll take care of paying your suppliers on the exact date.
You can finance your paymentsBBVA can pay your supplier and finance the repayment. The interest rate will be whatever you negotiated with your adviser.
Advantages for your suppliers
They can advance collections
If you pay at 90 days, for example, your supplier may want to advance the collection. In this case, the bank pays in advance in exchange for a fee (which is paid by your customer).
No increased exposureEvery company has a certain amount for financing based on a risk estimate. Any other financing "consumes" part of that risk, but if they make an advance payment through your reverse factoring line, this doesn't happen.
With BBVA Net Cash, you can get advances, make payment orders, queries and calculations.
Negotiate better conditions
It's a win-win for both partiesIf you make it possible for a supplier to collect earlier, you may be able to negotiate more favorable prices.
Maintain liquidityUsing reverse factoring, you can order BBVA to pay a supplier and finance the repayment. This way, you retain your capital for other possible operations.
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